VOO vs XV
Vanguard S&P 500 ETF vs Simplify Target 15 Distribution ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | VOO | XV | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.75% | |
| AUM | $979.0B | $73M | |
| Dividend Yield | 1.09% | 19.16% | |
| Holdings | 509 | 26 | |
| YTD Return | +13.44% | +6.90% | |
| 1Y Return | +22.62% | +11.56% | |
| 3Y Return (annualized) | +21.47% | - | |
| 5Y Return (annualized) | +13.27% | - | |
| Volatility (annualized) | 14.1% | 7.7% | |
| Max Drawdown | -34.3% | -5.7% | |
| Fund Family | Vanguard (US) | Simplify Exchange Traded Funds | |
| Category | Equity | Alternative | |
| Inception | Sep 7, 2010 | Apr 14, 2025 |
VOO vs XV Performance
Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US) and Simplify Target 15 Distribution ETF (XV) is a ETF from Simplify Exchange Traded Funds. Over the past year VOO returned +22.62% while XV returned +11.56%. Year to date, VOO is up 13.44% versus a gain of 6.90% for XV.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 7.7% for XV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -34.3% for VOO and -5.7% for XV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
VOO charges 0.03% per year while XV charges 0.75%. On a $10,000 position that is $3 vs $75 annually, a gap of $72 per year that compounds over a long holding period. On income, VOO currently yields 1.09% against 19.16% for XV.
Holdings Overlap
VOO and XV share 0 holdings out of 506 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VOO or XV?
VOO has an expense ratio of 0.03% while XV charges 0.75%. VOO is the cheaper option. On a $10,000 investment, that is $72 per year of difference.
Which performed better, VOO or XV?
Over the past year VOO returned +22.62% vs +11.56% for XV, so VOO leads on 1-year performance. Over the longest common window we track (1 years), VOO annualized +13.55% vs +17.67% for XV. Past performance does not guarantee future results.
Which is riskier, VOO or XV?
VOO has been the more volatile fund at 14.1% annualized versus 7.7% for XV. Worst drawdown: VOO -34.3% vs XV -5.7%.
Should I hold both VOO and XV?
VOO and XV have a monthly-return correlation of 0.82, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between VOO and XV?
VOO and XV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 506 unique securities.
Which pays a higher dividend, VOO or XV?
VOO yields 1.09% while XV yields 19.16%, so XV currently pays the higher dividend yield.
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