VYM vs XXRP

VYM vs XXRP
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Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 616 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricVYMXXRPWinner
Expense Ratio0.04%2.77%
AUM$81.6B$80M
Dividend Yield2.24%30.06%
Holdings6166
YTD Return+15.34%-70.12%
1Y Return+23.24%-90.25%
3Y Return (annualized)+19.22%-
5Y Return (annualized)+12.21%-
Volatility (annualized)14.6%102.6%
Max Drawdown-58.8%-97.0%
Fund FamilyVanguard (US)Teucrium
CategoryEquityAlternative
InceptionNov 10, 2006Apr 8, 2025

VYM vs XXRP Performance

Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US) and Teucrium 2x Long Daily XRP ETF (XXRP) is a ETF from Teucrium. Over the past year VYM returned +23.24% while XXRP returned -90.25%. Year to date, VYM is up 15.34% versus a loss of 70.12% for XXRP.

Risk: Volatility and Drawdowns

XXRP has been the more volatile fund, with annualized monthly volatility of 102.6% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -58.8% for VYM and -97.0% for XXRP. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.01. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

VYM charges 0.04% per year while XXRP charges 2.77%. On a $10,000 position that is $4 vs $277 annually, a gap of $273 per year that compounds over a long holding period. On income, VYM currently yields 2.24% against 30.06% for XXRP.

Frequently Asked Questions

Which is cheaper, VYM or XXRP?

VYM has an expense ratio of 0.04% while XXRP charges 2.77%. VYM is the cheaper option. On a $10,000 investment, that is $273 per year of difference.

Which performed better, VYM or XXRP?

Over the past year VYM returned +23.24% vs -90.25% for XXRP, so VYM leads on 1-year performance. Over the longest common window we track (1 years), VYM annualized +7.04% vs -74.89% for XXRP. Past performance does not guarantee future results.

Which is riskier, VYM or XXRP?

XXRP has been the more volatile fund at 102.6% annualized versus 14.6% for VYM. Worst drawdown: VYM -58.8% vs XXRP -97.0%.

Should I hold both VYM and XXRP?

VYM and XXRP have a monthly-return correlation of -0.01, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, VYM or XXRP?

VYM yields 2.24% while XXRP yields 30.06%, so XXRP currently pays the higher dividend yield.

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