VTI vs XXRP

VTI vs XXRP
See what your portfolio actually owns
Your funds unpacked, overlap, fees and score, free on screen. The full report is $25, once. Download sample.
X-ray my portfolio free

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricVTIXXRPWinner
Expense Ratio0.03%2.77%
AUM$666.9B$80M
Dividend Yield1.07%30.06%
Holdings3,5436
YTD Return+13.12%-66.00%
1Y Return+20.82%-88.77%
3Y Return (annualized)+21.43%-
5Y Return (annualized)+11.84%-
Volatility (annualized)15.3%115.7%
Max Drawdown-56.6%-97.0%
Fund FamilyVanguard (US)Teucrium
CategoryEquityAlternative
InceptionMay 24, 2001Apr 8, 2025

VTI vs XXRP Performance

Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and Teucrium 2x Long Daily XRP ETF (XXRP) is a ETF from Teucrium. Over the past year VTI returned +20.82% while XXRP returned -88.77%. Year to date, VTI is up 13.12% versus a loss of 66.00% for XXRP.

Risk: Volatility and Drawdowns

XXRP has been the more volatile fund, with annualized monthly volatility of 115.7% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.6% for VTI and -97.0% for XXRP. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.23. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

VTI charges 0.03% per year while XXRP charges 2.77%. On a $10,000 position that is $3 vs $277 annually, a gap of $274 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 30.06% for XXRP.

Frequently Asked Questions

Which is cheaper, VTI or XXRP?

VTI has an expense ratio of 0.03% while XXRP charges 2.77%. VTI is the cheaper option. On a $10,000 investment, that is $274 per year of difference.

Which performed better, VTI or XXRP?

Over the past year VTI returned +20.82% vs -88.77% for XXRP, so VTI leads on 1-year performance. Over the longest common window we track (1 years), VTI annualized +8.08% vs -72.12% for XXRP. Past performance does not guarantee future results.

Which is riskier, VTI or XXRP?

XXRP has been the more volatile fund at 115.7% annualized versus 15.3% for VTI. Worst drawdown: VTI -56.6% vs XXRP -97.0%.

Should I hold both VTI and XXRP?

VTI and XXRP have a monthly-return correlation of 0.23, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, VTI or XXRP?

VTI yields 1.07% while XXRP yields 30.06%, so XXRP currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.

See what your portfolio actually owns
Your funds unpacked, overlap, fees and score, free on screen. The full report is $25, once. Download sample.
X-ray my portfolio free