VYM vs ZMUN
Vanguard High Dividend Yield ETF vs F/m Ultrashort Tax Free Municipal ETF
Quick Verdict
VYM has a lower expense ratio. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | VYM | ZMUN | Winner |
|---|---|---|---|
| Expense Ratio | 0.04% | 0.30% | |
| AUM | $79.0B | $35M | |
| Dividend Yield | 2.86% | 2.60% | |
| Holdings | 568 | 98 | |
| YTD Return | +16.53% | +2.12% | |
| 1Y Return | +25.03% | - | |
| 3Y Return (annualized) | +18.54% | - | |
| 5Y Return (annualized) | +12.25% | - | |
| Volatility (annualized) | 14.6% | - | |
| Max Drawdown | -58.8% | -0.1% | |
| Fund Family | Vanguard (US) | F-m investments | |
| Category | Equity | Tax Preferred | |
| Inception | Nov 10, 2006 | Sep 30, 2025 |
VYM vs ZMUN Performance
Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US) and F/m Ultrashort Tax Free Municipal ETF (ZMUN) is a ETF from F-m investments. Year to date, VYM is up 16.53% versus a gain of 2.12% for ZMUN.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -58.8% for VYM and -0.1% for ZMUN. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
VYM charges 0.04% per year while ZMUN charges 0.30%. On a $10,000 position that is $4 vs $30 annually, a gap of $26 per year that compounds over a long holding period. On income, VYM currently yields 2.86% against 2.60% for ZMUN.
Holdings Overlap
VYM and ZMUN share 0 holdings out of 572 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VYM or ZMUN?
VYM has an expense ratio of 0.04% while ZMUN charges 0.30%. VYM is the cheaper option. On a $10,000 investment, that is $26 per year of difference.
What is the holdings overlap between VYM and ZMUN?
VYM and ZMUN share 0 common holdings with a 0.0% weight overlap. Combined, they hold 572 unique securities.
Which pays a higher dividend, VYM or ZMUN?
VYM yields 2.86% while ZMUN yields 2.60%, so VYM currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.