BFIN
NGSBankFinancial Corporation
Financial Services•Banks - Regional - US
Watchlist:
Last updated: Friday 4th July 2025
11.86
+0.19 (1.63%)
Prev Close:11.67
Open:11.63
Bid:11.0
Ask:12.0
52 Week Range
10.0113.97
Volume:41,258
Mkt Cap:146 M
38
MarketXLS Rank ®
Weak Hold
Price Target
$13.64
+15.0%
Financials
Financial Statements
BFIN - Income Statement (Annual)
Dec-24 | Dec-23 | Dec-22 | Dec-21 | Dec-20 | Dec-19 | Dec-18 | Dec-17 | Dec-16 | Dec-15 | |
---|---|---|---|---|---|---|---|---|---|---|
Credit Losses Provision | 5 M | 395000.0 | 2 M | 1 M | 55000.0 | 4 M | 145000.0 | 87000.0 | 239000.0 | 3 M |
Depreciation And Amortization | 2 M | 2 M | 2 M | -2 M | -2 M | 61000.0 | 184000.0 | 496000.0 | 523000.0 | 550000.0 |
Fees And Commissions | 582000.0 | 532000.0 | 590000.0 | 766000.0 | 650000.0 | 600000.0 | 696000.0 | 541000.0 | 5 M | 5 M |
General And Administrative Expense | 1 M | 1 M | 1 M | 2 M | 1 M | 5 M | 5 M | 6 M | 6 M | 6 M |
Insurance And Claims | 3 M | 3 M | 5 M | 5 M | 5 M | |||||
Insurance And Premiums | -168000.0 | -346000.0 | -39000.0 | |||||||
Interest Expense For Deposit | 18 M | 13 M | 4 M | 2 M | 7 M | 13 M | 9 M | 5 M | 4 M | 3 M |
Interest Expense For Long Term Debt | -48 M | -52 M | ||||||||
Interest Expense For Long Term Debt And Capital Securities | -46 M | -48 M | -52 M | |||||||
Interest Expense For Short Term Debt | 2 M | 2 M | 794000.0 | 567000.0 | 89000.0 | 656000.0 | 651000.0 | 105000.0 | 20000.0 | |
Interest Income | 69 M | 66 M | 55 M | 47 M | 53 M | 65 M | 61 M | 56 M | 51 M | 49 M |
Interest Income After Provision For Loan Loss | 43 M | 51 M | 49 M | 43 M | 46 M | 45 M | 52 M | 50 M | 47 M | 46 M |
Interest Income From Deposits | -44000.0 | |||||||||
Interest Income From Investment Securities | 9 M | 3 M | 3 M | 232000.0 | 854000.0 | 2 M | 2 M | 1 M | 1 M | 1 M |
Interest Income From Loans | 51 M | 57 M | 49 M | 45 M | 50 M | 61 M | 57 M | 53 M | 49 M | 47 M |
Interest Income From Loans And Lease | 51 M | 57 M | 49 M | 45 M | 50 M | 61 M | 57 M | 53 M | 49 M | 47 M |
Interest Income From Securities | 9 M | 3 M | 3 M | 232000.0 | 854000.0 | 2 M | 2 M | 1 M | 1 M | 1 M |
Life Annuity Premiums | -5000.0 | |||||||||
Marketing Expense | 496000.0 | 762000.0 | 690000.0 | 742000.0 | 591000.0 | 657000.0 | 848000.0 | 1 M | 870000.0 | 991000.0 |
Net Income (loss) | 4 M | 9 M | 10 M | 7 M | 9 M | 12 M | 20 M | 9 M | 8 M | 9 M |
Net Income Common Stockholders | 4 M | 9 M | 10 M | 7 M | 9 M | 12 M | 20 M | 9 M | 7 M | 2 M |
Net Income Continuous Operations | 4 M | 9 M | 10 M | 7 M | 9 M | 12 M | 20 M | 9 M | 8 M | 9 M |
Net Interest Income | 48 M | 52 M | 51 M | 44 M | 46 M | 48 M | 52 M | 50 M | 47 M | 49 M |
Net Occupancy Expense | 7 M | 8 M | 8 M | 8 M | 7 M | 7 M | 7 M | 7 M | 6 M | 7 M |
Non Interest Expense | 44 M | 43 M | 41 M | 41 M | 38 M | -39 M | -41 M | -40 M | -42 M | -42 M |
Non Interest Income | 6 M | 4 M | 6 M | 6 M | 5 M | 6 M | 15 M | 6 M | 7 M | 7 M |
Occupancy And Equipment | 7 M | 8 M | 8 M | 8 M | 7 M | 7 M | 7 M | 7 M | 6 M | 7 M |
Other Customer Services | 582000.0 | 532000.0 | 590000.0 | 731000.0 | 552000.0 | 451000.0 | 439000.0 | 326000.0 | 3 M | 3 M |
Other Gand A | 1 M | 1 M | 1 M | 2 M | 1 M | 5 M | 5 M | 6 M | 6 M | 6 M |
Other Interest Expense | 4 M | 3 M | 7 M | -13 M | -9 M | |||||
Other Interest Income | 9 M | 6 M | 4 M | 1 M | 2 M | 3 M | 2 M | 1 M | 675000.0 | 333000.0 |
Other Non Interest Expense | 10 M | 9 M | 8 M | 7 M | 6 M | 4 M | 3 M | 3 M | 3 M | 3 M |
Other Non Interest Income | 4 M | 4 M | 4 M | 4 M | 4 M | 5 M | 7 M | 6 M | 2 M | 1 M |
Professional Expense And Contract Services Expense | 2 M | 1 M | 1 M | 1 M | 1 M | 1 M | ||||
Salaries And Wages | 23 M | 22 M | 22 M | 23 M | 21 M | 21 M | 23 M | 22 M | 23 M | 22 M |
Selling And Marketing Expense | 496000.0 | 762000.0 | 690000.0 | 742000.0 | 591000.0 | 657000.0 | 848000.0 | 1 M | 870000.0 | 991000.0 |
Service Charge On Depositor Accounts | 149000.0 | 257000.0 | 215000.0 | 2 M | 2 M | |||||
Total Revenues | 54 M | 56 M | 57 M | 49 M | 51 M | 55 M | 67 M | 57 M | 54 M | 56 M |
Total Premiums Earned | -168000.0 | -346000.0 | -39000.0 | -5000.0 | ||||||
Total Revenue | 54 M | 56 M | 57 M | 49 M | 51 M | 55 M | 67 M | 57 M | 54 M | 56 M |
Trust Feesby Commissions | 38000.0 | 35000.0 | 98000.0 | 149000.0 | 138000.0 | |||||
Amord | 1000000.0 | 1 M | 1 M | -1 M | -882000.0 | 61000.0 | 184000.0 | 496000.0 | 523000.0 | 550000.0 |
Avgshs | 12 M | 13 M | 13 M | 14 M | 15 M | 16 M | 17 M | 18 M | 19 M | 20 M |
Avgshsdt | 12 M | 13 M | 13 M | 14 M | 15 M | 17 M | 18 M | 18 M | 19 M | 20 M |
Basiceps | 0.33 | 0.74 | 0.8 | 0.53 | 0.61 | 0.75 | 1.11 | 0.49 | 0.4 | 0.44 |
Basicepscont | 0.33 | 0.74 | 0.8 | 0.53 | 0.61 | 0.75 | 1.11 | 0.49 | 0.4 | 0.44 |
Depamor | 2 M | 2 M | 2 M | -2 M | -1 M | 496000.0 | 523000.0 | 550000.0 | ||
Dileps | 0.33 | 0.74 | 0.8 | 0.53 | 0.61 | 1.11 | 0.49 | 0.39 | 0.44 | |
Dilepscont | 1.11 | 0.49 | 0.39 | 0.44 | ||||||
Div Per Share | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.37 | |||
Intexp | 20 M | 14 M | 4 M | 3 M | 7 M | -13 M | -9 M | -6 M | -4 M | -3 M |
Netincdisc | 4 M | 9 M | 10 M | 7 M | 9 M | 12 M | 20 M | 9 M | 8 M | 9 M |
Othspecchg | -8 M | -7 M | -8 M | -848000.0 | -27000.0 | -477000.0 | ||||
Pretaxinc | 5 M | 13 M | 14 M | 10 M | 13 M | 16 M | 26 M | 16 M | 12 M | 14 M |
Sga | 25 M | 24 M | 24 M | 25 M | 23 M | 27 M | 29 M | 29 M | 30 M | 30 M |
Shsout | 12 M | 12 M | 13 M | 13 M | 15 M | 15 M | 16 M | 18 M | 19 M | 20 M |
Specincchg | -10 M | -9 M | -8 M | -7 M | -6 M | -4 M | -3 M | -3 M | -3 M | -3 M |
Taxprov | 948000.0 | 3 M | 3 M | 2 M | 4 M | 4 M | 8 M | 9 M | 6 M | 7 M |
Call: 1-877-778-8358 
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