Berkshire Hills Bancorp Inc.

Dividend Per Share TTM ($)	0.66
Forward Annual Dividend Yield	3.33%
Ex Dividend Date (MM/DD/YYYY)	5/17/2023
Dividend Pay Date (MM/DD/YYYY)	6/1/2023
Dividend Yield (TTM)	2.81%
Forward Annual Dividend Rate ($)	0.72
Dividend Payout Ratio	-17.74
Dividend Per Share 5 Year CAGR	0.00%

Analyst Estimates

EPS Estimate Current Year ($)	2.38
EPS Estimate Next Year ($)	2.49
EPS Estimate Next Quarter ($)	0.58
EPS Estimate Current Quarter ($)	0.61
Current Target Price ($)	27.2
Next 5 Year Growth Rate (%)
1 week Ago Target Price ($)	27.20
2 week Ago Target Price ($)	27.20
3 week Ago Target Price ($)	27.20

Financial Health

Cash Flow Per Share TTM ($)	0.00
Current Ratio	0.00
Quick Ratio	0.00
Debt to Equity Ratio (Last Quarter)	0.13
Long term debt per share (Last Quarter)	2.83
F Score	6.0

Technicals

RSI (14 Day)	63.07
14 Day SMA ($)	21.53
14 Day EMA ($)	21.60
Money Flow Index	59.34
Average True Range	0.92
50 Day SMA ($)	21.82
200 Day SMA ($)	27.20
ADX	22.14
MACD	0.29

Growth

Free Cash Flow QoQ Growth	-100.00%
Free Cash Flow YoY Growth	0.00%
Revenue YoY Growth	0.00%
EPS QoQ Growth	64.29%
Revenue QoQ Growth	8.69%
EPS YoY Growth	0.00%

Profitability

Return on Assets TTM (%)	1.06
Profit Margin TTM (%)
Return on Equity TTM (%)	16.84
Return on Capital TTM (%)
Interest Coverage Ratio	0.00
Gross Margin TTM (%)

Peers

Stock	Dividend	Market Cap (B)	PE	Price ($)
BRKL	0.0289	1 B	11.6	17.29
CBNK	0.008	0 B	9.1	24.95
HIFS	0.006	1 B	12.6	364.01
NBN	0.001	0 B	4.2	38.15
PBCT	0.0355	8 B	14	20.59

Pull option chain for the stock and check the payoff of your option strategies here

Financials

Income Statement

Balance Sheet

Cash Flow

BHLB Income Statement

Annual

	Dec-13	Dec-14	Dec-15	Dec-16	Dec-17	Dec-18	Dec-19	Dec-20	Dec-21	Dec-22
AccruedPreferredStockDividends					219000.0	918000.0	960000.0	313000.0
Amortization	5 M	5 M	4 M	3 M	3 M	5 M	6 M	6 M	5 M	5 M
Amortization of intangibles	-5 M	-5 M	-4 M	-3 M	-3 M	-5 M	6 M	6 M	5 M	5 M
Basic EPS from continuing operations	1.66	1.36	1.74	1.89	1.4	4.68	2.06	-10.21	2.41	2.03
Basic EPS total	1.66	1.36	1.74	1.89	1.4	4.68	2.06	-10.21	2.41	2.03
Basic weighted shares outstanding	25 M	25 M	28 M	31 M	39 M	46 M	49 M	50 M	49 M	46 M
BasicDiscontinuousOperations						-0.08	-0.14	-0.39
CreditLossesProvision	11 M	15 M	17 M	17 M	21 M	25 M	35 M	76 M	500000.0	11 M
Depreciation	-7 M	-8 M	-9 M	-8 M	-10 M	0.0			-11 M	-10 M
Depreciation unreconciled	5 M	5 M	4 M	3 M	3 M	5 M	6 M	6 M	5 M	5 M
DepreciationAndAmortization	5 M	5 M	4 M	3 M	3 M	5 M	6 M	6 M	5 M	5 M
Diluted EPS total	1.65	1.36	1.73	1.88	1.39	4.65	2.05	-10.21	2.39	2.02
Diluted normalized net income/share	1.65	1.36	1.73	1.88	1.39	4.65	2.05	-10.21	2.39	2.02
Diluted weighted shares outstanding	25 M	25 M	29 M	31 M	40 M	46 M	49 M	50 M	50 M	46 M
DilutedDiscontinuousOperations						-0.07	-0.14	-0.39
Dividends paid per share				0.8	0.0	0.88			0.48
FeesAndCommissions	42 M	47 M	49 M	52 M	194 M	-4 M	154 M	140 M	169 M	128 M
GainOnSaleOfBusiness				1 M	296000.0	460000.0	1 M
GainsLossOnDisposalOfDiscontinuedOperations						-5 M	-6 M	-27 M
GeneralAndAdministrativeExpense	17 M	17 M	19 M	18 M	23 M	24 M	30 M	29 M	26 M	28 M
ImpairmentOfCapitalAssets								554 M
Income before tax	58 M	46 M	55 M	77 M	91 M	138 M	124 M	-533 M	149 M	114 M
Income taxes	21 M	16 M	10 M	24 M	51 M	35 M	26 M	-14 M	34 M	24 M
InsuranceAndClaims	17 M	17 M	19 M	18 M	23 M	24 M	30 M	29 M	26 M	28 M
Interest expense	-35 M	-28 M	-33 M	-48 M	-64 M	-110 M	-144 M	-93 M	-38 M	-43 M
InterestExpenseForDeposit	21 M	19 M	23 M	31 M	44 M	78 M	115 M	73 M	27 M	33 M
InterestExpenseForLongTermDebt	-157 M	-164 M	-197 M	-215 M	-274 M	-331 M	-330 M	-241 M	-292 M	-334 M
InterestExpenseForLongTermDebtAndCapitalSecurities	-157 M	-164 M	-197 M	-215 M	-274 M	-331 M	-330 M	-241 M	-292 M	-334 M
InterestExpenseForShortTermDebt	14 M	9 M	10 M	17 M	22 M	31 M	29 M	20 M	11 M	9 M
InterestIncome	204 M	207 M	247 M	280 M	355 M	466 M	510 M	410 M	329 M	387 M
InterestIncomeAfterProvisionForLoanLoss	157 M	164 M	197 M	215 M	270 M	331 M	330 M	241 M	291 M	334 M
InterestIncomeFromInvestmentSecurities	18 M	33 M	36 M	38 M	52 M	60 M	61 M	52 M	47 M	52 M
InterestIncomeFromLoans	186 M	174 M	211 M	243 M	308 M	406 M	449 M	358 M	282 M	335 M
InterestIncomeFromLoansAndLease	186 M	174 M	211 M	243 M	308 M	406 M	449 M	358 M	282 M	335 M
InterestIncomeFromSecurities	18 M	33 M	36 M	38 M	52 M	60 M	61 M	52 M	47 M	52 M
MarketingExpense	3 M	3 M	3 M	3 M	12 M	5 M	4 M	4 M	3 M	5 M
Net income from total operations	41 M	34 M	50 M	59 M	55 M	106 M	174 M	-463 M	202 M	157 M
NetIncomeCommonStockholders	41 M	34 M	50 M	59 M	-68 M	31 M	173 M	-463 M	202 M	157 M
NetIncomeContinuousOperations	41 M	34 M	50 M	59 M	55 M	106 M	174 M	-463 M	202 M	157 M
NetIncomeDiscontinuousOperations						-3 M	-4 M	-20 M
NetInterestIncome	169 M	179 M	214 M	232 M	291 M	356 M	365 M	317 M	291 M	345 M
NonInterestExpense	-157 M	-166 M	-197 M	-203 M	-253 M	-267 M	-290 M	-840 M	-286 M	-289 M
NonInterestIncome	58 M	48 M	54 M	66 M	74 M	74 M	84 M	66 M	143 M	69 M
NonRecurringOperationExpense	15 M	8 M	18 M	15 M	32 M	22 M	28 M	6 M	6 M	9 M
Operating income before depreciation (EBITDA)	64 M	50 M	58 M	80 M	95 M	143 M	130 M	-527 M	154 M	119 M
Other special charges	-6 M	-7 M	-7 M	-8 M	-12 M	31 M	-23 M	-31 M	-11 M	-12 M
OtherCustomerServices	19 M	20 M	20 M	19 M	0.0
OtherGainLossFromDispositionOfDiscontinuedOperations						1 M	1 M	7 M
OtherGandA	17 M	17 M	19 M	18 M	23 M	24 M	30 M	29 M	26 M	28 M
OtherInterestExpense	-35 M	-28 M	-33 M	-48 M	-65 M	-110 M	-144 M	-93 M	-38 M	-43 M
OtherInterestIncome	227 M	226 M	268 M	298 M	420 M	431 M	449 M	383 M	434 M	414 M
OtherNonInterestExpense	36 M	42 M	46 M	48 M	61 M	64 M	66 M	76 M	76 M	73 M
OtherNonInterestIncome	11 M	182000.0	3 M	13 M	-10 M	4 M	1 M	4 M	60 M	7 M
OtherunderPreferredStockDividend					219000.0	918000.0	960000.0	313000.0
PreferredStockDividends					219000.0	918000.0	960000.0	313000.0
ProfessionalExpenseAndContractServicesExpense	7 M	4 M	5 M	6 M	9 M	7 M	11 M	12 M	16 M	12 M
SalariesAndWages	71 M	82 M	97 M	105 M	153 M	134 M	141 M	148 M	151 M	153 M
SecuritiesActivities	5 M	3 M	4 M	8 M	189 M	-4 M	4 M	-7 M	-442000.0	-2 M
Selling Gen & administrative expense	91 M	102 M	120 M	126 M	188 M	163 M	175 M	181 M	180 M	186 M
SellingAndMarketingExpense	3 M	3 M	3 M	3 M	12 M	5 M	4 M	4 M	3 M	5 M
ServiceChargeOnDepositorAccounts	18 M	25 M	25 M	25 M	5 M	0.0	154 M	140 M	169 M	128 M
Special income/charges	-51 M	-51 M	-64 M	-63 M	-93 M	-86 M	-94 M	-635 M	-81 M	-82 M
Total Income available for interest expense (EBIT)	58 M	46 M	55 M	77 M	91 M	138 M	124 M	-533 M	149 M	114 M
Total common shares outstanding	44 M	44 M	44 M	44 M	44 M	44 M	44 M	44 M	44 M	44 M
Total net income	41 M	34 M	50 M	59 M	55 M	106 M	174 M	-463 M	202 M	157 M
Total ordinary shares	44 M	44 M	44 M	44 M	44 M	44 M	44 M	44 M	44 M	44 M
Total revenues	227 M	226 M	268 M	298 M	365 M	431 M	449 M	383 M	434 M	414 M
TradingGainLoss	2 M	-600000.0	200000.0	400000.0	-300000.0	-400000.0	-300000.0	300000.0	600000.0	800000.0

<< PREVIOUS STOCK

NEXT STOCK>>

Call: 1-877-778-8358

I am so happy you are here. My name is Ankur and I am the founder/CEO of MarketXLS. Over the past four years, I have helped more than 2500 customers to implement their own investment research strategies and monitoring systems in Excel.

Implement “your own” investment strategies in Excel with thousands of MarketXLS functions and starter sheets.
Get started today

Berkshire Hills Bancorp Inc.

Sector: Financial Services

Industry: Banks - Regional - US

Get Access to 1 Billion Usable Market data points IN YOUR EXCEL SHEETS WITH EASY TO USE EXCEL FUNCTIONS

🎉 Exciting news! 🎉You are invited to join our Discord Channel.Interact, learn, and grow with experts in the markets!

Valuation

Price per Sales TTM ($)

Price per Book TTM ($)

PE Ratio (TTM)

Book Value per Share ($)

5 Year PE Range

Returns

7 Day Return

1 Month Return

3 Month Return

1 Year Return

3 Year Return

5 Year Return

YTD Return

Risk

Custom Beta One Year

Custom Beta Three Years

Beneish M Score

Altman Z Score

Ranks

MarketXLS Value Score

MarketXLS Quality Score

MarketXLS Technical Score

MarketXLS Rank

Dividends

Dividend Per Share TTM ($)

Forward Annual Dividend Yield

Ex Dividend Date (MM/DD/YYYY)

Dividend Pay Date (MM/DD/YYYY)

Dividend Yield (TTM)

Forward Annual Dividend Rate ($)

Dividend Payout Ratio

Dividend Per Share 5 Year CAGR

Analyst Estimates

EPS Estimate Current Year ($)

EPS Estimate Next Year ($)

EPS Estimate Next Quarter ($)

EPS Estimate Current Quarter ($)

Current Target Price ($)

Next 5 Year Growth Rate (%)

1 week Ago Target Price ($)

2 week Ago Target Price ($)

3 week Ago Target Price ($)

Financial Health

Cash Flow Per Share TTM ($)

Current Ratio

Quick Ratio

Debt to Equity Ratio (Last Quarter)

Long term debt per share (Last Quarter)

F Score

Technicals

RSI (14 Day)

14 Day SMA ($)

14 Day EMA ($)

Money Flow Index

Average True Range

50 Day SMA ($)

200 Day SMA ($)

ADX

MACD

Growth

Free Cash Flow QoQ Growth

Free Cash Flow YoY Growth

Revenue YoY Growth

EPS QoQ Growth

Revenue QoQ Growth

EPS YoY Growth

Profitability

Return on Assets TTM (%)

Profit Margin TTM (%)

Return on Equity TTM (%)

Return on Capital TTM (%)

Interest Coverage Ratio

Gross Margin TTM (%)

Peers

🎉 Exciting news! 🎉

You are invited to join our Discord Channel.

Interact, learn, and grow with experts in the markets!