CARV Stock Forecast, Price Targets, Chart, Dividends & Analysis
Carver Bancorp Inc.
CARV 
NSC
Sector: Financial Services
Industry: Savings & Cooperative Banks
1.86
USD
0.02
(1.09%)
Previous close: 1.84 Open: 1.855 Bid: 1.78 Ask: 1.86
52 week range
1.26 2.39
Mkt Cap: 9 M Avg Vol (90 Days): 46,170
Last updated: Sunday 22nd December 2024
Metrics
Valuation
Price per Sales TTM ($) | 0.32 |
Price per Book TTM ($) | 0.31 |
PE Ratio (TTM) | -3.00 |
Book Value per Share ($) | 5.93 |
5 Year PE Range | NA , NA |
Returns
7 Day Return | 1.09% | |
1 Month Return | 14.11% | |
3 Month Return | -4.62% | |
1 Year Return | 13.41% | |
3 Year Return | -81.53% | |
5 Year Return | -25.24% | |
YTD Return | -5.58% |
Risk
Financial Health
Technicals
RSI (14 Day) | 59.00 |
14 Day SMA ($) | 1.82 |
14 Day EMA ($) | 1.81 |
Money Flow Index | 49.91 |
Average True Range | 0.09 |
50 Day SMA ($) | 1.74 |
200 Day SMA ($) | 1.74 |
ADX | 26.86 |
MACD | -0.02 |
Growth
Free Cash Flow QoQ Growth | 0.00% |
Free Cash Flow YoY Growth | 0.00% |
Revenue YoY Growth | 0.00% |
EPS QoQ Growth | 0.00% |
Revenue QoQ Growth | 0.00% |
EPS YoY Growth | 0.00% |
Profitability
Financials
CARV Income Statement
Annual
| Mar-15 | Mar-16 | Mar-17 | Mar-18 | Mar-19 | Mar-20 | Mar-21 | Mar-22 | Mar-23 | Mar-24 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Basic EPS from continuing operations | -0.07 | -0.48 | -0.77 | 0.58 | -1.6 | -1.47 | -1.14 | -0.24 | -1.03 | -0.61 |
| Basic EPS total | -0.07 | -0.48 | -0.77 | 0.58 | -1.6 | -1.47 | -1.14 | -0.24 | -1.03 | -0.61 |
| Basic weighted shares outstanding | 4 M | 4 M | 5 M | 8 M | 5 M | 4 M | 3 M | 4 M | 4 M | 5 M |
| CreditLossesProvision | 3 M | 1 M | 29000.0 | 135000.0 | 270000.0 | 19000.0 | 100000.0 | 603000.0 | 100000.0 | 9000.0 |
| Depreciation | -1 M | -1 M | -867000.0 | -793000.0 | 965000.0 | 1000000.0 | 1000000.0 | 1 M | 1000000.0 | |
| DepreciationAndAmortization | -1 M | -1 M | -867000.0 | -793000.0 | 965000.0 | 1000000.0 | 1000000.0 | 1 M | 1000000.0 | |
| Diluted EPS total | -0.07 | -0.48 | -0.77 | 0.58 | -1.6 | -1.47 | -1.14 | -0.24 | -1.03 | -0.61 |
| Diluted normalized net income/share | -0.07 | -0.48 | -0.77 | 0.58 | -1.6 | -1.47 | -1.14 | -0.24 | -1.03 | -0.61 |
| Diluted weighted shares outstanding | 4 M | 4 M | 5 M | 8 M | 5 M | 4 M | 3 M | 4 M | 4 M | 5 M |
| Equipment | 900000.0 | 635000.0 | 798000.0 | 862000.0 | 1 M | 2 M | 2 M | 2 M | 2 M | 2 M |
| FeesAndCommissions | 4 M | 4 M | 407000.0 | 554000.0 | 341000.0 | 342000.0 | 357000.0 | 243000.0 | 480000.0 | 493000.0 |
| GeneralAndAdministrativeExpense | -2 M | 9 M | 10 M | 8 M | 8 M | 6 M | 515000.0 | 868000.0 | 894000.0 | 1 M |
| Income before tax | -7 M | -2 M | -3 M | 5 M | -7 M | -6 M | -4 M | -847000.0 | -4 M | -3 M |
| Income taxes | 769000.0 | 655000.0 | 782000.0 | 799000.0 | 638000.0 | 133000.0 | -1 M | -5 M | -5 M | -4 M |
| InsuranceAndClaims | 9 M | 9 M | 8 M | 7 M | 6 M | 355000.0 | 363000.0 | 389000.0 | 596000.0 | |
| Interest expense | 4 M | 5 M | -5 M | -5 M | -6 M | -6 M | 4 M | 2 M | 5 M | 11 M |
| InterestExpenseForCapitalizedLeaseObligations | 3 M | 3 M | 3 M | 3 M | 3 M | |||||
| InterestExpenseForDeposit | 3 M | 3 M | 4 M | 4 M | 5 M | 5 M | 4 M | 2 M | 4 M | 9 M |
| InterestExpenseForLongTermDebt | -21 M | -20 M | -21 M | -625000.0 | -820000.0 | 815000.0 | 562000.0 | 462000.0 | 814000.0 | 1 M |
| InterestExpenseForLongTermDebtAndCapitalSecurities | -21 M | -20 M | -21 M | -625000.0 | -820000.0 | 4 M | 3 M | 3 M | 4 M | 4 M |
| InterestExpenseForShortTermDebt | 1 M | 1 M | 1 M | 1 M | 909000.0 | 991000.0 | 650000.0 | 509000.0 | 1 M | 2 M |
| InterestIncome | 21 M | 25 M | 26 M | 24 M | 23 M | 22 M | 20 M | 23 M | 28 M | 34 M |
| InterestIncomeAfterProvisionForLoanLoss | 14 M | 19 M | 21 M | 19 M | 17 M | 16 M | 16 M | 20 M | 23 M | 23 M |
| InterestIncomeFromInvestmentSecurities | 22 M | 27 M | 26 M | 24 M | 23 M | 22 M | 20 M | |||
| InterestIncomeFromLoans | 21 M | 25 M | 25 M | 23 M | 21 M | 20 M | 19 M | 22 M | 26 M | 30 M |
| InterestIncomeFromLoansAndLease | 21 M | 25 M | 25 M | 23 M | 21 M | 20 M | 19 M | 22 M | 26 M | 30 M |
| InterestIncomeFromSecurities | 22 M | 27 M | 26 M | 24 M | 23 M | 22 M | 20 M | |||
| MinorityInterests | 281000.0 | |||||||||
| Net income from total operations | -7 M | -3 M | -4 M | 5 M | -8 M | -6 M | -4 M | -847000.0 | -4 M | -3 M |
| NetIncomeCommonStockholders | -7 M | -3 M | -4 M | 5 M | -8 M | -6 M | -4 M | -847000.0 | -4 M | -3 M |
| NetIncomeContinuousOperations | -7 M | -3 M | -4 M | 5 M | -8 M | -6 M | -4 M | -847000.0 | -4 M | -3 M |
| NetInterestIncome | 17 M | 21 M | 21 M | 19 M | 17 M | 16 M | 16 M | 20 M | 23 M | 23 M |
| NetOccupancyExpense | 4 M | 5 M | 3 M | 4 M | 4 M | 5 M | 4 M | 4 M | 5 M | 5 M |
| NonInterestExpense | 27 M | 28 M | -29 M | -28 M | -28 M | -25 M | 26 M | 28 M | 31 M | 32 M |
| NonInterestIncome | 6 M | 6 M | 5 M | 14 M | 5 M | 4 M | 6 M | 7 M | 4 M | 7 M |
| Normalized income | -8 M | -9 M | ||||||||
| OccupancyAndEquipment | 5 M | 5 M | 4 M | 4 M | 5 M | 6 M | 6 M | 6 M | 7 M | 7 M |
| Other special charges | -2 M | -731000.0 | -3 M | -3 M | -3 M | -3 M | -3 M | -2 M | -2 M | -2 M |
| OtherCustomerServices | 708000.0 | 419000.0 | 860000.0 | 475000.0 | 413000.0 | |||||
| OtherGandA | -2 M | 9 M | 10 M | 8 M | 8 M | 6 M | 515000.0 | 868000.0 | 894000.0 | 1 M |
| OtherInterestExpense | -18 M | -22 M | -5 M | -5 M | -6 M | -16 M | 85000.0 | 27000.0 | ||
| OtherInterestIncome | 215000.0 | 150000.0 | 299000.0 | 792000.0 | 1 M | 570000.0 | 1 M | 820000.0 | 2 M | 4 M |
| OtherNonInterestExpense | 9 M | 2 M | 2 M | 2 M | 2 M | 2 M | 8 M | 9 M | 10 M | 11 M |
| OtherNonInterestIncome | 1 M | 727000.0 | 734000.0 | 818000.0 | 342000.0 | 184000.0 | 2 M | 5 M | 811000.0 | 4 M |
| ProfessionalExpenseAndContractServicesExpense | 1 M | 1 M | -1 M | -1 M | -672000.0 | 611000.0 | 366000.0 | 344000.0 | 373000.0 | 727000.0 |
| PromotionAndAdvertising | -465000.0 | -311000.0 | -316000.0 | 281000.0 | 380000.0 | 376000.0 | ||||
| RentAndLandingFees | -2 M | -2 M | -1 M | -2 M | ||||||
| Revenue per share | 34000.0 | 73000.0 | 70000.0 | 84000.0 | 94000.0 | |||||
| SalariesAndWages | 12 M | 11 M | 12 M | 13 M | 12 M | 11 M | 11 M | 12 M | 13 M | 14 M |
| SecuritiesActivities | 1000000.0 | 5 M | 28000.0 | 342000.0 | 357000.0 | 243000.0 | 480000.0 | 493000.0 | ||
| Selling Gen & administrative expense | 12 M | 20 M | 22 M | 21 M | 20 M | 17 M | 12 M | 12 M | 14 M | 15 M |
| SellingAndMarketingExpense | -465000.0 | -311000.0 | -316000.0 | 281000.0 | 380000.0 | 376000.0 | ||||
| ServiceChargeOnDepositorAccounts | 4 M | 3 M | 407000.0 | 554000.0 | 341000.0 | 342000.0 | 38000.0 | -2 M | -2 M | -4 M |
| Special income/charges | -9 M | -2 M | 2 M | 2 M | 2 M | 1 M | -6 M | -7 M | -8 M | -9 M |
| Total common shares outstanding | 4 M | 4 M | 4 M | 4 M | 4 M | 4 M | 3 M | 4 M | 4 M | 5 M |
| Total net income | -7 M | -3 M | -4 M | 5 M | -8 M | -6 M | -4 M | -847000.0 | -4 M | -3 M |
| Total ordinary shares | 5 M | 5 M | 5 M | 5 M | 5 M | 5 M | 5 M | 5 M | 5 M | 5 M |
| Total revenues | 23 M | 27 M | 26 M | 33 M | 22 M | 20 M | 22 M | 28 M | 26 M | 29 M |
| TotalRevenue | 23 M | 27 M | 26 M | 33 M | 22 M | 20 M | 22 M | 28 M | 26 M | 29 M |
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