CIZN Stock Forecast, Price Targets, Chart, Dividends & Analysis
Citizens Holding Company
CIZN 
NSD
Sector: Financial Services
Industry: Banks - Regional - US
9.74
USD
0.84
(9.44%)
Previous close: 8.9 Open: 8.95 Bid: Ask:
52 week range
7.30 9.74
Mkt Cap: 50 M Avg Vol (90 Days): 2,065
Last updated: Friday 20th December 2024
Metrics
Valuation
Price per Sales TTM ($) | 1.41 |
Price per Book TTM ($) | 1.25 |
PE Ratio (TTM) | 28.79 |
Book Value per Share ($) | 7.59 |
5 Year PE Range | NA , NA |
Returns
7 Day Return | 8.22% | |
1 Month Return | 9.44% | |
3 Month Return | 7.03% | |
1 Year Return | 33.61% | |
3 Year Return | -40.17% | |
5 Year Return | -45.82% | |
YTD Return | 25.68% |
Risk
Dividends
Technicals
RSI (14 Day) | 61.04 |
14 Day SMA ($) | 9.10 |
14 Day EMA ($) | 9.14 |
Money Flow Index | 40.77 |
Average True Range | 0.88 |
50 Day SMA ($) | 8.91 |
200 Day SMA ($) | 8.36 |
ADX | 7.68 |
MACD | 0.00 |
Growth
Free Cash Flow QoQ Growth | 0.00% |
Free Cash Flow YoY Growth | 0.00% |
Revenue YoY Growth | 0.00% |
EPS QoQ Growth | 0.00% |
Revenue QoQ Growth | 0.00% |
EPS YoY Growth | 0.00% |
Financials
CIZN Income Statement
Annual
| Dec-14 | Dec-15 | Dec-16 | Dec-17 | Dec-18 | Dec-19 | Dec-20 | Dec-21 | Dec-22 | Dec-23 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Basic EPS from continuing operations | 1.53 | 1.56 | 1.38 | 0.76 | 1.36 | 1.17 | 1.24 | 1.34 | 1.72 | 0.33 |
| Basic EPS total | 1.53 | 1.56 | 1.38 | 0.76 | 1.36 | 1.17 | 1.24 | 1.34 | 1.72 | 0.33 |
| Basic weighted shares outstanding | 5 M | 5 M | 5 M | 5 M | 5 M | 5 M | 6 M | 6 M | 6 M | 6 M |
| CreditLossesProvision | 923397.0 | 556687.0 | 65056.0 | 543138.0 | 334000.0 | 573000.0 | 1 M | 1 M | 124000.0 | 669000.0 |
| Depreciation | -1 M | -1 M | -980514.0 | -1 M | -937000.0 | 899000.0 | 1 M | 1 M | 1 M | 1 M |
| DepreciationAndAmortization | -1 M | -1 M | -980514.0 | -1 M | -937000.0 | 899000.0 | 1 M | 1 M | 1 M | 1 M |
| Diluted EPS total | 1.53 | 1.56 | 1.38 | 0.76 | 1.36 | 1.17 | 1.24 | 1.34 | 1.72 | 0.33 |
| Diluted normalized net income/share | 1.53 | 1.56 | 1.38 | 0.76 | 1.36 | 1.17 | 1.24 | 1.34 | 1.72 | 0.33 |
| Diluted weighted shares outstanding | 5 M | 5 M | 5 M | 5 M | 5 M | 5 M | 6 M | 6 M | 6 M | 6 M |
| Dividends paid per share | 0.96 | 0.96 | 0.96 | 0.64 | ||||||
| Equipment | 3 M | 3 M | 3 M | 3 M | 4 M | 3 M | 4 M | 4 M | 4 M | 5 M |
| FeesAndCommissions | 6 M | 6 M | 6 M | 633244.0 | 171000.0 | 414000.0 | 829000.0 | 1 M | -28000.0 | -2 M |
| GeneralAndAdministrativeExpense | 8 M | 7 M | 8 M | 8 M | 7 M | |||||
| ImpairmentOfCapitalAssets | 42000.0 | |||||||||
| Income before tax | 9 M | 10 M | 8 M | 8 M | 8 M | 7 M | 9 M | 9 M | 12 M | 2 M |
| Income taxes | 2 M | 2 M | 2 M | 4 M | 828000.0 | 1 M | 2 M | 1 M | 2 M | -74000.0 |
| InsuranceAndClaims | 8 M | 7 M | 8 M | 8 M | 7 M | |||||
| Interest expense | -3 M | -3 M | -3 M | -3 M | -4 M | 10 M | 7 M | 5 M | 5 M | 19 M |
| InterestExpenseForDeposit | 2 M | 2 M | 2 M | 2 M | 3 M | 8 M | 7 M | 4 M | 3 M | 12 M |
| InterestExpenseForShortTermDebt | 1 M | 1 M | 1 M | 1 M | 2 M | 2 M | 871000.0 | 755000.0 | 2 M | 7 M |
| InterestIncome | 31 M | 31 M | 30 M | 31 M | 31 M | 35 M | 41 M | 39 M | 40 M | 49 M |
| InterestIncomeAfterProvisionForLoanLoss | 27 M | 27 M | 27 M | 27 M | 26 M | 25 M | 32 M | 32 M | 35 M | 29 M |
| InterestIncomeFromInvestmentSecurities | 11 M | 11 M | 11 M | 11 M | 11 M | 10 M | 9 M | 7 M | 12 M | 13 M |
| InterestIncomeFromLoans | 20 M | 20 M | 19 M | 19 M | 20 M | 25 M | 31 M | 31 M | 27 M | 33 M |
| InterestIncomeFromLoansAndLease | 20 M | 20 M | 19 M | 19 M | 20 M | 25 M | 31 M | 31 M | 27 M | 33 M |
| InterestIncomeFromSecurities | 11 M | 11 M | 11 M | 11 M | 11 M | 10 M | 9 M | 7 M | 12 M | 13 M |
| Net income from total operations | 7 M | 8 M | 7 M | 3 M | 7 M | 6 M | 7 M | 7 M | 10 M | 2 M |
| NetIncomeCommonStockholders | 7 M | 8 M | 7 M | 3 M | 15 M | 6 M | 7 M | 7 M | 10 M | 2 M |
| NetIncomeContinuousOperations | 7 M | 8 M | 7 M | 3 M | 7 M | 6 M | 7 M | 7 M | 10 M | 2 M |
| NetInterestIncome | 27 M | 27 M | 27 M | 28 M | 27 M | 26 M | 33 M | 33 M | 35 M | 30 M |
| NetOccupancyExpense | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | 3 M | 3 M | 3 M | 3 M |
| NonInterestExpense | -26 M | -26 M | -26 M | -28 M | -28 M | 28 M | 33 M | 35 M | 34 M | 36 M |
| NonInterestIncome | 8 M | 8 M | 8 M | 8 M | 9 M | 10 M | 10 M | 12 M | 11 M | 9 M |
| Normalized income | 3 M | -5 M | ||||||||
| OccupancyAndEquipment | 5 M | 5 M | 5 M | 5 M | 6 M | 5 M | 7 M | 7 M | 7 M | 8 M |
| Other special charges | -104384.0 | -111684.0 | -118805.0 | -107418.0 | -76096.0 | -3 M | -4 M | -5 M | -5 M | -7 M |
| OtherCustomerServices | 2 M | 2 M | 2 M | 3 M | -89000.0 | -28000.0 | -73000.0 | |||
| OtherGandA | 8 M | 7 M | 8 M | 8 M | 7 M | |||||
| OtherInterestIncome | 49398.0 | 94721.0 | 185188.0 | 273379.0 | 193000.0 | 908000.0 | 282000.0 | 62000.0 | 388000.0 | 3 M |
| OtherNonInterestExpense | -3 M | -3 M | -3 M | -3 M | -3 M | 7 M | 8 M | 10 M | 9 M | 10 M |
| OtherNonInterestIncome | 2 M | 2 M | 1 M | 8 M | 17 M | 10 M | 9 M | 11 M | 11 M | 11 M |
| ProfessionalExpenseAndContractServicesExpense | -561000.0 | 2 M | 1 M | 1 M | 1 M | 1 M | ||||
| PromotionAndAdvertising | -769081.0 | -793282.0 | -783303.0 | -649612.0 | -640000.0 | 551000.0 | 642000.0 | 573000.0 | 610000.0 | 566000.0 |
| SalariesAndWages | 13 M | 13 M | 14 M | 15 M | 15 M | 15 M | 17 M | 18 M | 18 M | 19 M |
| SecuritiesActivities | 206258.0 | 142422.0 | 112881.0 | 633244.0 | 171000.0 | 414000.0 | 829000.0 | 1 M | -2 M | |
| Selling Gen & administrative expense | 21 M | 20 M | 21 M | 23 M | 22 M | 15 M | 17 M | 18 M | 18 M | 19 M |
| SellingAndMarketingExpense | -2 M | -1 M | -1 M | -2 M | -2 M | 2 M | 2 M | 2 M | 2 M | 2 M |
| ServiceChargeOnDepositorAccounts | 4 M | 4 M | 4 M | 4 M | ||||||
| Special income/charges | 4 M | 3 M | 3 M | 3 M | 3 M | -7 M | -8 M | -10 M | -9 M | -10 M |
| Total common shares outstanding | 5 M | 5 M | 5 M | 5 M | 5 M | 6 M | 6 M | 6 M | 6 M | 6 M |
| Total net income | 7 M | 8 M | 7 M | 3 M | 7 M | 6 M | 7 M | 7 M | 10 M | 2 M |
| Total ordinary shares | 6 M | 6 M | 6 M | 6 M | 6 M | 6 M | 6 M | 6 M | 6 M | 6 M |
| Total revenues | 36 M | 36 M | 35 M | 36 M | 35 M | 35 M | 44 M | 46 M | 46 M | 39 M |
| TotalRevenue | 36 M | 36 M | 35 M | 36 M | 35 M | 35 M | 44 M | 46 M | 46 M | 39 M |
| WriteDown | -694207.0 | -220419.0 | -234042.0 | 836000.0 |
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