CZFS 
Sector:
Industry:
USD
()
Optionable: Market Cap: 90-day average vol:
Previous close: Open: Bid: Ask:
52 week range
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Valuation
Returns
Risk
Ranks
Dividends
Analyst Estimates
Financial Health
Technicals
Growth
Profitability
Peers
| Stock | Dividend | Market Cap (B) | PE | Price ($) |
|---|
Financials
CZFS Income Statement
Annual
| Invalid date | Dec-16 | Dec-17 | Dec-18 | Dec-19 | Dec-20 | Dec-21 | Dec-22 | Dec-23 | |
|---|---|---|---|---|---|---|---|---|---|
| Amortization of intangibles | 457000.0 | -461000.0 | 674000.0 | ||||||
| Basic EPS from continuing operations | 3.74 | 3.7 | 5.09 | 5.32 | 6.41 | 7.23 | 7.32 | 4.06 | |
| Basic EPS total | 3.74 | 3.7 | 5.09 | 5.32 | 6.41 | 7.23 | 7.32 | 4.06 | |
| Basic weighted shares outstanding | 3 M | 4 M | 4 M | 4 M | 4 M | 4 M | 4 M | 4 M | |
| CreditLossesProvision | 2 M | 3 M | 2 M | 2 M | 2 M | 2 M | 2 M | 5 M | |
| Depreciation | 921000.0 | 922000.0 | -877000.0 | 1 M | |||||
| DepreciationAndAmortization | 921000.0 | 922000.0 | -877000.0 | 1 M | |||||
| Diluted EPS total | 3.74 | 3.7 | 5.09 | 5.31 | 6.4 | 7.23 | 7.32 | 4.06 | |
| Diluted normalized net income/share | 3.74 | 3.7 | 5.09 | 5.31 | 6.4 | 7.23 | 7.32 | 4.06 | |
| Diluted weighted shares outstanding | 3 M | 4 M | 4 M | 4 M | 4 M | 4 M | 4 M | 4 M | |
| DividendIncome | 283000.0 | 271000.0 | 447000.0 | 497000.0 | 398000.0 | 378000.0 | 623000.0 | 1 M | |
| Dividends paid per share | 1.82 | 1.9 | 1.94 | ||||||
| Equipment | 644000.0 | 603000.0 | 536000.0 | 674000.0 | 757000.0 | 519000.0 | 565000.0 | 822000.0 | |
| FeesAndCommissions | 1 M | 1 M | -19000.0 | 144000.0 | 2 M | 2 M | 2 M | 2 M | |
| GeneralAndAdministrativeExpense | 7 M | 6 M | 5 M | 75000.0 | 476000.0 | 522000.0 | 8 M | 1 M | |
| Income before tax | 16 M | 14 M | 22 M | 23 M | 30 M | 35 M | 35 M | 22 M | |
| Income restructuring and M&A | 165000.0 | 466000.0 | 2 M | 9 M | |||||
| Income taxes | 4 M | 6 M | 4 M | 4 M | 5 M | 6 M | 7 M | 4 M | |
| InsuranceAndClaims | 7 M | 6 M | 5 M | 75000.0 | 476000.0 | 522000.0 | 8 M | 1 M | |
| Interest expense | 5 M | 6 M | 9 M | 12 M | 8 M | 7 M | 11 M | 47 M | |
| InterestExpenseForDeposit | 4 M | 4 M | 7 M | 9 M | 7 M | 6 M | 7 M | 32 M | |
| InterestExpenseForShortTermDebt | 794000.0 | 1 M | 3 M | 3 M | 1 M | 1 M | 4 M | 15 M | |
| InterestIncome | 43 M | 48 M | 56 M | 62 M | 70 M | 73 M | 83 M | 127 M | |
| InterestIncomeAfterProvisionForLoanLoss | 36 M | 39 M | 45 M | 48 M | 60 M | 65 M | 70 M | 75 M | |
| InterestIncomeFromDeposits | 407000.0 | 401000.0 | 447000.0 | 736000.0 | |||||
| InterestIncomeFromInvestmentSecurities | 7 M | 6 M | 6 M | 6 M | 6 M | 6 M | 8 M | 9 M | |
| InterestIncomeFromLoans | 36 M | 42 M | 50 M | 55 M | 64 M | 66 M | 74 M | 122 M | |
| InterestIncomeFromLoansAndLease | 36 M | 42 M | 50 M | 55 M | 64 M | 66 M | 74 M | 122 M | |
| InterestIncomeFromSecurities | 7 M | 6 M | 6 M | 6 M | 6 M | 6 M | 8 M | 9 M | |
| MarketingExpense | 838000.0 | -970000.0 | 952000.0 | ||||||
| Net income from total operations | 13 M | 7 M | 18 M | 19 M | 25 M | 29 M | 29 M | 18 M | |
| NetIncomeCommonStockholders | 13 M | 7 M | 18 M | 25 M | 30 M | 35 M | 29 M | 18 M | |
| NetIncomeContinuousOperations | 13 M | 7 M | 18 M | 19 M | 25 M | 29 M | 29 M | 18 M | |
| NetInterestIncome | 38 M | 42 M | 47 M | 50 M | 62 M | 66 M | 72 M | 80 M | |
| NetOccupancyExpense | 2 M | 2 M | 2 M | 2 M | 3 M | 3 M | 3 M | 4 M | |
| NonInterestExpense | 28 M | 29 M | 31 M | 33 M | 41 M | 42 M | 45 M | 65 M | |
| NonInterestIncome | 8 M | 3 M | 9 M | 8 M | 11 M | 12 M | 10 M | 12 M | |
| Normalized income | 5 M | ||||||||
| OccupancyAndEquipment | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M | 4 M | 5 M | |
| Other special charges | -13 M | -16 M | -17 M | -728000.0 | -21 M | ||||
| OtherCustomerServices | 766000.0 | 635000.0 | 1 M | 2 M | 2 M | 2 M | |||
| OtherGandA | 7 M | 6 M | 5 M | 75000.0 | 476000.0 | 522000.0 | 8 M | 1 M | |
| OtherInterestExpense | -38 M | -62 M | 7 M | -11 M | -80 M | ||||
| OtherNonInterestExpense | 1 M | 3 M | 2 M | 3 M | 4 M | 4 M | 3 M | 6 M | |
| OtherNonInterestIncome | 6 M | 1 M | 8 M | 8 M | 8 M | 9 M | 8 M | 8 M | |
| ProfessionalExpenseAndContractServicesExpense | 1 M | 1 M | 2 M | 1 M | 2 M | 2 M | 2 M | 2 M | |
| PromotionAndAdvertising | -343000.0 | -361000.0 | 470000.0 | 460000.0 | |||||
| RentAndLandingFees | -351000.0 | -412000.0 | |||||||
| Revenue per share | 457000.0 | -461000.0 | 1 M | ||||||
| SalariesAndWages | 16 M | 18 M | 19 M | 20 M | 24 M | 26 M | 28 M | 35 M | |
| SecuritiesActivities | 1 M | -19000.0 | 144000.0 | 264000.0 | 551000.0 | -261000.0 | -195000.0 | ||
| Selling Gen & administrative expense | 23 M | 23 M | 24 M | 21 M | 25 M | 26 M | 36 M | 36 M | |
| SellingAndMarketingExpense | -343000.0 | -361000.0 | 470000.0 | 838000.0 | -970000.0 | 952000.0 | |||
| ServiceChargeOnDepositorAccounts | 693000.0 | 755000.0 | |||||||
| Special income/charges | -1 M | -3 M | -2 M | -4 M | -6 M | -4 M | -3 M | -16 M | |
| Total common shares outstanding | 4 M | 4 M | 4 M | 5 M | |||||
| Total net income | 13 M | 7 M | 18 M | 19 M | 25 M | 29 M | 29 M | 18 M | |
| Total ordinary shares | 5 M | 5 M | 5 M | 5 M | 5 M | 5 M | 5 M | 5 M | |
| Total revenues | 46 M | 45 M | 55 M | 58 M | 74 M | 78 M | 82 M | 92 M | |
| TotalRevenue | 46 M | 45 M | 55 M | 58 M | 74 M | 78 M | 82 M | 92 M |
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