EVBN Stock Forecast, Price Targets, Chart, Dividends & Analysis
Evans Bancorp Inc.
EVBN 
AMX
Sector: Financial Services
Industry: Banks - Regional - US
44.16
USD
0.56
(1.28%)
Previous close: 43.6 Open: 44.065 Bid: Ask:
52 week range
24.07 45.43
Mkt Cap: 239 M Avg Vol (90 Days): 40,579
Last updated: Monday 25th November 2024
Metrics
Valuation
Price per Sales TTM ($) | 2.89 |
Price per Book TTM ($) | 1.28 |
PE Ratio (TTM) | 12.92 |
Book Value per Share ($) | 33.58 |
5 Year PE Range | NA , NA |
Returns
7 Day Return | 2.91% | |
1 Month Return | 13.41% | |
3 Month Return | 27.38% | |
1 Year Return | 66.17% | |
3 Year Return | 25.29% | |
5 Year Return | 33.14% | |
YTD Return | 40.06% |
Risk
Dividends
Technicals
RSI (14 Day) | 63.08 |
14 Day SMA ($) | 43.29 |
14 Day EMA ($) | 42.92 |
Money Flow Index | 19.60 |
Average True Range | 1.16 |
50 Day SMA ($) | 40.47 |
200 Day SMA ($) | 32.38 |
ADX | 50.06 |
MACD | -0.73 |
Growth
Free Cash Flow QoQ Growth | 0.00% |
Free Cash Flow YoY Growth | 0.00% |
Revenue YoY Growth | 0.00% |
EPS QoQ Growth | 0.00% |
Revenue QoQ Growth | 0.00% |
EPS YoY Growth | 0.00% |
Profitability
Financials
EVBN Income Statement
Annual
| Dec-14 | Dec-15 | Dec-16 | Dec-17 | Dec-18 | Dec-19 | Dec-20 | Dec-21 | Dec-22 | Dec-23 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Amortization of intangibles | -108000.0 | -280000.0 | 448000.0 | 533000.0 | 537000.0 | 400000.0 | 367000.0 | |||
| Basic EPS from continuing operations | 1.96 | 1.85 | 1.93 | 2.21 | 3.4 | 3.47 | 2.15 | 4.41 | 4.07 | 4.49 |
| Basic EPS total | 1.96 | 1.85 | 1.93 | 2.21 | 3.4 | 3.47 | 2.15 | 4.41 | 4.07 | 4.49 |
| Basic weighted shares outstanding | 4 M | 4 M | 4 M | 5 M | 5 M | 5 M | 5 M | 5 M | 5 M | 5 M |
| CreditLossesProvision | 1 M | 1 M | 1 M | 738000.0 | 3 M | 18000.0 | ||||
| Depreciation | -1 M | -1000000.0 | -1 M | 1 M | 2 M | 2 M | 2 M | 2 M | ||
| Depreciation unreconciled | 108000.0 | 113000.0 | 280000.0 | 400000.0 | 500000.0 | 500000.0 | 400000.0 | 400000.0 | ||
| DepreciationAndAmortization | 108000.0 | -1000000.0 | 113000.0 | 280000.0 | 400000.0 | 500000.0 | 500000.0 | 400000.0 | 400000.0 | |
| Diluted EPS total | 1.92 | 1.82 | 1.9 | 2.16 | 3.32 | 3.42 | 2.13 | 4.37 | 4.04 | 4.48 |
| Diluted normalized net income/share | 1.92 | 1.82 | 1.9 | 2.16 | 3.32 | 3.42 | 2.13 | 4.37 | 4.04 | 4.48 |
| Diluted weighted shares outstanding | 4 M | 4 M | 4 M | 5 M | 5 M | 5 M | 5 M | 6 M | 6 M | 5 M |
| Dividends paid per share | 0.65 | 0.72 | 0.76 | 0.8 | 0.92 | 1.04 | 1.2 | 1.26 | 1.32 | |
| Equipment | 732000.0 | 822000.0 | 810000.0 | |||||||
| FeesAndCommissions | 10 M | 10 M | 10 M | 8 M | 9 M | 11 M | 11 M | 10 M | 10 M | 10 M |
| GainsLossOnDisposalOfDiscontinuedOperations | 20 M | |||||||||
| GeneralAndAdministrativeExpense | 3 M | 4 M | 4 M | 4 M | 5 M | 431000.0 | 1 M | 1 M | 1 M | 1 M |
| Income before tax | 9 M | 12 M | 10 M | 16 M | 19 M | 22 M | 13 M | 32 M | 30 M | 35 M |
| Income restructuring and M&A | 232000.0 | 6 M | ||||||||
| Income taxes | 1 M | 4 M | 3 M | 6 M | 3 M | 5 M | 2 M | 8 M | 7 M | 10 M |
| InsuranceAndClaims | 3 M | 4 M | 4 M | 4 M | 5 M | 431000.0 | 1 M | 1 M | 1 M | 1 M |
| Interest expense | -4 M | -4 M | -5 M | -6 M | -10 M | 13 M | 9 M | 5 M | 7 M | 36 M |
| InterestExpenseForCapitalizedLeaseObligations | 1000000.0 | 1 M | 1 M | 1 M | ||||||
| InterestExpenseForDeposit | 3 M | 3 M | 4 M | 5 M | 8 M | 12 M | 8 M | 3 M | 4 M | 26 M |
| InterestExpenseForLongTermDebt | 321000.0 | 327000.0 | 372000.0 | 1 M | 2 M | 565000.0 | 1 M | 2 M | 2 M | 2 M |
| InterestExpenseForLongTermDebtAndCapitalSecurities | 321000.0 | 327000.0 | 372000.0 | 1 M | 2 M | 565000.0 | 1 M | 2 M | 2 M | 2 M |
| InterestExpenseForShortTermDebt | 237000.0 | 158000.0 | 295000.0 | 418000.0 | 554000.0 | |||||
| InterestIncome | 35 M | 36 M | 40 M | 48 M | 58 M | 65 M | 69 M | 78 M | 79 M | 97 M |
| InterestIncomeAfterProvisionForLoanLoss | 29 M | 29 M | 33 M | 41 M | 47 M | 52 M | 60 M | 73 M | 70 M | 61 M |
| InterestIncomeFromDeposits | 697000.0 | 247000.0 | 187000.0 | 596000.0 | 403000.0 | |||||
| InterestIncomeFromInvestmentSecurities | 3 M | 3 M | 3 M | 3 M | 4 M | 4 M | 4 M | 4 M | 8 M | 9 M |
| InterestIncomeFromLoans | 32 M | 33 M | 37 M | 44 M | 53 M | 60 M | 70 M | 71 M | 71 M | 87 M |
| InterestIncomeFromLoansAndLease | 32 M | 33 M | 37 M | 44 M | 53 M | 60 M | 70 M | 71 M | 71 M | 87 M |
| InterestIncomeFromSecurities | 3 M | 3 M | 3 M | 3 M | 4 M | 4 M | 4 M | 4 M | 8 M | 9 M |
| MarketingExpense | 867000.0 | 857000.0 | 1 M | 1 M | 1 M | 1 M | 1 M | 1 M | 1 M | 1 M |
| Net income from total operations | 8 M | 8 M | 8 M | 10 M | 16 M | 17 M | 11 M | 24 M | 22 M | 25 M |
| NetIncomeCommonStockholders | 8 M | 8 M | 8 M | 10 M | 16 M | 17 M | 11 M | 24 M | 22 M | 25 M |
| NetIncomeContinuousOperations | 8 M | 8 M | 8 M | 10 M | 16 M | 17 M | 11 M | 24 M | 22 M | 25 M |
| NetIncomeDiscontinuousOperations | 20 M | |||||||||
| NetInterestIncome | 30 M | 31 M | 34 M | 41 M | 47 M | 52 M | 60 M | 73 M | 73 M | 61 M |
| NetOccupancyExpense | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M | 4 M | 5 M | 5 M | 5 M |
| NonInterestExpense | -31 M | -33 M | -35 M | -39 M | -43 M | 48 M | 60 M | 61 M | 60 M | 59 M |
| NonInterestIncome | 10 M | 14 M | 11 M | 13 M | 15 M | 18 M | 18 M | 19 M | 19 M | 33 M |
| NonRecurringOperationExpense | -734000.0 | |||||||||
| Normalized income | 5 M | |||||||||
| OccupancyAndEquipment | 4 M | 4 M | 3 M | 3 M | 3 M | 3 M | 4 M | 5 M | 5 M | 5 M |
| Other special charges | -863000.0 | -175000.0 | -131000.0 | -700000.0 | -15 M | -20 M | -18 M | -19 M | -22 M | |
| OtherCustomerServices | 8 M | 8 M | 8 M | 8 M | 9 M | 11 M | 11 M | 10 M | 10 M | 10 M |
| OtherGandA | 3 M | 4 M | 4 M | 4 M | 5 M | 431000.0 | 1 M | 1 M | 1 M | 1 M |
| OtherInterestExpense | -4 M | -4 M | 554000.0 | 181000.0 | 311000.0 | 315000.0 | 1 M | 7 M | ||
| OtherNonInterestExpense | 2 M | 1 M | 2 M | 3 M | 3 M | 9 M | 10 M | 11 M | 10 M | 11 M |
| OtherNonInterestIncome | -42000.0 | 3 M | 2 M | 5 M | 6 M | 7 M | 7 M | 8 M | 9 M | 7 M |
| ProfessionalExpenseAndContractServicesExpense | 2 M | 2 M | 2 M | 2 M | 2 M | 4 M | 4 M | 4 M | 3 M | 4 M |
| Revenue per share | 108000.0 | 113000.0 | 280000.0 | 400000.0 | 500000.0 | 500000.0 | 400000.0 | 400000.0 | ||
| SalariesAndWages | 19 M | 20 M | 22 M | 24 M | 27 M | 30 M | 33 M | 39 M | 39 M | 37 M |
| Selling Gen & administrative expense | 23 M | 25 M | 27 M | 29 M | 33 M | 31 M | 35 M | 41 M | 41 M | 40 M |
| SellingAndMarketingExpense | 867000.0 | 857000.0 | 1 M | 1 M | 1 M | 1 M | 1 M | 1 M | 1 M | 1 M |
| ServiceChargeOnDepositorAccounts | 2 M | 2 M | 2 M | 2 M | ||||||
| Special income/charges | -2 M | -274000.0 | -2 M | -3 M | -3 M | -9 M | -16 M | -11 M | -10 M | -11 M |
| Total common shares outstanding | 4 M | 4 M | 5 M | 5 M | 5 M | 5 M | 5 M | 5 M | 5 M | 6 M |
| Total net income | 8 M | 8 M | 8 M | 10 M | 16 M | 17 M | 11 M | 24 M | 22 M | 25 M |
| Total ordinary shares | 6 M | 6 M | 6 M | 6 M | 6 M | 6 M | 6 M | 6 M | 6 M | 6 M |
| Total revenues | 40 M | 44 M | 45 M | 54 M | 62 M | 70 M | 78 M | 92 M | 92 M | 94 M |
| TotalRevenue | 40 M | 44 M | 45 M | 54 M | 62 M | 70 M | 78 M | 92 M | 92 M | 94 M |
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