The First Bancshares Inc.

Dividend Per Share TTM ($)	0.72
Forward Annual Dividend Yield	3.98%
Ex Dividend Date (MM/DD/YYYY)	5/6/2024
Dividend Pay Date (MM/DD/YYYY)	2/23/2024
Dividend Yield (TTM)	2.87%
Forward Annual Dividend Rate ($)	1.00
Dividend Payout Ratio	19.17
Dividend Per Share 5 Year CAGR	0.00%

Analyst Estimates

EPS Estimate Current Year ($)	2.53
EPS Estimate Next Year ($)	2.68
EPS Estimate Next Quarter ($)	0.65
EPS Estimate Current Quarter ($)	0.63
Current Target Price ($)	30.19
Next 5 Year Growth Rate (%)
1 week Ago Target Price ($)	30.19
2 week Ago Target Price ($)	30.19
3 week Ago Target Price ($)	30.19

Financial Health

Cash Flow Per Share TTM ($)	3.47
Current Ratio	0.00
Quick Ratio	0.00
Debt to Equity Ratio (Last Quarter)	0.55
Long term debt per share (Last Quarter)	4.22
F Score	4.0

Technicals

RSI (14 Day)	56.93
14 Day SMA ($)	24.57
14 Day EMA ($)	24.56
Money Flow Index	22.72
Average True Range	0.69
50 Day SMA ($)	24.66
200 Day SMA ($)	26.65
ADX	15.21
MACD	-0.80

Growth

Free Cash Flow QoQ Growth	0.00%
Free Cash Flow YoY Growth	0.00%
Revenue YoY Growth	0.00%
EPS QoQ Growth	0.00%
Revenue QoQ Growth	0.00%
EPS YoY Growth	0.00%

Profitability

Return on Assets TTM (%)	1.04
Profit Margin TTM (%)	-3.3
Return on Equity TTM (%)	9.46
Return on Capital TTM (%)	-0.63
Interest Coverage Ratio	0.00
Gross Margin TTM (%)

Peers

Stock	Dividend	Market Cap (B)	PE	Price ($)
CIZN	0.053	0 B	13.5	18.1
FHN	0.0335	9 B	9.8	17.91
PFBX
RF	0.0278	22 B	9.3	24.47
RNST	0.0239	2 B	11.8	36.79
TRMK	0.0281	2 B	13.9	32.77

Pull option chain for the stock and check the payoff of your option strategies here

Financials

Income Statement

Balance Sheet

Cash Flow

FBMS Income Statement

Annual

	Dec-14	Dec-15	Dec-16	Dec-17	Dec-18	Dec-19	Dec-20	Dec-21	Dec-22	Dec-23
AccruedPreferredStockDividends	362953.0	342460.0	452305.0
Basic EPS from continuing operations	1.27	1.64	1.86	1.12	1.63	2.57	2.53	3.05	2.86	2.41
Basic EPS total	1.27	1.64	1.86	1.12	1.63	2.57	2.53	3.05	2.86	2.41
Basic weighted shares outstanding	5 M	5 M	5 M	9 M	12,986 M	17,050 M	20,719 M	21,017 M	22 M	31 M
CreditLossesProvision	1 M	410069.0	625271.0	506000.0	2 M	4 M	25 M	1 M
Depreciation	-2 M	-2 M	-2 M	-2 M	-3 M	4 M	5 M	5 M	6 M	7 M
DepreciationAndAmortization	-2 M	-2 M	-2 M	-2 M	-3 M	4 M	5 M	5 M	6 M	7 M
Diluted EPS total	1.25	1.62	1.64	1.11	1.62	2.55	2.52	3.03	2.84	2.39
Diluted normalized net income/share	1.25	1.62	1.64	1.11	1.62	2.55	2.52	3.03	2.84	2.39
Diluted weighted shares outstanding	5 M	5 M	6 M	10 M	13,094 M	17,184 M	20,823 M	21,167 M	22 M	32 M
DividendIncome	4 M
Dividends paid per share	0.15	0.15	0.15	0.15	0.2	0.31	0.42	0.58	0.74	0.9
Equipment	2 M	1 M	1 M	1 M	2 M	2 M	3 M	3 M	3 M	4 M
FeesAndCommissions	6 M	5 M	6 M	25000.0	377000.0	205000.0	1 M	1 M	1 M	-8 M
GainOnSaleOfBusiness							8 M	1 M	281000.0
GeneralAndAdministrativeExpense	4 M	5 M	4 M	6 M	9 M
Income before tax	9 M	12 M	14 M	18 M	27 M	56 M	63 M	81 M	79 M	97 M
Income restructuring and M&A						6 M	3 M	2 M	6 M	9 M
Income taxes	2 M	3 M	4 M	7 M	6 M	13 M	11 M	17 M	16 M	21 M
InsuranceAndClaims	4 M	5 M	4 M	6 M	9 M
Interest expense	-3 M	-3 M	-4 M	-7 M	-15 M	27 M	27 M	20 M	23 M	92 M
InterestExpenseForCapitalizedLeaseObligations							7000.0	7000.0	44000.0	40000.0
InterestExpenseForDeposit	2 M	3 M	3 M	5 M	11 M	20 M	20 M	12 M	14 M	71 M
InterestExpenseForFederalFundsSoldAndSecuritiesPurchaseUnderAgreementsToResell	497755.0
InterestExpenseForLongTermDebt	-32 M	-37 M	-40 M	-59 M	-83 M
InterestExpenseForLongTermDebtAndCapitalSecurities	-32 M	-37 M	-40 M	-59 M	-83 M		7000.0	7000.0	44000.0	40000.0
InterestExpenseForShortTermDebt	603469.0	645207.0	871523.0	2 M	4 M	7 M	7 M	8 M	9 M	20 M
InterestIncome	36 M	40 M	45 M	66 M	100 M	149 M	179 M	177 M	200 M	341 M
InterestIncomeAfterProvisionForLoanLoss	31 M	36 M	39 M	58 M	81 M	118 M	128 M	165 M	178 M	249 M
InterestIncomeFromDeposits	85257.0	93276.0	59449.0	162000.0	991000.0	2 M	902000.0	1 M	2 M	2 M
InterestIncomeFromFederalFundsSoldAndSecuritiesPurchaseUnderAgreementsToResell	52945.0	63841.0	126833.0	390000.0	206000.0	7000.0	8000.0
InterestIncomeFromInvestmentSecurities	6 M	7 M	10 M	13 M	18 M	24 M	31 M	33 M	45 M	47 M
InterestIncomeFromLoans	30 M	34 M	38 M	57 M	87 M	129 M	158 M	150 M	163 M	309 M
InterestIncomeFromLoansAndLease	30 M	34 M	38 M	57 M	87 M	129 M	158 M	150 M	163 M	309 M
InterestIncomeFromSecurities	6 M	7 M	10 M	13 M	18 M	24 M	31 M	33 M	45 M	47 M
LifeAnnuityPremiums								2 M
MarketingExpense	445451.0	496638.0	465344.0	406000.0	508000.0	859000.0	512000.0	615000.0	393000.0	833000.0
Net income from total operations	7 M	9 M	10 M	11 M	21 M	44 M	53 M	64 M	63 M	75 M
NetIncomeCommonStockholders	6 M	8 M	10 M	11 M	21 M	44 M	53 M	64 M	63 M	75 M
NetIncomeContinuousOperations	7 M	9 M	10 M	11 M	21 M	44 M	53 M	64 M	63 M	75 M
NetInterestIncome	32 M	37 M	40 M	59 M	83 M	122 M	153 M	157 M	178 M	249 M
NetOccupancyExpense	3 M	3 M	3 M	5 M	7 M	9 M	11 M	13 M	13 M	17 M
NonInterestExpense	-31 M	-32 M	-37 M	-55 M	-76 M	89 M	106 M	115 M	130 M	185 M
NonInterestIncome	8 M	8 M	11 M	14 M	21 M	27 M	42 M	37 M	37 M	47 M
Normalized income										87 M
OccupancyAndEquipment	5 M	5 M	5 M	6 M	8 M	11 M	14 M	16 M	16 M	21 M
Other special charges						-9 M	-30 M	2 M	1 M	2 M
OtherCustomerServices	2 M	470842.0	531162.0	623706.0
OtherGandA	4 M	5 M	4 M	6 M	9 M
OtherInterestExpense	-3 M	-3 M	-4 M	-7 M	-15 M	-122 M	-153 M	-157 M	-178 M	-249 M
OtherInterestIncome				7 M	9 M	11 M	16 M	16 M	873000.0	20 M
OtherNonInterestExpense	3 M	3 M	4 M	5 M	14 M	12 M	13 M	14 M	17 M	32 M
OtherNonInterestIncome	1 M	1 M	1 M	10 M	14 M	21 M	23 M	26 M	31 M	54 M
OtherunderPreferredStockDividend	362953.0	342460.0	452305.0
PreferredStockDividends	362953.0	342460.0	452305.0
ProfessionalExpenseAndContractServicesExpense	2 M	1 M	2 M	7 M	5 M	4 M	4 M	4 M	4 M	6 M
PromotionAndAdvertising	-394363.0	-437085.0	-401751.0	-336000.0	-382000.0	648000.0	333000.0	391000.0	393000.0	833000.0
RentAndLandingFees	-421000.0
Revenue per share							183000.0	263000.0	464000.0	464000.0
SalariesAndWages	17 M	19 M	22 M	31 M	38 M	47 M	61 M	66 M	73 M	93 M
SecuritiesActivities				20273.0	334000.0	122000.0	281000.0	143000.0	-82000.0	-10 M
Selling Gen & administrative expense	22 M	24 M	27 M	37 M	48 M	48 M	62 M	66 M	73 M	94 M
SellingAndMarketingExpense	445451.0	496638.0	465344.0	406000.0	508000.0	859000.0	512000.0	615000.0	393000.0	833000.0
ServiceChargeOnDepositorAccounts	4 M	5 M	5 M	7 M
Special income/charges	-3 M	-3 M	-4 M	-5 M	-14 M	-18 M	-16 M	-15 M	-24 M	-41 M
Total common shares outstanding	5 M	5 M	9 M	12 M	17 M	19 M	21 M	20 M	31 M	31 M
Total net income	7 M	9 M	10 M	11 M	21 M	44 M	53 M	64 M	63 M	75 M
Total ordinary shares	31 M	31 M	31 M	31 M	31 M	31 M	31 M	31 M	31 M	31 M
Total revenues	40 M	44 M	51 M	73 M	103 M	149 M	195 M	195 M	215 M	296 M
TotalPremiumsEarned					2 M			2 M	873000.0
TotalRevenue	40 M	44 M	51 M	73 M	103 M	149 M	195 M	195 M	215 M	296 M
TrustFeesbyCommissions				25000.0	43000.0	83000.0	932000.0	1 M	2 M	2 M

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The First Bancshares Inc.

Sector: Financial Services

Industry: Banks - Regional - US

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Valuation

Price per Sales TTM ($)

Price per Book TTM ($)

PE Ratio (TTM)

Book Value per Share ($)

5 Year PE Range

Returns

7 Day Return

1 Month Return

3 Month Return

1 Year Return

3 Year Return

5 Year Return

YTD Return

Risk

Custom Beta One Year

Custom Beta Three Years

Beneish M Score

Altman Z Score

Ranks

MarketXLS Value Score

MarketXLS Quality Score

MarketXLS Technical Score

MarketXLS Rank

Dividends

Dividend Per Share TTM ($)

Forward Annual Dividend Yield

Ex Dividend Date (MM/DD/YYYY)

Dividend Pay Date (MM/DD/YYYY)

Dividend Yield (TTM)

Forward Annual Dividend Rate ($)

Dividend Payout Ratio

Dividend Per Share 5 Year CAGR

Analyst Estimates

EPS Estimate Current Year ($)

EPS Estimate Next Year ($)

EPS Estimate Next Quarter ($)

EPS Estimate Current Quarter ($)

Current Target Price ($)

Next 5 Year Growth Rate (%)

1 week Ago Target Price ($)

2 week Ago Target Price ($)

3 week Ago Target Price ($)

Financial Health

Cash Flow Per Share TTM ($)

Current Ratio

Quick Ratio

Debt to Equity Ratio (Last Quarter)

Long term debt per share (Last Quarter)

F Score

Technicals

RSI (14 Day)

14 Day SMA ($)

14 Day EMA ($)

Money Flow Index

Average True Range

50 Day SMA ($)

200 Day SMA ($)

ADX

MACD

Growth

Free Cash Flow QoQ Growth

Free Cash Flow YoY Growth

Revenue YoY Growth

EPS QoQ Growth

Revenue QoQ Growth

EPS YoY Growth

Profitability

Return on Assets TTM (%)

Profit Margin TTM (%)

Return on Equity TTM (%)

Return on Capital TTM (%)

Interest Coverage Ratio

Gross Margin TTM (%)

Peers

🎉 Exciting news! 🎉

You are invited to join our Discord Channel.

Interact, learn, and grow with experts in the markets!