FGBI Stock Forecast, Price Targets, Chart, Dividends & Analysis
First Guaranty Bancshares Inc.
FGBI 
NSD
Sector: Financial Services
Industry: Banks - Regional - US
10.13
USD
0.18
(1.81%)
Previous close: 9.95 Open: 10.0 Bid: 8.16 Ask: 10.5
52 week range
6.56 15.25
Mkt Cap: 125 M Avg Vol (90 Days): 13,982
Last updated: Friday 25th April 2025
Metrics
Valuation
Returns
7 Day Return | 2.95% | |
1 Month Return | 30.71% | |
3 Month Return | -3.40% | |
1 Year Return | 4.36% | |
3 Year Return | -51.26% | |
5 Year Return | -0.41% | |
YTD Return | -10.83% |
Risk
Dividends
Financial Health
Technicals
RSI (14 Day) | 69.90 |
14 Day SMA ($) | 8.75 |
14 Day EMA ($) | 9.06 |
Money Flow Index | 31.65 |
Average True Range | 0.53 |
50 Day SMA ($) | 8.27 |
200 Day SMA ($) | 10.26 |
ADX | 27.18 |
MACD | -0.12 |
Growth
Profitability
Peers
| Stock | Dividend | Market Cap (B) | PE | Price ($) |
|---|
Financials
FGBI Income Statement
Annual
| Dec-15 | Dec-16 | Dec-17 | Dec-18 | Dec-19 | Dec-20 | Dec-21 | Dec-22 | Dec-23 | Dec-24 | |
|---|---|---|---|---|---|---|---|---|---|---|
| AccruedPreferredStockDividends | 384000.0 | 1 M | 2 M | 2 M | 2 M | |||||
| Amortization of intangibles | -300000.0 | -300000.0 | -400000.0 | -500000.0 | 400000.0 | 700000.0 | 800000.0 | 700000.0 | 700000.0 | 700000.0 |
| Basic EPS from continuing operations | 1.51 | 1.39 | 1.13 | 1.33 | 1.34 | 1.9 | 2.42 | 2.48 | 0.62 | 0.81 |
| Basic EPS total | 1.51 | 1.39 | 1.13 | 1.33 | 1.34 | 1.9 | 2.42 | 2.48 | 0.62 | 0.81 |
| Basic weighted shares outstanding | 9 M | 10 M | 10 M | 11 M | 11 M | 11 M | 11 M | 11 M | 11 M | 13 M |
| CreditLossesProvision | 4 M | 4 M | 4 M | 1 M | 5 M | 15 M | 2 M | 4 M | 4 M | 20 M |
| Depreciation | -2 M | -2 M | -2 M | -2 M | 3 M | 4 M | 5 M | 4 M | 4 M | 4 M |
| Depreciation unreconciled | -2 M | -2 M | -2 M | -3 M | ||||||
| DepreciationAndAmortization | -2 M | -2 M | -2 M | -3 M | 3 M | 4 M | 5 M | 4 M | 4 M | 4 M |
| Diluted EPS total | 1.33 | 1.34 | 1.9 | 2.42 | 2.48 | 0.62 | 0.81 | |||
| Diluted weighted shares outstanding | 10 M | 10 M | 10 M | 11 M | 11 M | 11 M | 11 M | 11 M | 11 M | 13 M |
| Dividends paid per share | 0.48 | 0.48 | 0.53 | 0.53 | 0.581818 | 0.581818 | 0.6 | 0.64 | 0.64 | 0.41 |
| FeesAndCommissions | 5 M | 4 M | 546 M | 387 M | -280 M | |||||
| GeneralAndAdministrativeExpense | 12 M | 12 M | 14 M | 15 M | ||||||
| ImpairmentOfCapitalAssets | -175000.0 | -175000.0 | -60000.0 | -100000.0 | ||||||
| Income before tax | 21 M | 21 M | 19 M | 18 M | 18 M | 26 M | 34 M | 36 M | 12 M | 16 M |
| Income taxes | 7 M | 7 M | 7 M | 3 M | 4 M | 5 M | 7 M | 8 M | 3 M | 4 M |
| InsuranceAndClaims | 12 M | 12 M | 14 M | 15 M | ||||||
| Interest expense | -9 M | -10 M | -14 M | 21 M | 30 M | 26 M | 22 M | 37 M | 98 M | 133 M |
| InterestExpenseForDeposit | 8 M | 9 M | 13 M | 20 M | 28 M | 23 M | 20 M | 33 M | 88 M | 120 M |
| InterestExpenseForShortTermDebt | 166000.0 | 1 M | 2 M | 2 M | 2 M | 3 M | 2 M | 4 M | 11 M | 14 M |
| InterestIncome | 56 M | 59 M | 68 M | 78 M | 92 M | 101 M | 112 M | 137 M | 183 M | 222 M |
| InterestIncomeAfterProvisionForLoanLoss | 40 M | 41 M | 46 M | 56 M | 57 M | 60 M | 88 M | 96 M | 81 M | 68 M |
| InterestIncomeFromDeposits | 72000.0 | 69000.0 | 178000.0 | 612000.0 | 3 M | 404000.0 | 316000.0 | 1 M | 6 M | 17 M |
| InterestIncomeFromFederalFundsSoldAndSecuritiesPurchaseUnderAgreementsToResell | 9000.0 | 1000.0 | 1000.0 | 1000.0 | ||||||
| InterestIncomeFromInvestmentSecurities | 13 M | 13 M | 13 M | 13 M | 10 M | 9 M | 8 M | 9 M | 10 M | 14 M |
| InterestIncomeFromLoans | 43 M | 45 M | 54 M | 65 M | 79 M | 91 M | 103 M | 126 M | 167 M | 190 M |
| InterestIncomeFromLoansAndLease | 43 M | 45 M | 54 M | 65 M | 79 M | 91 M | 103 M | 126 M | 167 M | 190 M |
| InterestIncomeFromSecurities | 13 M | 13 M | 13 M | 13 M | 10 M | 9 M | 8 M | 9 M | 10 M | 14 M |
| MarketingExpense | -848000.0 | -878000.0 | -1 M | -1 M | 1 M | 1 M | 2 M | 2 M | 2 M | 1 M |
| Net income from total operations | 15 M | 14 M | 12 M | 14 M | 14 M | 20 M | 27 M | 29 M | 9 M | 12 M |
| NetIncomeCommonStockholders | 14 M | 14 M | 12 M | 14 M | 14 M | 20 M | 26 M | 27 M | 7 M | 10 M |
| NetIncomeContinuousOperations | 15 M | 14 M | 12 M | 14 M | 14 M | 20 M | 27 M | 29 M | 9 M | 12 M |
| NetInterestIncome | 44 M | 45 M | 49 M | 57 M | 62 M | 75 M | 90 M | 100 M | 85 M | 88 M |
| NetOccupancyExpense | 4 M | 4 M | 5 M | 6 M | 6 M | 8 M | 9 M | 9 M | 9 M | 10 M |
| NonInterestExpense | -31 M | -33 M | -39 M | 43 M | 47 M | 58 M | 64 M | 71 M | 80 M | 77 M |
| NonInterestIncome | 9 M | 9 M | 8 M | 5 M | 8 M | 24 M | 11 M | 11 M | 11 M | 25 M |
| Normalized income | 3 M | -27 M | ||||||||
| OccupancyAndEquipment | 4 M | 4 M | 5 M | 6 M | 6 M | 8 M | 9 M | 9 M | 9 M | 10 M |
| Other special charges | -619000.0 | -11 M | -25 M | -24 M | -20 M | -27 M | -30 M | |||
| OtherCustomerServices | 5 M | 4 M | 3 M | 2 M | ||||||
| OtherGandA | 12 M | 12 M | 14 M | 15 M | ||||||
| OtherInterestExpense | -9 M | -10 M | -14 M | -21 M | 30 M | 26 M | 22 M | 37 M | 98 M | |
| OtherNonInterestExpense | -1 M | -1 M | -2 M | -2 M | 16 M | 21 M | 23 M | 25 M | 30 M | 29 M |
| OtherNonInterestIncome | 1 M | 1 M | 7 M | 7 M | 7 M | 8 M | 9 M | 9 M | 4 M | 4 M |
| OtherunderPreferredStockDividend | 384000.0 | 1 M | 2 M | 2 M | 2 M | |||||
| PreferredStockDividends | 384000.0 | 1 M | 2 M | 2 M | 2 M | |||||
| ProfessionalExpenseAndContractServicesExpense | 3 M | 3 M | 3 M | 4 M | 6 M | 4 M | ||||
| PromotionAndAdvertising | -600000.0 | -600000.0 | -700000.0 | -900000.0 | 800000.0 | 400000.0 | 1000000.0 | 1000000.0 | 1000000.0 | 400000.0 |
| Revenue per share | -300000.0 | -300000.0 | -400000.0 | -500000.0 | 400000.0 | 700000.0 | 800000.0 | 700000.0 | 700000.0 | 700000.0 |
| SalariesAndWages | 15 M | 17 M | 20 M | 23 M | 25 M | 30 M | 32 M | 37 M | 40 M | 38 M |
| SecuritiesActivities | 723 M | 1,025 M | 543 M | 385 M | -280 M | |||||
| Selling Gen & administrative expense | 27 M | 29 M | 34 M | 38 M | 25 M | 30 M | 32 M | 37 M | 40 M | 38 M |
| SellingAndMarketingExpense | -2 M | -2 M | -2 M | -3 M | 3 M | 2 M | 4 M | 3 M | 4 M | 2 M |
| Special income/charges | 4 M | 4 M | 3 M | 4 M | -16 M | -21 M | -23 M | -25 M | -30 M | -29 M |
| Total common shares outstanding | 10 M | 10 M | 11 M | 11 M | 11 M | 11 M | 11 M | 11 M | 13 M | 13 M |
| Total net income | 15 M | 14 M | 12 M | 14 M | 14 M | 20 M | 27 M | 29 M | 9 M | 12 M |
| Total ordinary shares | 13 M | 13 M | 13 M | 13 M | 13 M | 13 M | 13 M | 13 M | 13 M | 13 M |
| Total revenues | 53 M | 54 M | 58 M | 62 M | 70 M | 98 M | 100 M | 109 M | 95 M | 113 M |
| TotalRevenue | 53 M | 54 M | 58 M | 62 M | 70 M | 98 M | 100 M | 109 M | 95 M | 113 M |
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