FRAF Stock Forecast, Price Targets, Chart, Dividends & Analysis
Franklin Financial Services Corp
FRAF 
NSC
Sector: Financial Services
Industry: Banks - Regional - US
30.75
USD
-0.45
(-1.44%)
Previous close: 31.2 Open: 31.04 Bid: 12.41 Ask: 30.75
52 week range
25.11 34.15
Mkt Cap: 136 M Avg Vol (90 Days): 57,312
Last updated: Thursday 26th December 2024
Metrics
Valuation
Price per Sales TTM ($) | 1.90 |
Price per Book TTM ($) | 0.92 |
PE Ratio (TTM) | 9.81 |
Book Value per Share ($) | 33.95 |
5 Year PE Range | NA , NA |
Returns
7 Day Return | -3.64% | |
1 Month Return | -8.13% | |
3 Month Return | 1.88% | |
1 Year Return | 1.58% | |
3 Year Return | 5.25% | |
5 Year Return | -2.40% | |
YTD Return | -2.54% |
Risk
Dividends
Financial Health
Technicals
RSI (14 Day) | 23.32 |
14 Day SMA ($) | 32.72 |
14 Day EMA ($) | 32.35 |
Money Flow Index | 99.55 |
Average True Range | 0.49 |
50 Day SMA ($) | 32.44 |
200 Day SMA ($) | 29.70 |
ADX | 0.00 |
MACD | 0.26 |
Growth
Free Cash Flow QoQ Growth | 0.00% |
Free Cash Flow YoY Growth | 0.00% |
Revenue YoY Growth | 0.00% |
EPS QoQ Growth | 0.00% |
Revenue QoQ Growth | 0.00% |
EPS YoY Growth | 0.00% |
Profitability
Financials
FRAF Income Statement
Annual
| Dec-13 | Dec-14 | Dec-16 | Dec-17 | Dec-18 | Dec-19 | Dec-20 | Dec-21 | Dec-22 | Dec-23 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Amortization of intangibles | -425000.0 | -517000.0 | ||||||||
| Basic EPS from continuing operations | 1.51 | 2.01 | 1.88 | 0.5 | 1.4 | 3.68 | 2.94 | 4.44 | 3.38 | 3.11 |
| Basic EPS total | 1.51 | 2.01 | 1.88 | 0.5 | 1.4 | 3.68 | 2.94 | 4.44 | 3.38 | 3.11 |
| Basic weighted shares outstanding | 4 M | 4 M | 4 M | 4 M | 4 M | 4 M | 4 M | 4 M | 4 M | 4 M |
| CreditCard | 1 M | |||||||||
| CreditLossesProvision | 3 M | 764000.0 | 4 M | 670000.0 | 10 M | 237000.0 | 5 M | 2 M | 650000.0 | 135000.0 |
| Depletion | 730000.0 | |||||||||
| Depreciation | -1 M | -1 M | -1 M | -1 M | -1 M | -1 M | 1 M | 1 M | 1 M | 2 M |
| Depreciation unreconciled | 425000.0 | 517000.0 | ||||||||
| DepreciationAndAmortization | 425000.0 | 517000.0 | -1 M | -1 M | -1 M | -1 M | 1 M | 1 M | 1 M | 2 M |
| Diluted EPS total | 1.51 | 2.0 | 1.88 | 0.5 | 1.39 | 3.67 | 2.93 | 4.42 | 3.36 | 3.1 |
| Diluted normalized net income/share | 1.51 | 2.0 | 1.88 | 0.5 | 1.39 | 3.67 | 2.93 | 4.42 | 3.36 | 3.1 |
| Diluted weighted shares outstanding | 4 M | 4 M | 4 M | 4 M | 4 M | 4 M | 4 M | 4 M | 4 M | 4 M |
| DividendIncome | 80000.0 | 100000.0 | 17000.0 | 26000.0 | 24000.0 | 26000.0 | 15000.0 | 18000.0 | 21000.0 | 56000.0 |
| Dividends paid per share | 0.68 | 0.68 | 0.82 | 0.93 | 0.82 | 1.17 | 1.25 | 1.28 | 1.28 | |
| Equipment | 975000.0 | 976000.0 | 3 M | 3 M | 3 M | |||||
| FeesAndCommissions | 9 M | 9 M | 9 M | -10 M | 4 M | 19 M | 29000.0 | 127000.0 | -91000.0 | -1 M |
| GeneralAndAdministrativeExpense | 4 M | 3 M | 3 M | 3 M | 3 M | 4 M | 457000.0 | 735000.0 | 736000.0 | 851000.0 |
| ImpairmentOfCapitalAssets | -25000.0 | -20000.0 | -40000.0 | -323000.0 | -257000.0 | |||||
| Income before tax | 8 M | 10 M | 9 M | 6 M | 6 M | 19 M | 13 M | 23 M | 17 M | 16 M |
| Income taxes | 2 M | 3 M | 3 M | 4 M | 435000.0 | 3 M | 258000.0 | 3 M | 3 M | 2 M |
| InsuranceAndClaims | 4 M | 3 M | 3 M | 3 M | 3 M | 4 M | 457000.0 | 735000.0 | 736000.0 | 851000.0 |
| Interest expense | -4 M | -3 M | -2 M | -2 M | -4 M | -7 M | 4 M | 3 M | 5 M | 23 M |
| InterestExpenseForDeposit | 4 M | 3 M | 2 M | 2 M | 4 M | 5 M | 4 M | 2 M | 4 M | 19 M |
| InterestExpenseForFederalFundsSoldAndSecuritiesPurchaseUnderAgreementsToResell | 48000.0 | 13000.0 | ||||||||
| InterestExpenseForLongTermDebt | 491000.0 | 424000.0 | 427000.0 | 1 M | 1 M | 1 M | ||||
| InterestExpenseForLongTermDebtAndCapitalSecurities | 491000.0 | 424000.0 | 427000.0 | 1 M | 1 M | 1 M | ||||
| InterestExpenseForShortTermDebt | 33000.0 | 16000.0 | 24000.0 | 36000.0 | 857000.0 | |||||
| InterestIncome | 36 M | 35 M | 37 M | 40 M | 45 M | 49 M | 46 M | 48 M | 56 M | 77 M |
| InterestIncomeAfterProvisionForLoanLoss | 26 M | 30 M | 27 M | 36 M | 21 M | 42 M | 37 M | 43 M | 52 M | 54 M |
| InterestIncomeFromDeposits | 476000.0 | 249000.0 | 2 M | 2 M | ||||||
| InterestIncomeFromInvestmentSecurities | 3 M | 4 M | 4 M | 3 M | 3 M | 4 M | 6 M | 9 M | 12 M | 16 M |
| InterestIncomeFromLoans | 32 M | 30 M | 33 M | 36 M | 41 M | 44 M | 39 M | 38 M | 42 M | 58 M |
| InterestIncomeFromLoansAndLease | 32 M | 30 M | 33 M | 36 M | 41 M | 44 M | 39 M | 38 M | 42 M | 58 M |
| InterestIncomeFromSecurities | 3 M | 4 M | 4 M | 3 M | 3 M | 4 M | 6 M | 9 M | 12 M | 16 M |
| InvestmentBankingProfit | 5 M | 6 M | 6 M | 6 M | 7 M | 7 M | 8 M | |||
| MarketingExpense | 1 M | 1 M | 1 M | 1 M | 2 M | 2 M | 2 M | 2 M | 2 M | 5 M |
| Net income from total operations | 6 M | 8 M | 8 M | 2 M | 6 M | 16 M | 13 M | 20 M | 15 M | 14 M |
| NetIncomeCommonStockholders | 6 M | 8 M | 8 M | 2 M | 6 M | 16 M | 13 M | 20 M | 15 M | 14 M |
| NetIncomeContinuousOperations | 6 M | 8 M | 8 M | 2 M | 6 M | 16 M | 13 M | 20 M | 15 M | 14 M |
| NetInterestIncome | 29 M | 31 M | 31 M | 37 M | 31 M | 42 M | 42 M | 45 M | 52 M | 54 M |
| NetOccupancyExpense | 2 M | 2 M | 2 M | 3 M | 3 M | 3 M | 4 M | 4 M | 4 M | |
| NonInterestExpense | -31 M | -32 M | -33 M | -43 M | -37 M | -38 M | 39 M | 43 M | 49 M | 50 M |
| NonInterestIncome | 10 M | 11 M | 12 M | 12 M | 13 M | 15 M | 15 M | 19 M | 15 M | 15 M |
| Normalized income | 1 M | -4 M | ||||||||
| OccupancyAndEquipment | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M | 4 M | 4 M | 4 M |
| Other special charges | -375000.0 | -218000.0 | -296000.0 | -184000.0 | -258000.0 | -615000.0 | -17 M | -15 M | 650000.0 | -16 M |
| OtherCustomerServices | 3 M | 2 M | 2 M | -10 M | ||||||
| OtherGandA | 4 M | 3 M | 3 M | 3 M | 3 M | 4 M | 457000.0 | 735000.0 | 736000.0 | 851000.0 |
| OtherInterestExpense | -4 M | -3 M | -2 M | -2 M | -4 M | -7 M | 4 M | 3 M | 5 M | -2 M |
| OtherNonInterestExpense | 2 M | 3 M | 3 M | 4 M | 6 M | 4 M | -1 M | -3 M | -3 M | -1 M |
| OtherNonInterestIncome | 845000.0 | 2 M | 2 M | 7 M | 7 M | 8 M | 7 M | 8 M | 15 M | 16 M |
| ProfessionalExpenseAndContractServicesExpense | 1 M | 1 M | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M |
| PromotionAndAdvertising | 706000.0 | |||||||||
| RentAndLandingFees | -673000.0 | -671000.0 | -713000.0 | -704000.0 | -719000.0 | |||||
| Revenue per share | 425000.0 | 517000.0 | ||||||||
| SalariesAndWages | 17 M | 17 M | 18 M | 19 M | 20 M | 22 M | 22 M | 25 M | 28 M | 29 M |
| SecuritiesActivities | 47000.0 | 37000.0 | 22000.0 | 3000.0 | 4 M | 19 M | 29000.0 | 127000.0 | -91000.0 | -1 M |
| Selling Gen & administrative expense | 23 M | 22 M | 22 M | 23 M | 25 M | 28 M | 25 M | 27 M | 31 M | 34 M |
| SellingAndMarketingExpense | 2 M | 1 M | 1 M | 1 M | 2 M | 2 M | 2 M | 2 M | 2 M | 5 M |
| ServiceChargeOnDepositorAccounts | 6 M | 7 M | 7 M | 8 M | ||||||
| Special income/charges | -2 M | -3 M | -3 M | -4 M | -6 M | -4 M | 1 M | 3 M | 2 M | 1 M |
| Total common shares outstanding | 4 M | 4 M | 4 M | 4 M | 4 M | 4 M | 4 M | 4 M | 4 M | 4 M |
| Total net income | 6 M | 8 M | 8 M | 2 M | 6 M | 16 M | 13 M | 20 M | 15 M | 14 M |
| Total ordinary shares | 4 M | 4 M | 4 M | 4 M | 4 M | 4 M | 4 M | 4 M | 4 M | 4 M |
| Total revenues | 39 M | 42 M | 43 M | 49 M | 43 M | 57 M | 57 M | 64 M | 65 M | 67 M |
| TotalPremiumsEarned | 1 M | 195000.0 | 840000.0 | 295000.0 | ||||||
| TotalRevenue | 39 M | 42 M | 43 M | 49 M | 43 M | 57 M | 57 M | 64 M | 65 M | 67 M |
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