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ISBA logo

ISBA

OTCQX
Isabella Bank Corp
Financial ServicesBanks - Regional - US
Watchlists:
Last updated: Monday 14th July 2025
30.68
-0.20 (-0.65%)
Prev Close:30.88
Open:30.68
Bid:30.55
Ask:35.38
52 Week Range
17.55
44.99
Volume:16,359
Mkt Cap:242 M
Price Target
$35.28
+15.0%
Metrics

Growth

EPS
QoQ
N/A
YoY
N/A
Revenue
QoQ
N/A
YoY
N/A
Free Cash Flow
QoQ
N/A
YoY
N/A

Peers

Peers data not available
Available data keys: fn_01356, peerValues

Risk

Financial Health

Liquidity Ratios
Financial Scores

Technicals

Technical Oscillators
Volatility Metrics
Financials

Financial Statements

ISBA - Income Statement (Annual)

Dec-24Dec-23Dec-22Dec-21Dec-20Dec-19Dec-18Dec-17Dec-16Dec-14
Acquired In Process Rn D-5 M
Acquisition Expense978000.0
Commission Expenses1 M
Credit Losses Provision2 M629000.0483000.0518000.0
Depreciation And Amortization2 M2 M2 M2 M
Development Expense6 M
Dividend Income640000.0355000.0
Earnings From Equity Interest-394000.05 M
Earnings From Equity Interest Net Of Tax-394000.05 M
Equipment7 M6 M5 M
Fees2 M-6 M-2 M
Fees And Commissions588000.0697000.0669000.0747000.0
Gain On Sale Of Business-269000.0-235000.0-260000.0
Gain On Sale Of Security71000.06000.0525000.0647000.0896000.0611000.0
General And Administrative Expense1 M922000.0537000.0690000.04 M3 M10 M3 M6 M3 M
Gross Profit Margin (profit Margin After CGS)-36000.06000.02 M-6 M135000.0
Insurance And Claims1 M922000.0537000.0690000.0612000.0211000.06 M-642000.0-719000.0-842000.0
Interest Expense For Deposit30 M18 M4 M5 M
Interest Expense For Long Term Debt3 M2 M1 M2 M
Interest Expense For Long Term Debt And Capital Securities3 M2 M1 M2 M
Interest Expense For Short Term Debt1 M961000.079000.053000.0
Interest Expense Non Operating24 M22 M20 M17 M16 M15 M
Interest Expense Operating-42 M
Interest Income90 M80 M66 M60 M
Interest Income After Provision For Loan Loss54 M57 M60 M52 M
Interest Income From Investment Securities11 M12 M9 M
Interest Income From Loans77 M66 M53 M51 M
Interest Income From Loans And Lease77 M66 M53 M51 M
Interest Income From Securities11 M12 M9 M
Interest Income Operating64 M67 M49 M44 M39 M37 M
Investment Banking Profit-866000.0-927000.0-1 M-849000.0
Marketing Expense2 M2 M1 M939000.0877000.0762000.0-596000.0-568000.0-586000.0-427000.0
Misc Other Special Charges4 M11 M10 M7 M761000.0751000.0
Net Income (loss)14 M18 M22 M18 M11 M13 M14 M13 M13 M14 M
Net Income Common Stockholders14 M18 M22 M18 M11 M13 M14 M13 M13 M14 M
Net Income Continuous Operations14 M18 M22 M18 M11 M13 M14 M13 M13 M14 M
Net Interest Income56 M58 M60 M53 M
Net Non Operating Interest Income Expense-24 M-22 M-6 M-2 M-932000.0-406000.0
Net Occupancy Expense11 M10 M4 M4 M
Net Operating Interest Income Expense64 M67 M49 M44 M39 M37 M
Non Interest Expense52 M49 M47 M44 M
Non Interest Income15 M14 M14 M14 M
Non Recurring Operation Expense-245000.0-208000.0-320000.0
Occupancy And Equipment11 M10 M10 M9 M
Operating Income-33 M-43 M-39 M-36 M-30 M-28 M
Operating Income Before Depreciation (EBITDA)39 M40 M39 M36 M36 M-8 M
Operating Expense33 M43 M39 M30 M30 M28 M
Other Gand A1 M922000.0537000.0690000.04 M3 M10 M3 M6 M3 M
Other Impairment Of Capital Assets253000.06 M
Other Interest Expense7 M
Other Non Interest Expense3 M3 M12 M11 M
Other Non Interest Income2 M2 M1 M12 M
Other Operating Expenses5 M6 M6 M6 M5 M5 M
Other Taxes-577000.05 M
Other Write Down978000.0
Other Write Off987000.0
Professional Expense And Contract Services Expense2 M2 M2 M2 M
Promotion And Advertising6 M
Rent And Landing Fees4 M3 M3 M3 M6 M3 M
Research Expense-274000.02 M
Restructring And Mn A Income4 M
Salaries And Wages29 M26 M25 M24 M24 M23 M23 M22 M19 M19 M
Securities Amortization-135000.0
Selling And Marketing Expense2 M2 M1 M939000.0877000.011 M1 M-568000.0-586000.0-668000.0
Selling Expense5 M3 M-668000.0
Service Charge On Depositor Accounts747000.0
Total Income Available For Interest Expense (EBIT)36 M37 M36 M33 M32 M-11 M
Total Revenues70 M72 M74 M67 M6000.06 M142000.0-2 M
Total Expenses33 M43 M39 M30 M30 M28 M
Total Revenue70 M72 M74 M67 M6000.02 M-6 M-2 M
Write Down987000.03 M
Amord93000.0102000.081000.048000.072000.0-96000.0-119000.0-162000.0-183000.0
Avgshs7 M8 M8 M8 M8 M8 M8 M8 M8 M8 M
Avgshsdt7 M8 M8 M8 M8 M8 M8 M8 M8 M8 M
Basiceps1.862.422.952.481.371.651.781.691.771.77
Basicepscont1.862.422.952.481.371.651.781.691.771.77
Cor36000.0-135000.0
Depamor2 M3 M3 M-3 M-3 M-3 M-3 M
Dileps1.862.42.912.451.341.611.741.651.731.74
Dilepscont1.862.42.912.451.341.611.741.651.731.74
Div Per Share1.121.121.081.051.041.020.980.89
Intexp34 M22 M5 M7 M
Intinc15 M15 M15 M15 M
Netincdisc14 M18 M22 M18 M11 M13 M14 M13 M13 M14 M
Othincexp-3 M-11 M-9 M-7 M-1 M-7 M
Othspecchg-9 M-362000.0-594000.0-345000.0-3 M-4 M-3 M
Pretaxinc16 M22 M27 M22 M12 M14 M15 M16 M16 M16 M
Resdev6 M-274000.02 M
Restruct4 M
Sga31 M29 M25 M24 M4 M14 M11 M3 M6 M2 M
Shsout7 M8 M8 M8 M8 M8 M8 M8 M8 M8 M
Specincchg-3 M-3 M-12 M-11 M-362000.0-594000.0-345000.0-268000.0-4 M1 M
Taxprov3 M4 M5 M4 M987000.01 M-1 M-3 M-3 M-2 M
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