LC Stock Forecast, Price Targets, Chart, Dividends & Analysis
LendingClub Corporation
LC 
NYE
Sector: Financial Services
Industry: Credit Services
16.30
USD
-0.28
(-1.69%)
Previous close: 16.58 Open: 17.22 Bid: 16.25 Ask: 16.6
52 week range
7.48 18.75
Mkt Cap: 2,000 M Avg Vol (90 Days): 1,820,898
Last updated: Friday 20th December 2024
Metrics
Valuation
Price per Sales TTM ($) | 1.82 |
Price per Book TTM ($) | 1.50 |
PE Ratio (TTM) | 38.93 |
Book Value per Share ($) | 11.95 |
5 Year PE Range | NA , NA |
Returns
7 Day Return | -0.18% | |
1 Month Return | 8.16% | |
3 Month Return | 45.80% | |
1 Year Return | 92.67% | |
3 Year Return | -29.71% | |
5 Year Return | 28.65% | |
YTD Return | 86.50% |
Risk
Analyst Estimates
Financial Health
Technicals
RSI (14 Day) | 53.35 |
14 Day SMA ($) | 16.27 |
14 Day EMA ($) | 16.42 |
Money Flow Index | 46.13 |
Average True Range | 0.92 |
50 Day SMA ($) | 14.95 |
200 Day SMA ($) | 10.90 |
ADX | 34.93 |
MACD | 0.09 |
Growth
Free Cash Flow QoQ Growth | 0.00% |
Free Cash Flow YoY Growth | 0.00% |
Revenue YoY Growth | 0.00% |
EPS QoQ Growth | 0.00% |
Revenue QoQ Growth | 0.00% |
EPS YoY Growth | 0.00% |
Profitability
Financials
LC Income Statement
Annual
| Dec-14 | Dec-15 | Dec-16 | Dec-17 | Dec-18 | Dec-19 | Dec-20 | Dec-21 | Dec-22 | Dec-23 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Amortization of intangibles | -4 M | -5 M | -5 M | -4 M | -4 M | 4 M | 3 M | 5 M | 5 M | 4 M |
| Basic EPS from continuing operations | -2.2 | -0.05 | -1.9 | -1.9 | -1.5 | -0.35 | -1.24 | 0.38 | 2.8 | 0.36 |
| Basic EPS total | -2.2 | -0.05 | -1.9 | -1.9 | -1.5 | -0.35 | -1.24 | 0.38 | 2.8 | 0.36 |
| Basic weighted shares outstanding | 15 M | 75 M | 78 M | 82 M | 85 M | 87 M | 90 M | 98 M | 104 M | 108 M |
| CreditLossesProvision | 3 M | 139 M | 267 M | 244 M | ||||||
| Depreciation | -10 M | -22 M | -30 M | -46 M | -55 M | 59 M | 57 M | 44 M | 44 M | 47 M |
| Depreciation unreconciled | 54 M | 44 M | 44 M | 47 M | ||||||
| DepreciationAndAmortization | -10 M | -22 M | -30 M | -46 M | -55 M | 59 M | 54 M | 44 M | 44 M | 47 M |
| Diluted EPS total | -2.2 | -0.05 | -1.9 | -1.9 | -1.5 | -0.35 | -1.24 | 0.18 | 2.79 | 0.36 |
| Diluted normalized net income/share | -2.2 | -0.05 | -1.9 | -1.9 | -1.5 | -0.35 | 0.18 | 2.79 | 0.36 | |
| Diluted weighted shares outstanding | 15 M | 75 M | 78 M | 82 M | 85 M | 87 M | 90 M | 102 M | 104 M | 108 M |
| EarningLossOfEquityInvestments | 14 M | 14 M | ||||||||
| Equipment | 27 M | 39 M | 49 M | 53 M | ||||||
| FeesAndCommissions | 215 M | 417 M | 508 M | 14 M | 245 M | 579 M | 684 M | 291 M | ||
| GainOnSaleOfBusiness | -15 M | |||||||||
| GeneralAndAdministrativeExpense | 81 M | 122 M | 207 M | 192 M | 229 M | 238 M | 54 M | 47 M | ||
| ImpairmentOfCapitalAssets | 37 M | -1 M | 36 M | 44 M | ||||||
| Income before tax | -32 M | -2 M | -80 M | -52 M | -170 M | -31 M | 77 M | 18 M | 153 M | 55 M |
| Income restructuring and M&A | -2 M | 18 M | ||||||||
| Income taxes | 1 M | 3 M | -4 M | 632000.0 | 43000.0 | -201000.0 | -79000.0 | -136000.0 | -137 M | 16 M |
| InsuranceAndClaims | 47 M | |||||||||
| Interest expense | -357 M | -550 M | 691 M | 602 M | 486 M | 247 M | 150 M | 80 M | 83 M | 271 M |
| InterestExpenseForDeposit | 7 M | 60 M | 266 M | |||||||
| InterestExpenseForLongTermDebt | 122000.0 | -14000.0 | 0.0 | 373000.0 | 2 M | 1 M | ||||
| InterestExpenseForLongTermDebtAndCapitalSecurities | 122000.0 | -14000.0 | 3 M | 373000.0 | 2 M | 1 M | ||||
| InterestExpenseForShortTermDebt | 18 M | 4 M | 1 M | |||||||
| InterestIncome | 354 M | 553 M | 697 M | 625 M | 487 M | 345 M | 210 M | 293 M | 557 M | 833 M |
| InterestIncomeAfterProvisionForLoanLoss | -2 M | 3 M | 5 M | 22 M | 1 M | -46 M | 56 M | 74 M | 207 M | 318 M |
| InterestIncomeFromInvestmentSecurities | 354 M | 553 M | 697 M | 619 M | 487 M | 345 M | 128 M | 258 M | 500 M | 661 M |
| InterestIncomeFromLeases | 6 M | 0.0 | ||||||||
| InterestIncomeFromLoans | 5 M | |||||||||
| InterestIncomeFromLoansAndLease | 6 M | 5 M | ||||||||
| InterestIncomeFromSecurities | 354 M | 553 M | 697 M | 619 M | 487 M | 345 M | 128 M | 258 M | 500 M | 661 M |
| InterestIncomeFromTradingAccountSecurities | 2 M | |||||||||
| MarketingExpense | 52 M | 156 M | 198 M | 94 M | ||||||
| MinorityInterests | 0.0 | -2 M | -4 M | -55000.0 | 724 M | 19 M | 290 M | |||
| Net income from total operations | -33 M | -5 M | -222 M | -209 M | -302 M | -31 M | -188 M | 19 M | 290 M | 39 M |
| NetIncomeCommonStockholders | -33 M | -14 M | -222 M | -209 M | -302 M | 176 M | -188 M | 19 M | 290 M | 39 M |
| NetIncomeContinuousOperations | -33 M | -5 M | -222 M | -209 M | -302 M | -31 M | -33 M | 19 M | 326 M | 39 M |
| NetIncomeExtraordinary | -146 M | -154 M | -128 M | -31 M | ||||||
| NetInterestIncome | -2 M | 3 M | 5 M | 22 M | 1 M | -46 M | 59 M | 213 M | 475 M | 562 M |
| NetOccupancyExpense | 28 M | 24 M | 66 M | 18 M | ||||||
| NonInterestExpense | 243 M | 432 M | 591 M | 648 M | 739 M | 583 M | 502 M | 661 M | 767 M | 566 M |
| NonInterestIncome | 213 M | 427 M | 505 M | 573 M | 567 M | 805 M | 259 M | 606 M | 712 M | 303 M |
| NonRecurringOperationExpense | -176000.0 | |||||||||
| Normalized income | 63 M | |||||||||
| OccupancyAndEquipment | 55 M | 64 M | 115 M | 71 M | ||||||
| Other special charges | 37 M | 61 M | 75 M | 164 M | 135 M | -103 M | 13 M | 44 M | -2 M | -9 M |
| OtherCustomerServices | 215 M | 417 M | 503 M | 14 M | 245 M | 579 M | 684 M | 291 M | ||
| OtherGandA | 81 M | 122 M | 207 M | 192 M | 229 M | 238 M | 54 M | 47 M | ||
| OtherInterestExpense | 357 M | 550 M | 691 M | 602 M | 486 M | 392 M | -132 M | -67 M | -14 M | -3 M |
| OtherInterestIncome | 430 M | 501 M | 575 M | 695 M | 759 M | 82 M | 35 M | 58 M | 171 M | |
| OtherNonInterestExpense | 124 M | 277 M | 19 M | -17 M | 15 M | 48 M | 61 M | 64 M | 57 M | |
| OtherNonInterestIncome | -1 M | 427 M | 0.0 | 536 M | 531 M | 737 M | 13 M | 27 M | 29 M | 11 M |
| ProfessionalExpenseAndContractServicesExpense | 42 M | 48 M | 51 M | 35 M | ||||||
| Research & development expense | 39 M | 77 M | 115 M | 142 M | 155 M | 168 M | 139 M | |||
| ResearchExpense | 39 M | 77 M | 115 M | 142 M | 155 M | 168 M | 139 M | |||
| Revenue per share | -4 M | -5 M | -5 M | -4 M | -4 M | 4 M | 3 M | 5 M | 5 M | 4 M |
| SalariesAndWages | -37 M | -51 M | -80 M | -80 M | -84 M | -80 M | 253 M | 288 M | 339 M | 262 M |
| SecuritiesActivities | 120 M | 5 M | 0.0 | 3 M | -143 M | -86 M | -98 M | |||
| Selling Gen & administrative expense | 167 M | 294 M | 344 M | 341 M | 413 M | 518 M | 358 M | 445 M | 537 M | 403 M |
| SellingAndMarketingExpense | 86 M | 172 M | 217 M | 230 M | 269 M | 279 M | 52 M | 156 M | 198 M | 94 M |
| Special income/charges | -37 M | -61 M | -131 M | -164 M | -171 M | 103 M | -48 M | -106 M | -64 M | -57 M |
| Total common shares outstanding | 74 M | 76 M | 80 M | 84 M | 86 M | 89 M | 94 M | 101 M | 107 M | 110 M |
| Total net income | -33 M | -5 M | -222 M | -209 M | -302 M | -31 M | -188 M | 19 M | 290 M | 39 M |
| Total ordinary shares | 112 M | 112 M | 112 M | 112 M | 112 M | 112 M | 112 M | 112 M | 112 M | 112 M |
| Total revenues | 211 M | 430 M | 510 M | 595 M | 568 M | 759 M | 318 M | 819 M | 1,187 M | 865 M |
| TotalRevenue | 211 M | 430 M | 510 M | 595 M | 568 M | 759 M | 318 M | 819 M | 1,187 M | 865 M |
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