OCFC Stock Forecast, Price Targets, Chart, Dividends & Analysis
OceanFirst Financial Corp.
OCFC 
NGS
Sector: Financial Services
Industry: Savings & Cooperative Banks
16.96
USD
-0.43
(-2.47%)
Previous close: 17.39 Open: 17.19 Bid: 6.82 Ask: 19.81
52 week range
14.03 21.87
Mkt Cap: 1,015 M Avg Vol (90 Days): 301,327
Last updated: Thursday 22nd May 2025
Metrics
Valuation
Returns
7 Day Return | -3.58% | |
1 Month Return | 9.09% | |
3 Month Return | -4.78% | |
1 Year Return | 12.26% | |
3 Year Return | 1.56% | |
5 Year Return | 37.19% | |
YTD Return | -6.30% |
Risk
Analyst Estimates
Financial Health
Technicals
RSI (14 Day) | 50.86 |
14 Day SMA ($) | 17.17 |
14 Day EMA ($) | 17.13 |
Money Flow Index | 46.70 |
Average True Range | 0.49 |
50 Day SMA ($) | 16.60 |
200 Day SMA ($) | 17.84 |
ADX | 24.30 |
MACD | 0.00 |
Growth
Peers
| Stock | Dividend | Market Cap (B) | PE | Price ($) |
|---|
Financials
OCFC Income Statement
Annual
| Dec-16 | Dec-17 | Dec-18 | Dec-19 | Dec-20 | Dec-21 | Dec-22 | Sep-23 | Dec-23 | Dec-24 | |
|---|---|---|---|---|---|---|---|---|---|---|
| AccruedPreferredStockDividends | 2 M | 4 M | 4 M | 4 M | 4 M | |||||
| Basic EPS from continuing operations | 1.0 | 1.32 | 1.54 | 1.77 | 1.02 | 1.79 | 2.43 | 1.7 | 1.65 | |
| Basic EPS total | 1.0 | 1.32 | 1.54 | 1.77 | 1.02 | 1.79 | 2.43 | 1.7 | 1.65 | |
| Basic weighted shares outstanding | 23 M | 32 M | 47 M | 50 M | 60 M | 59 M | 59 M | 59 M | 58 M | |
| CreditLossesProvision | 3 M | 4 M | 3 M | 2 M | 59 M | 12 M | 8 M | 18 M | 8 M | |
| Depreciation | -5 M | -6 M | -9 M | |||||||
| Depreciation unreconciled | 623000.0 | 2 M | 4 M | 4 M | 6 M | 5 M | 5 M | 4 M | 3 M | |
| DepreciationAndAmortization | 623000.0 | 2 M | 4 M | 4 M | 6 M | 5 M | 5 M | 4 M | 3 M | |
| Diluted EPS total | 0.98 | 1.28 | 1.51 | 1.75 | 1.02 | 1.78 | 2.42 | 1.7 | 1.65 | |
| Diluted normalized net income/share | 0.98 | 1.28 | 1.51 | 1.75 | 1.02 | 1.78 | 2.42 | 1.7 | 1.65 | |
| Diluted weighted shares outstanding | 24 M | 33 M | 48 M | 51 M | 60 M | 60 M | 59 M | 59 M | 58 M | |
| Dividends paid per share | 0.68 | 0.74 | 0.8 | 0.8 | ||||||
| Equipment | 5 M | 7 M | 8 M | 8 M | 8 M | 5 M | 5 M | 5 M | 4 M | |
| FeesAndCommissions | 11 M | 15 M | -199000.0 | 267000.0 | 21 M | 7 M | 10 M | 1 M | -4 M | 4 M |
| GeneralAndAdministrativeExpense | -3 M | -3 M | -5 M | 2 M | 5 M | 6 M | 7 M | 11 M | 11 M | |
| Income before tax | 35 M | 65 M | 86 M | 107 M | 81 M | 142 M | 194 M | 137 M | 131 M | |
| Income restructuring and M&A | 17 M | 8 M | 27 M | 11 M | 16 M | 2 M | 3 M | 22000.0 | 2 M | |
| Income taxes | 15 M | 25 M | 17 M | 19 M | 18 M | 32 M | 47 M | 33 M | 30 M | |
| InsuranceAndClaims | 2 M | 5 M | 6 M | 7 M | 11 M | 11 M | ||||
| Interest expense | -13 M | -20 M | -36 M | 53 M | 67 M | 37 M | 54 M | 238 M | 308 M | |
| InterestExpenseForCapitalizedLeaseObligations | 4 M | 6 M | 6 M | |||||||
| InterestExpenseForDeposit | 8 M | 12 M | 23 M | 38 M | 48 M | 25 M | 31 M | 172 M | 242 M | |
| InterestExpenseForFederalFundsSoldAndSecuritiesPurchaseUnderAgreementsToResell | -102000.0 | -121000.0 | -168000.0 | 276000.0 | 562000.0 | 253000.0 | 159000.0 | 931000.0 | 2 M | |
| InterestExpenseForLongTermDebt | -118 M | -165 M | -237 M | 8 M | 11 M | 12 M | 46 M | 36 M | ||
| InterestExpenseForLongTermDebtAndCapitalSecurities | -118 M | -165 M | -237 M | 12 M | 17 M | 6 M | 12 M | 25000.0 | 46 M | 36 M |
| InterestExpenseForShortTermDebt | 6 M | 7 M | 14 M | 14 M | 18 M | 12 M | 23 M | 66 M | 66 M | |
| InterestIncome | 133 M | 189 M | 277 M | 309 M | 380 M | 342 M | 431 M | 608 M | 642 M | |
| InterestIncomeAfterProvisionForLoanLoss | 115 M | 160 M | 234 M | 254 M | 254 M | 294 M | 370 M | 352 M | 326 M | |
| InterestIncomeFromInvestmentSecurities | 4 M | 7 M | 11 M | 14 M | 30 M | 27 M | 41 M | 86 M | 97 M | |
| InterestIncomeFromLoans | 130 M | 182 M | 266 M | 295 M | 349 M | 315 M | 390 M | 522 M | 545 M | |
| InterestIncomeFromLoansAndLease | 130 M | 182 M | 266 M | 295 M | 349 M | 315 M | 390 M | 522 M | 545 M | |
| InterestIncomeFromSecurities | 4 M | 7 M | 11 M | 14 M | 30 M | 27 M | 41 M | 86 M | 97 M | |
| InvestmentBankingProfit | 2 M | 2 M | ||||||||
| MarketingExpense | 2 M | 3 M | 3 M | 3 M | 3 M | 2 M | 3 M | 4 M | 5 M | |
| MinorityInterests | -754000.0 | -36000.0 | -325000.0 | |||||||
| Net income from total operations | 23 M | 42 M | 72 M | 89 M | 63 M | 110 M | 147 M | 104 M | 100 M | |
| NetIncomeCommonStockholders | 23 M | 42 M | 72 M | 89 M | 61 M | 106 M | 143 M | 100 M | 96 M | |
| NetIncomeContinuousOperations | 23 M | 42 M | 72 M | 89 M | 63 M | 121 M | 147 M | 104 M | 100 M | |
| NetInterestIncome | 118 M | 165 M | 237 M | 256 M | 313 M | 305 M | 377 M | 370 M | 334 M | |
| NetOccupancyExpense | 8 M | 11 M | 18 M | 17 M | 21 M | 20 M | 21 M | 21 M | 21 M | |
| NonInterestExpense | 100 M | 124 M | 183 M | 159 M | 192 M | 192 M | 229 M | 244 M | 241 M | |
| NonInterestIncome | 20 M | 27 M | 35 M | 42 M | 74 M | 52 M | 59 M | 34 M | 50 M | |
| OccupancyAndEquipment | 13 M | 17 M | 26 M | 25 M | 29 M | 26 M | 26 M | 26 M | 25 M | |
| Other special charges | 2 M | 10 M | 7 M | -15 M | -27 M | -18 M | ||||
| OtherCustomerServices | 250000.0 | |||||||||
| OtherGandA | -3 M | -3 M | -5 M | 2 M | 5 M | 6 M | 7 M | 11 M | 11 M | |
| OtherInterestExpense | -13 M | -20 M | -36 M | -256 M | -313 M | |||||
| OtherNonInterestExpense | 15 M | 20 M | 27 M | 30 M | 34 M | 37 M | 41 M | 45 M | 47 M | |
| OtherNonInterestIncome | 7 M | 27 M | 34 M | 37 M | 36 M | 38 M | 8 M | 6 M | 13 M | |
| OtherunderPreferredStockDividend | 2 M | 4 M | 4 M | 4 M | 4 M | |||||
| PreferredStockDividends | 2 M | 4 M | 4 M | 4 M | 4 M | |||||
| ProfessionalExpenseAndContractServicesExpense | 3 M | 4 M | 5 M | 9 M | 12 M | 11 M | 13 M | 18 M | 9 M | |
| RentAndLandingFees | -3 M | -3 M | -5 M | 5 M | ||||||
| Revenue per share | 623000.0 | 2 M | 4 M | 4 M | 6 M | 5 M | 5 M | 4 M | 3 M | |
| SalariesAndWages | 47 M | 60 M | 83 M | 90 M | 114 M | 120 M | 132 M | 136 M | 138 M | |
| SecuritiesActivities | 10 M | 70 M | -199000.0 | 267000.0 | 21 M | 7 M | 10 M | -4 M | 4 M | |
| Selling Gen & administrative expense | 49 M | 63 M | 87 M | 96 M | 122 M | 128 M | 142 M | 151 M | 154 M | |
| SellingAndMarketingExpense | 2 M | 3 M | 3 M | 3 M | 3 M | 2 M | 3 M | 4 M | 5 M | |
| ServiceChargeOnDepositorAccounts | 11 M | 15 M | ||||||||
| Special income/charges | -34 M | -38 M | -61 M | -25 M | -23 M | -21 M | -43 M | -45 M | -49 M | |
| Total common shares outstanding | 32 M | 48 M | 51 M | 60 M | 60 M | 59 M | 59 M | 59 M | 59 M | 117 M |
| Total net income | 23 M | 42 M | 72 M | 89 M | 63 M | 110 M | 147 M | 104 M | 100 M | |
| Total ordinary shares | 58 M | 58 M | 58 M | 58 M | 58 M | 58 M | 58 M | 58 M | 58 M | 58 M |
| Total revenues | 138 M | 192 M | 272 M | 298 M | 387 M | 357 M | 437 M | 403 M | 384 M | |
| TotalRevenue | 138 M | 192 M | 272 M | 298 M | 387 M | 357 M | 437 M | 403 M | 384 M |
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