OPHC Stock Forecast, Price Targets, Chart, Dividends & Analysis
OptimumBank Holdings Inc.
OPHC 
NSC
Sector: Financial Services
Industry: Banks - Regional - US
4.72
USD
-0.14
(-2.88%)
Previous close: 4.86 Open: 4.91 Bid: 4.5 Ask: 4.81
52 week range
3.89 5.90
Mkt Cap: 50 M Avg Vol (90 Days): 56,196
Last updated: Friday 20th December 2024
Metrics
Valuation
Returns
7 Day Return | -4.45% | |
1 Month Return | -6.90% | |
3 Month Return | 2.39% | |
1 Year Return | 18.30% | |
3 Year Return | 9.51% | |
5 Year Return | 60.54% | |
YTD Return | 12.87% |
Risk
Financial Health
Technicals
RSI (14 Day) | 41.52 |
14 Day SMA ($) | 4.95 |
14 Day EMA ($) | 4.90 |
Money Flow Index | 68.12 |
Average True Range | 0.16 |
50 Day SMA ($) | 4.84 |
200 Day SMA ($) | 4.52 |
ADX | 0.00 |
MACD | -0.10 |
Growth
Free Cash Flow QoQ Growth | 0.00% |
Free Cash Flow YoY Growth | 0.00% |
Revenue YoY Growth | 0.00% |
EPS QoQ Growth | 0.00% |
Revenue QoQ Growth | 0.00% |
EPS YoY Growth | 0.00% |
Profitability
Financials
OPHC Income Statement
Annual
| Dec-14 | Dec-15 | Dec-16 | Dec-17 | Dec-18 | Dec-19 | Dec-20 | Dec-21 | Dec-22 | Dec-23 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Amortization of intangibles | -55000.0 | -148000.0 | ||||||||
| Basic EPS from continuing operations | 1.8 | -1.7 | -0.38 | -0.53 | 0.53 | -0.58 | -0.27 | 1.61 | 0.68 | 0.87 |
| Basic EPS total | 1.8 | -1.7 | -0.38 | -0.53 | 0.53 | -0.58 | -0.27 | 1.61 | 0.68 | 0.87 |
| Basic weighted shares outstanding | 867789.0 | 95385.0 | 1 M | 1 M | 1 M | 2 M | 3 M | 4 M | 6 M | 7 M |
| CreditLossesProvision | 2 M | 79000.0 | 1 M | 1 M | 3 M | 4 M | ||||
| Diluted EPS total | 1.8 | -1.7 | -0.38 | -0.53 | -0.58 | -0.27 | 1.61 | 0.68 | 0.87 | |
| Diluted normalized net income/share | 1.8 | -1.7 | -0.38 | -0.53 | 0.87 | |||||
| Diluted weighted shares outstanding | 905000.0 | 380000.0 | 2 M | 6 M | 2 M | 2 M | 3 M | 4 M | 7 M | |
| FeesAndCommissions | 284000.0 | 201000.0 | -162000.0 | 11000.0 | ||||||
| GeneralAndAdministrativeExpense | -57000.0 | 450000.0 | 443000.0 | 553000.0 | 822000.0 | 659000.0 | 85000.0 | 95000.0 | 96000.0 | |
| Income before tax | 2 M | -483000.0 | -396000.0 | 3 M | 796000.0 | -1 M | -782000.0 | 3 M | 5 M | 8 M |
| Income taxes | -654000.0 | -320000.0 | 134000.0 | -2 M | -182000.0 | -52000.0 | -613000.0 | -3 M | 1 M | 2 M |
| InsuranceAndClaims | -57000.0 | 450000.0 | 443000.0 | 553000.0 | 822000.0 | 659000.0 | 85000.0 | 95000.0 | 96000.0 | |
| Interest expense | -911000.0 | -884000.0 | -1 M | -1 M | -1 M | 2 M | 2 M | 985000.0 | 4 M | 12 M |
| InterestExpenseForDeposit | 662000.0 | 648000.0 | 728000.0 | 674000.0 | 510000.0 | 2 M | 1 M | 651000.0 | 3 M | 12 M |
| InterestExpenseForShortTermDebt | 249000.0 | 236000.0 | 351000.0 | 522000.0 | 736000.0 | 543000.0 | 443000.0 | 334000.0 | 812000.0 | 468000.0 |
| InterestIncome | 5 M | 5 M | 5 M | 5 M | 4 M | 5 M | 7 M | 10 M | 20 M | 36 M |
| InterestIncomeAfterProvisionForLoanLoss | 4 M | 4 M | 4 M | 4 M | 3 M | 3 M | 4 M | 8 M | 12 M | 20 M |
| InterestIncomeFromInvestmentSecurities | 959000.0 | 597000.0 | 459000.0 | 4 M | 3 M | 245000.0 | 192000.0 | 488000.0 | 649000.0 | 686000.0 |
| InterestIncomeFromLoans | 6 M | 4 M | 4 M | 4 M | 4 M | 5 M | 6 M | 10 M | 18 M | 32 M |
| InterestIncomeFromLoansAndLease | 6 M | 4 M | 4 M | 4 M | 4 M | 5 M | 6 M | 10 M | 18 M | 32 M |
| InterestIncomeFromSecurities | 959000.0 | 597000.0 | 459000.0 | 4 M | 3 M | 245000.0 | 192000.0 | 488000.0 | 649000.0 | 686000.0 |
| LifeAnnuityPremiums | 796000.0 | |||||||||
| Net income from total operations | 2 M | -163000.0 | -792000.0 | 3 M | 796000.0 | -1 M | -782000.0 | 6 M | 4 M | 6 M |
| NetIncomeCommonStockholders | 3 M | -163000.0 | -792000.0 | 3 M | 1 M | -1 M | -782000.0 | 6 M | 4 M | 6 M |
| NetIncomeContinuousOperations | 2 M | -163000.0 | -792000.0 | 3 M | 796000.0 | -1 M | -782000.0 | 6 M | 4 M | 6 M |
| NetInterestIncome | 4 M | 4 M | 4 M | 4 M | 5 M | 3 M | 5 M | 9 M | 16 M | 24 M |
| NetOccupancyExpense | 504000.0 | 476000.0 | 495000.0 | 415000.0 | 437000.0 | 487000.0 | 570000.0 | 650000.0 | 717000.0 | 773000.0 |
| NonInterestExpense | -3 M | -5 M | -4 M | -4 M | -4 M | 4 M | 5 M | 7 M | 10 M | 15 M |
| NonInterestIncome | 572000.0 | 412000.0 | -144000.0 | 52000.0 | 84000.0 | -33000.0 | 294000.0 | 2 M | 3 M | 3 M |
| NonRecurringOperationExpense | 375000.0 | |||||||||
| Normalized income | -3 M | -626970.0 | ||||||||
| OccupancyAndEquipment | 504000.0 | 476000.0 | 495000.0 | 415000.0 | 437000.0 | 487000.0 | 570000.0 | 650000.0 | 717000.0 | 773000.0 |
| Other special charges | -81100.0 | -340000.0 | -2 M | -143000.0 | -90000.0 | -99000.0 | -2 M | -3 M | -6 M | -8 M |
| OtherGandA | -57000.0 | 450000.0 | 443000.0 | 553000.0 | 822000.0 | 659000.0 | 85000.0 | 95000.0 | 96000.0 | |
| OtherInterestExpense | -911000.0 | -884000.0 | -1 M | -1 M | -1 M | -2 M | 2 M | 985000.0 | -16 M | -24 M |
| OtherInterestIncome | 67000.0 | 72000.0 | 105000.0 | 224000.0 | 148000.0 | 236000.0 | 105000.0 | 145000.0 | 1 M | 3 M |
| OtherNonInterestExpense | 830000.0 | 1 M | 566000.0 | 639000.0 | 407000.0 | 621000.0 | 1 M | 2 M | 3 M | 3 M |
| OtherNonInterestIncome | 152000.0 | 211000.0 | 18000.0 | 41000.0 | 84000.0 | 182000.0 | 294000.0 | 2 M | 3 M | 3 M |
| ProfessionalExpenseAndContractServicesExpense | 862000.0 | 594000.0 | 659000.0 | 784000.0 | 558000.0 | 537000.0 | 558000.0 | 563000.0 | 546000.0 | 729000.0 |
| PromotionAndAdvertising | -5 M | -6100.0 | -9400.0 | -69000.0 | -40000.0 | -18000.0 | 10000.0 | 26000.0 | 59000.0 | 102000.0 |
| Revenue per share | -55000.0 | -148000.0 | ||||||||
| SalariesAndWages | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | 4 M | 5 M | 8 M |
| SecuritiesActivities | 13 M | 60000.0 | -186000.0 | 11000.0 | ||||||
| Selling Gen & administrative expense | 2 M | 2 M | 2 M | 2 M | 3 M | 3 M | 2 M | 4 M | 5 M | 8 M |
| SellingAndMarketingExpense | -5 M | -6100.0 | -9400.0 | -69000.0 | -40000.0 | -18000.0 | 10000.0 | 26000.0 | 59000.0 | 102000.0 |
| ServiceChargeOnDepositorAccounts | 284000.0 | 141000.0 | 24000.0 | 26000.0 | ||||||
| Special income/charges | -830000.0 | -1 M | -566000.0 | -639000.0 | -407000.0 | -621000.0 | -1 M | -2 M | -3 M | -4 M |
| Total common shares outstanding | 952745.0 | 96288.0 | 1 M | 1 M | 2 M | 3 M | 3 M | 5 M | 7 M | 8 M |
| Total net income | 2 M | -163000.0 | -792000.0 | 3 M | 796000.0 | -1 M | -782000.0 | 6 M | 4 M | 6 M |
| Total ordinary shares | 10 M | 10 M | 10 M | 10 M | 10 M | 10 M | 10 M | 10 M | 10 M | 10 M |
| Total revenues | 5 M | 4 M | 4 M | 4 M | 5 M | 3 M | 5 M | 11 M | 19 M | 27 M |
| TotalPremiumsEarned | 796000.0 | |||||||||
| TotalRevenue | 5 M | 4 M | 4 M | 4 M | 5 M | 3 M | 5 M | 11 M | 19 M | 27 M |
| TradingGainLoss | 483000.0 |
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