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OPHC logo

OPHC

NSC
OptimumBank Holdings Inc.
Financial ServicesBanks - Regional - US
Watchlists:
Last updated: Monday 14th July 2025
4.56
-0.03 (-0.65%)
Prev Close:4.59
Open:4.575
Bid:4.53
Ask:4.58
52 Week Range
3.53
5.90
Volume:11,222
Mkt Cap:53 M
Price Target
$5.24
+14.9%
Metrics

Growth

EPS
QoQ
N/A
YoY
N/A
Revenue
QoQ
N/A
YoY
N/A
Free Cash Flow
QoQ
N/A
YoY
N/A

Peers

Peers data not available
Available data keys: fn_01356, peerValues

Risk

Financial Health

Liquidity Ratios
Financial Scores

Technicals

Technical Oscillators
Volatility Metrics
Financials

Financial Statements

OPHC - Income Statement (Annual)

Dec-24Dec-23Dec-22Dec-21Dec-20Dec-19Dec-18Dec-17Dec-16Dec-15
Credit Losses Provision2 M4 M3 M1 M1 M79000.02 M
Fees And Commissions11000.0-162000.0201000.0
General And Administrative Expense96000.095000.085000.0659000.0822000.0553000.0443000.0450000.0
Insurance And Claims96000.095000.085000.0659000.0822000.0553000.0443000.0450000.0
Interest Expense For Deposit23 M12 M3 M651000.01 M2 M510000.0674000.0728000.0648000.0
Interest Expense For Short Term Debt2 M468000.0812000.0334000.0443000.0543000.0736000.0522000.0351000.0236000.0
Interest Income60 M36 M20 M10 M7 M5 M4 M5 M5 M5 M
Interest Income After Provision For Loan Loss32 M20 M12 M8 M4 M3 M3 M4 M4 M4 M
Interest Income From Investment Securities652000.0686000.0649000.0488000.0192000.0245000.03 M4 M459000.0597000.0
Interest Income From Loans52 M32 M18 M10 M6 M5 M4 M4 M4 M4 M
Interest Income From Loans And Lease52 M32 M18 M10 M6 M5 M4 M4 M4 M4 M
Interest Income From Securities652000.0686000.0649000.0488000.0192000.0245000.03 M4 M459000.0597000.0
Life Annuity Premiums796000.0
Net Income (loss)13 M6 M4 M6 M-782000.0-1 M796000.03 M-792000.0-163000.0
Net Income Common Stockholders13 M6 M4 M6 M-782000.0-1 M1 M3 M-792000.0-163000.0
Net Income Continuous Operations13 M6 M4 M6 M-782000.0-1 M796000.03 M-792000.0-163000.0
Net Interest Income35 M24 M16 M9 M5 M3 M5 M4 M4 M4 M
Net Occupancy Expense884000.0773000.0717000.0650000.0570000.0487000.0437000.0415000.0495000.0476000.0
Non Interest Expense19 M15 M10 M7 M5 M4 M-4 M-4 M-4 M-5 M
Non Interest Income5 M3 M3 M2 M294000.0-33000.084000.052000.0-144000.0412000.0
Non Recurring Operation Expense375000.0
Normalized Income9 M-3 M
Occupancy And Equipment884000.0773000.0717000.0650000.0570000.0487000.0437000.0415000.0495000.0476000.0
Other Gand A96000.095000.085000.0659000.0822000.0553000.0443000.0450000.0
Other Interest Expense-35 M-24 M-16 M985000.02 M-2 M-1 M-1 M-1 M-884000.0
Other Interest Income7 M3 M1 M145000.0105000.0236000.0148000.0224000.0105000.072000.0
Other Non Interest Expense6 M4 M3 M2 M1 M621000.0407000.0639000.0566000.01 M
Other Non Interest Income843000.0123000.03 M2 M294000.0182000.084000.041000.018000.0211000.0
Professional Expense And Contract Services Expense1 M729000.0546000.0563000.0558000.0537000.0558000.0784000.0659000.0594000.0
Promotion And Advertising293000.0102000.059000.026000.010000.0-18000.0-40000.0-69000.0-9400.0-6100.0
Salaries And Wages11 M8 M5 M4 M2 M2 M2 M2 M2 M2 M
Securities Activities11000.0-186000.060000.0
Selling And Marketing Expense293000.0102000.059000.026000.010000.0-18000.0-40000.0-69000.0-9400.0-6100.0
Service Charge On Depositor Accounts26000.024000.0141000.0
Total Revenues39 M27 M19 M11 M5 M3 M5 M4 M4 M4 M
Total Premiums Earned796000.0
Total Revenue39 M27 M19 M11 M5 M3 M5 M4 M4 M4 M
Trading Gain Loss483000.0
Amord-148000.0-55000.0
Avgshs9,446 M7 M6 M4 M3 M2 M1 M1 M1 M95385.0
Avgshsdt9,845 M7 M4 M3 M2 M2 M6 M2 M380000.0
Basiceps1.390.870.681.61-0.27-0.580.53-0.53-0.38-1.7
Basicepscont1.390.870.681.61-0.27-0.580.53-0.53-0.38-1.7
Dileps1.330.870.681.61-0.27-0.58-0.53-0.38-1.7
Dilepscont1.330.87-0.53-0.38-1.7
Intexp25 M12 M4 M985000.02 M2 M-1 M-1 M-1 M-884000.0
Netincdisc13 M6 M4 M6 M-782000.0-1 M796000.03 M-792000.0-163000.0
Othspecchg-9 M-8 M-6 M-3 M-2 M-99000.0-90000.0-143000.0-2 M-340000.0
Pretaxinc18 M8 M5 M3 M-782000.0-1 M796000.03 M-396000.0-483000.0
Sga11 M8 M5 M4 M2 M3 M3 M2 M2 M2 M
Shsout12 M8 M7 M5 M3 M3 M2 M1 M1 M96288.0
Specincchg-6 M-4 M-3 M-2 M-1 M-621000.0-407000.0-639000.0-566000.0-1 M
Taxprov5 M2 M1 M-3 M-613000.0-52000.0-182000.0-2 M134000.0-320000.0
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