PBFS Stock Forecast, Price Targets, Chart, Dividends & Analysis
Pioneer Bancorp Inc
PBFS 
NSC
Sector: Finance and Insurance
Industry: Savings Institutions
11.31
USD
0.00
(0.00%)
Previous close: 11.31 Open: 11.26 Bid: 10.8 Ask: 11.45
52 week range
8.76 12.00
Mkt Cap: 306 M Avg Vol (90 Days): 101,492
Last updated: Sunday 22nd December 2024
Metrics
Valuation
Price per Sales TTM ($) | 3.82 |
Price per Book TTM ($) | 1.01 |
PE Ratio (TTM) | 16.00 |
Book Value per Share ($) | 11.70 |
5 Year PE Range | NA , NA |
Returns
7 Day Return | -3.17% | |
1 Month Return | -4.15% | |
3 Month Return | 2.17% | |
1 Year Return | 5.41% | |
3 Year Return | -3.17% | |
5 Year Return | -24.55% | |
YTD Return | 12.99% |
Risk
Financial Health
Technicals
RSI (14 Day) | 37.45 |
14 Day SMA ($) | 11.71 |
14 Day EMA ($) | 11.62 |
Money Flow Index | 70.51 |
Average True Range | 0.23 |
50 Day SMA ($) | 11.47 |
200 Day SMA ($) | 10.48 |
ADX | 35.68 |
MACD | 0.23 |
Growth
Free Cash Flow QoQ Growth | 0.00% |
Free Cash Flow YoY Growth | 0.00% |
Revenue YoY Growth | 0.00% |
EPS QoQ Growth | 0.00% |
Revenue QoQ Growth | 0.00% |
EPS YoY Growth | 0.00% |
Financials
PBFS Income Statement
Annual
| Invalid date | Jun-19 | Jun-20 | Jun-21 | Jun-22 | Jun-23 | Jun-24 | |
|---|---|---|---|---|---|---|---|
| Amortization of intangibles | -351 M | 364000.0 | 316000.0 | 357000.0 | 398000.0 | 534000.0 | |
| Basic EPS from continuing operations | -0.26 | 0.04 | 0.41 | 0.87 | 0.61 | ||
| Basic EPS total | -0.26 | 0.04 | 0.41 | 0.87 | 0.61 | ||
| Basic weighted shares outstanding | 25 M | 25 M | 25 M | 25 M | 25 M | ||
| CreditLossesProvision | 2 M | 7 M | 4 M | 550000.0 | 178000.0 | 2 M | |
| Depreciation | -2 M | 3 M | 3 M | 2 M | 2 M | 2 M | |
| DepreciationAndAmortization | -2 M | 3 M | 3 M | 2 M | 2 M | 2 M | |
| Diluted EPS total | -0.26 | 0.04 | 0.41 | 0.87 | 0.61 | ||
| Diluted normalized net income/share | -0.26 | 0.04 | 0.41 | 0.87 | 0.61 | ||
| Diluted weighted shares outstanding | 25 M | 25 M | 25 M | 25 M | |||
| FeesAndCommissions | 6000.0 | 83000.0 | 1 M | 38000.0 | 374000.0 | -6 M | |
| GeneralAndAdministrativeExpense | 4 M | 118000.0 | 1 M | 2 M | 2 M | 2 M | |
| ImpairmentOfCapitalAssets | -29000.0 | -263000.0 | -34000.0 | ||||
| Income before tax | 24 M | 6 M | 3 M | 13 M | 28 M | 19 M | |
| Income taxes | 6 M | 797000.0 | 2 M | 3 M | 6 M | 4 M | |
| InsuranceAndClaims | 4 M | 118000.0 | 1 M | 2 M | 2 M | 2 M | |
| InsuranceAndPremiums | 6 M | 6 M | 7 M | 7 M | 7 M | 9 M | |
| Interest expense | -4 M | 5 M | 2 M | 1 M | 5 M | 22 M | |
| InterestExpenseForCapitalizedLeaseObligations | 32000.0 | 32000.0 | |||||
| InterestExpenseForDeposit | 4 M | 5 M | 2 M | 1 M | 5 M | 21 M | |
| InterestExpenseForLongTermDebtAndCapitalSecurities | 32000.0 | 32000.0 | |||||
| InterestIncome | 54 M | 54 M | 44 M | 44 M | 71 M | 88 M | |
| InterestIncomeAfterProvisionForLoanLoss | 45 M | 42 M | 38 M | 42 M | 65 M | 64 M | |
| InterestIncomeFromDeposits | 2 M | 2 M | 315000.0 | 1 M | 6 M | 6 M | |
| InterestIncomeFromInvestmentSecurities | 3 M | 2 M | 1 M | 3 M | 10 M | 10 M | |
| InterestIncomeFromLoans | 50 M | 50 M | 42 M | 40 M | 55 M | 72 M | |
| InterestIncomeFromLoansAndLease | 50 M | 50 M | 42 M | 40 M | 55 M | 72 M | |
| InterestIncomeFromSecurities | 3 M | 2 M | 1 M | 3 M | 10 M | 10 M | |
| InvestmentBankingProfit | 8 M | 8 M | 7 M | 6 M | 6 M | 6 M | |
| MarketingExpense | 925000.0 | 678000.0 | 618000.0 | 520000.0 | 825000.0 | 729000.0 | |
| Net income from total operations | 19 M | 5 M | 1 M | 10 M | 22 M | 15 M | |
| NetIncomeCommonStockholders | 19 M | 5 M | 1 M | 10 M | 22 M | 15 M | |
| NetIncomeContinuousOperations | 19 M | 5 M | 1 M | 2 M | 22 M | 15 M | |
| NetInterestIncome | 47 M | 49 M | 42 M | 42 M | 66 M | 67 M | |
| NetOccupancyExpense | 6 M | 6 M | 6 M | 7 M | 7 M | 7 M | |
| NonInterestExpense | -38 M | 52 M | 51 M | 44 M | 52 M | 61 M | |
| NonInterestIncome | 14 M | 16 M | 16 M | 14 M | 14 M | 16 M | |
| Normalized income | -20 M | 13 M | |||||
| OccupancyAndEquipment | 6 M | 6 M | 6 M | 7 M | 7 M | 7 M | |
| Other special charges | -748000.0 | -22 M | -22 M | -22 M | -22 M | -6 M | |
| OtherGandA | 4 M | 118000.0 | 1 M | 2 M | 2 M | 2 M | |
| OtherInterestExpense | -235000.0 | -124000.0 | -84000.0 | -97000.0 | |||
| OtherNonInterestExpense | 3 M | 116000.0 | 3 M | 13 M | 10 M | 10 M | |
| OtherNonInterestIncome | 467000.0 | 885000.0 | 536000.0 | 257000.0 | 787000.0 | 100000.0 | |
| ProfessionalExpenseAndContractServicesExpense | 420000.0 | 4 M | 4 M | 4 M | 5 M | 11 M | |
| Revenue per share | -351 M | -631000.0 | -218000.0 | -224000.0 | -115000.0 | 62000.0 | |
| SalariesAndWages | 23 M | 25 M | 26 M | 26 M | 27 M | 29 M | |
| SecuritiesActivities | 6000.0 | 83000.0 | 1 M | 38000.0 | 374000.0 | -6 M | |
| Selling Gen & administrative expense | 28 M | 26 M | 28 M | 28 M | 30 M | 32 M | |
| SellingAndMarketingExpense | 925000.0 | 678000.0 | 618000.0 | 520000.0 | 825000.0 | 729000.0 | |
| Special income/charges | -3 M | -116000.0 | -3 M | -13 M | -10 M | -4 M | |
| Total common shares outstanding | 26 M | 26 M | 26 M | 26 M | 26 M | 26 M | |
| Total net income | 19 M | 5 M | 1 M | 10 M | 22 M | 15 M | |
| Total ordinary shares | 26 M | 26 M | 26 M | 26 M | 26 M | 26 M | |
| Total revenues | 62 M | 64 M | 58 M | 56 M | 80 M | 83 M | |
| TotalPremiumsEarned | 6 M | 6 M | 7 M | 7 M | 7 M | 9 M | |
| TotalRevenue | 62 M | 64 M | 58 M | 56 M | 80 M | 83 M |
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