PEBK Stock Forecast, Price Targets, Chart, Dividends & Analysis
Peoples Bancorp of North Carolina Inc.
PEBK 
NSD
Sector: Financial Services
Industry: Banks - Regional - US
26.36
USD
0.24
(0.92%)
Previous close: 26.12 Open: 25.92 Bid: 10.55 Ask: 42.19
52 week range
23.74 33.31
Mkt Cap: 144 M Avg Vol (90 Days): 7,401
Last updated: Wednesday 16th April 2025
Metrics
Valuation
Returns
7 Day Return | 2.73% | |
1 Month Return | -2.62% | |
3 Month Return | -15.19% | |
1 Year Return | -2.33% | |
3 Year Return | 2.18% | |
5 Year Return | 85.46% | |
YTD Return | -15.65% |
Risk
Dividends
Financial Health
Technicals
RSI (14 Day) | 47.44 |
14 Day SMA ($) | 26.51 |
14 Day EMA ($) | 26.44 |
Money Flow Index | 45.16 |
Average True Range | 1.26 |
50 Day SMA ($) | 27.50 |
200 Day SMA ($) | 28.47 |
ADX | 25.52 |
MACD | -0.31 |
Growth
Peers
| Stock | Dividend | Market Cap (B) | PE | Price ($) |
|---|
Financials
PEBK Income Statement
Annual
| Dec-15 | Dec-16 | Dec-17 | Dec-18 | Dec-19 | Dec-20 | Dec-21 | Dec-22 | Dec-23 | Dec-24 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Basic EPS from continuing operations | 1.57 | 1.53 | 1.71 | 2.23 | 2.37 | 1.95 | 2.71 | 2.94 | 2.87 | 3.08 |
| Basic EPS total | 1.57 | 1.53 | 1.71 | 2.23 | 2.37 | 1.95 | 2.71 | 2.94 | 2.87 | 3.08 |
| Basic weighted shares outstanding | 6 M | 6 M | 6 M | 6 M | 6 M | 6 M | 6 M | 5 M | 5 M | 5 M |
| CreditLossesProvision | 17000.0 | 1 M | 507000.0 | 790000.0 | 863000.0 | 4 M | 1 M | 1 M | 2 M | 285000.0 |
| Depreciation | -2 M | -2 M | -2 M | -2 M | 2 M | 3 M | 3 M | 2 M | 220000.0 | 210000.0 |
| DepreciationAndAmortization | -2 M | -2 M | -2 M | -2 M | 2 M | 3 M | 3 M | 2 M | 220000.0 | 210000.0 |
| Diluted EPS total | 1.56 | 1.5 | 1.69 | 2.22 | 2.36 | 1.95 | 2.63 | 2.85 | 2.77 | 2.98 |
| Diluted normalized net income/share | 1.56 | 1.5 | 1.69 | 2.22 | 2.36 | 1.95 | 2.63 | 2.85 | 2.77 | 2.98 |
| Diluted weighted shares outstanding | 6 M | 6 M | 6 M | 6 M | 6 M | 6 M | 6 M | 6 M | 6 M | 5 M |
| Dividends paid per share | 0.254545 | 0.345455 | 0.44 | 0.52 | 0.66 | 0.75 | 0.66 | 0.72 | 0.76 | 0.92 |
| FeesAndCommissions | 7 M | 7 M | 761000.0 | 824000.0 | 877000.0 | 897000.0 | 10 M | 1 M | 1 M | 1 M |
| GeneralAndAdministrativeExpense | 7 M | 9 M | 8 M | 8 M | 119000.0 | 263000.0 | 415000.0 | 461000.0 | 745000.0 | 764000.0 |
| Income before tax | 13 M | 12 M | 14 M | 16 M | 17 M | 14 M | 19 M | 20 M | 20 M | 21 M |
| Income taxes | 4 M | 3 M | 4 M | 3 M | 3 M | 2 M | 4 M | 4 M | 4 M | 5 M |
| InsuranceAndClaims | 7 M | 9 M | 8 M | 8 M | 119000.0 | 263000.0 | 415000.0 | 461000.0 | 745000.0 | 764000.0 |
| Interest expense | -3 M | -3 M | -2 M | -2 M | 4 M | 4 M | 3 M | 3 M | 17 M | 27 M |
| InterestExpenseForDeposit | 1 M | 1 M | 1 M | 1 M | 3 M | 3 M | 3 M | 562000.0 | 8 M | 14 M |
| InterestExpenseForLongTermDebt | 2 M | 2 M | 1 M | 790000.0 | 1 M | 727000.0 | 280000.0 | 529000.0 | 1 M | 1 M |
| InterestExpenseForLongTermDebtAndCapitalSecurities | 2 M | 2 M | 1 M | 790000.0 | 1 M | 727000.0 | 280000.0 | 529000.0 | 1 M | 1 M |
| InterestIncome | 39 M | 40 M | 42 M | 45 M | 50 M | 48 M | 47 M | 54 M | 72 M | 81 M |
| InterestIncomeAfterProvisionForLoanLoss | 35 M | 37 M | 40 M | 42 M | 45 M | 40 M | 44 M | 48 M | 52 M | 54 M |
| InterestIncomeFromDeposits | 26000.0 | 123000.0 | 219000.0 | 304000.0 | 213000.0 | 127000.0 | 258000.0 | 2 M | 2 M | 3 M |
| InterestIncomeFromFederalFundsSoldAndSecuritiesPurchaseUnderAgreementsToResell | 331000.0 | 204000.0 | ||||||||
| InterestIncomeFromInvestmentSecurities | 7 M | 7 M | 7 M | 6 M | 6 M | 5 M | 6 M | 59 M | 12 M | 13 M |
| InterestIncomeFromLoans | 31 M | 32 M | 35 M | 39 M | 43 M | 42 M | 41 M | 43 M | 56 M | 63 M |
| InterestIncomeFromLoansAndLease | 31 M | 32 M | 35 M | 39 M | 43 M | 42 M | 41 M | 43 M | 56 M | 63 M |
| InterestIncomeFromSecurities | 7 M | 7 M | 7 M | 6 M | 6 M | 5 M | 6 M | 59 M | 12 M | 13 M |
| InvestmentBankingProfit | 19 M | |||||||||
| MarketingExpense | 784000.0 | 1 M | 1 M | 922000.0 | 1 M | 787000.0 | 536000.0 | 693000.0 | 750000.0 | 791000.0 |
| MinorityInterests | 134 M | |||||||||
| Net income from total operations | 10 M | 7 M | 9 M | 13 M | 14 M | 11 M | 15 M | 16 M | 16 M | 16 M |
| NetIncomeCommonStockholders | 10 M | 7 M | 9 M | 13 M | 14 M | 11 M | 15 M | 16 M | 16 M | 16 M |
| NetIncomeContinuousOperations | 10 M | 7 M | 9 M | 13 M | 14 M | 11 M | 15 M | 16 M | 16 M | 16 M |
| NetInterestIncome | 35 M | 38 M | 40 M | 42 M | 46 M | 44 M | 45 M | 50 M | 53 M | 54 M |
| NetOccupancyExpense | 6 M | 7 M | 7 M | 7 M | 7 M | 8 M | 8 M | 8 M | 8 M | 9 M |
| NonInterestExpense | -36 M | -40 M | -41 M | -43 M | 46 M | 49 M | 8 M | 56 M | 56 M | 61 M |
| NonInterestIncome | 13 M | 14 M | 15 M | 16 M | 18 M | 23 M | 25 M | 27 M | 23 M | 28 M |
| Normalized income | 20 M | |||||||||
| OccupancyAndEquipment | 6 M | 7 M | 7 M | 7 M | 7 M | 8 M | 8 M | 8 M | 8 M | 9 M |
| Other special charges | -702000.0 | -752000.0 | -756000.0 | -422000.0 | -6 M | -383000.0 | -8 M | -419000.0 | -391000.0 | -551000.0 |
| OtherCustomerServices | 2 M | 2 M | 761000.0 | 824000.0 | 877000.0 | 897000.0 | 10 M | 945000.0 | 929000.0 | 989000.0 |
| OtherGandA | 7 M | 9 M | 8 M | 8 M | 119000.0 | 263000.0 | 415000.0 | 461000.0 | 745000.0 | 764000.0 |
| OtherInterestExpense | 45000.0 | 44000.0 | 61000.0 | 115000.0 | 203000.0 | 200000.0 | 3 M | 3 M | 17 M | 27 M |
| OtherInterestIncome | 326000.0 | 249000.0 | 202000.0 | 182000.0 | 171000.0 | 261000.0 | 2 M | 2 M | 1 M | 1 M |
| OtherNonInterestExpense | 988000.0 | 1 M | 4 M | 3 M | 4 M | 2 M | 6 M | 9 M | 11 M | 11 M |
| OtherNonInterestIncome | 6 M | 6 M | 15 M | 15 M | 17 M | 19 M | 13 M | 9 M | 10 M | 11 M |
| ProfessionalExpenseAndContractServicesExpense | 1 M | 2 M | 1 M | 2 M | 1 M | 2 M | 2 M | 2 M | 2 M | 2 M |
| PromotionAndAdvertising | -784000.0 | -1 M | -1 M | |||||||
| RentAndLandingFees | -785000.0 | 949000.0 | 880000.0 | 703000.0 | 976000.0 | 804000.0 | 817000.0 | |||
| SalariesAndWages | 18 M | 19 M | 20 M | 22 M | 23 M | 24 M | 25 M | 35 M | 34 M | 37 M |
| SecuritiesActivities | 1 M | 1 M | 10 M | 48 M | 226000.0 | 5 M | 7 M | 393000.0 | 301000.0 | 357000.0 |
| Selling Gen & administrative expense | 26 M | 29 M | 29 M | 30 M | 24 M | 25 M | 25 M | 37 M | 36 M | 39 M |
| SellingAndMarketingExpense | 784000.0 | 1 M | 1 M | 922000.0 | 1 M | 787000.0 | 536000.0 | 693000.0 | 750000.0 | 791000.0 |
| ServiceChargeOnDepositorAccounts | 5 M | 4 M | 4 M | |||||||
| Special income/charges | -988000.0 | -1 M | -4 M | -3 M | -4 M | -2 M | 3 M | -9 M | -11 M | -11 M |
| Total common shares outstanding | 6 M | 6 M | 6 M | 6 M | 6 M | 6 M | 6 M | 6 M | 5 M | 5 M |
| Total net income | 10 M | 7 M | 9 M | 13 M | 14 M | 11 M | 15 M | 16 M | 16 M | 16 M |
| Total ordinary shares | 5 M | 5 M | 5 M | 5 M | 5 M | 5 M | 5 M | 5 M | 5 M | 5 M |
| Total revenues | 49 M | 52 M | 55 M | 59 M | 64 M | 67 M | 70 M | 76 M | 76 M | 82 M |
| TotalRevenue | 49 M | 52 M | 55 M | 59 M | 64 M | 67 M | 70 M | 76 M | 76 M | 82 M |
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