PFC Stock Forecast, Price Targets, Chart, Dividends & Analysis
Premier Financial Corp
PFC 
NGS
Sector: Finance and Insurance
Industry: Savings Institutions
26.21
USD
0.46
(1.79%)
Previous close: 25.75 Open: 25.41 Bid: 20.38 Ask: 30.0
52 week range
18.63 29.63
Mkt Cap: 977 M Avg Vol (90 Days): 152,453
Last updated: Sunday 22nd December 2024
Metrics
Valuation
Price per Sales TTM ($) | 4.13 |
Price per Book TTM ($) | 0.98 |
PE Ratio (TTM) | 14.23 |
Book Value per Share ($) | 28.43 |
5 Year PE Range | NA , NA |
Returns
7 Day Return | -6.53% | |
1 Month Return | -7.25% | |
3 Month Return | 11.11% | |
1 Year Return | 14.54% | |
3 Year Return | 0.44% | |
5 Year Return | 8.63% | |
YTD Return | 8.76% |
Risk
Dividends
Analyst Estimates
Financial Health
Technicals
RSI (14 Day) | 41.00 |
14 Day SMA ($) | 27.51 |
14 Day EMA ($) | 27.20 |
Money Flow Index | 70.21 |
Average True Range | 0.87 |
50 Day SMA ($) | 26.61 |
200 Day SMA ($) | 22.89 |
ADX | 24.58 |
MACD | 0.75 |
Growth
Free Cash Flow QoQ Growth | 0.00% |
Free Cash Flow YoY Growth | 0.00% |
Revenue YoY Growth | 0.00% |
EPS QoQ Growth | 0.00% |
Revenue QoQ Growth | 0.00% |
EPS YoY Growth | 0.00% |
Financials
PFC Income Statement
Annual
| Dec-14 | Dec-15 | Dec-16 | Dec-17 | Dec-18 | Dec-19 | Dec-20 | Dec-21 | Dec-22 | Dec-23 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Amortization of intangibles | -1 M | -699000.0 | -535000.0 | -1 M | -1 M | 1 M | 6 M | 6 M | 5 M | 5 M |
| Basic EPS from continuing operations | 2.55 | 2.87 | 3.21 | 1.62 | 2.27 | 2.49 | 1.75 | 3.39 | 2.86 | 3.11 |
| Basic EPS total | 2.55 | 2.87 | 3.21 | 1.62 | 2.27 | 2.49 | 1.75 | 3.39 | 2.86 | 3.11 |
| Basic weighted shares outstanding | 10 M | 9210.0 | 8969.0 | 20 M | 20 M | 20 M | 36 M | 37 M | 36 M | 36 M |
| CreditLossesProvision | 1 M | 136000.0 | 283000.0 | 3 M | 1 M | 3 M | 43 M | 7 M | 13 M | 8 M |
| Depreciation | -3 M | -3 M | -3 M | -4 M | -4 M | 4 M | 7 M | 6 M | 6 M | 5 M |
| Depreciation unreconciled | 1 M | 6 M | 6 M | 5 M | 5 M | |||||
| DepreciationAndAmortization | -3 M | -3 M | -3 M | -4 M | -4 M | 1 M | 6 M | 6 M | 5 M | 5 M |
| Diluted EPS total | 2.44 | 2.82 | 3.19 | 1.61 | 2.26 | 2.48 | 1.75 | 3.39 | 2.85 | 3.11 |
| Diluted normalized net income/share | 2.44 | 2.82 | 3.19 | 1.61 | 2.26 | 2.48 | 1.75 | 3.39 | 2.85 | 3.11 |
| Diluted weighted shares outstanding | 10 M | 9235.0 | 9035.0 | 20 M | 20 M | 20 M | 36 M | 37 M | 36 M | 36 M |
| DividendIncome | 642000.0 | 552000.0 | 552000.0 | 784000.0 | 915000.0 | 653000.0 | 958000.0 | 233000.0 | 1 M | 3 M |
| Dividends paid per share | 0.63 | 0.78 | 0.88 | 0.5 | 0.64 | 0.79 | 1.05 | 1.2 | 1.24 | |
| FeesAndCommissions | 94 M | 101 M | 109 M | 112 M | 128 M | 145 M | 243 M | 244 M | 265 M | 341 M |
| GeneralAndAdministrativeExpense | 17 M | 16 M | 16 M | 19 M | 19 M | |||||
| ImpairmentOfCapitalAssets | -4 M | |||||||||
| Income before tax | 33 M | 38 M | 42 M | 48 M | 57 M | 61 M | 79 M | 156 M | 116 M | 133 M |
| Income restructuring and M&A | -443000.0 | -4 M | 1 M | 19 M | ||||||
| Income taxes | 11 M | 13 M | 14 M | 17 M | 11 M | 11 M | 16 M | 30 M | 24 M | 28 M |
| InsuranceAndClaims | 17 M | 16 M | 16 M | 19 M | 19 M | |||||
| Interest expense | -7 M | -7 M | -8 M | -11 M | -16 M | 25 M | 30 M | 16 M | 35 M | 148 M |
| InterestExpenseForCapitalizedLeaseObligations | -1000000.0 | 2 M | ||||||||
| InterestExpenseForDeposit | 5 M | 5 M | 6 M | 9 M | 14 M | 23 M | 27 M | 13 M | 25 M | 122 M |
| InterestExpenseForFederalFundsSoldAndSecuritiesPurchaseUnderAgreementsToResell | 161000.0 | 152000.0 | 138000.0 | 208000.0 | 23000.0 | 25000.0 | 32000.0 | |||
| InterestExpenseForLongTermDebt | 1 M | 1 M | 2 M | 2 M | 3 M | 3 M | 3 M | 3 M | 10 M | 26 M |
| InterestExpenseForLongTermDebtAndCapitalSecurities | 1 M | 1 M | 2 M | 2 M | 3 M | 3 M | 3 M | 3 M | 10 M | 26 M |
| InterestIncome | 76 M | 81 M | 87 M | 108 M | 125 M | 141 M | 238 M | 244 M | 278 M | 366 M |
| InterestIncomeAfterProvisionForLoanLoss | 67 M | 74 M | 78 M | 91 M | 106 M | 113 M | 165 M | 221 M | 230 M | 209 M |
| InterestIncomeFromDeposits | 349000.0 | 169000.0 | 367000.0 | 836000.0 | 1 M | 1 M | 435000.0 | 198000.0 | 831000.0 | 2 M |
| InterestIncomeFromInvestmentSecurities | 7 M | 7 M | 6 M | 7 M | 8 M | 8 M | 11 M | 19 M | 26 M | 28 M |
| InterestIncomeFromLoans | -21000.0 | 1 M | -319000.0 | 2 M | -3 M | |||||
| InterestIncomeFromLoansAndLease | -21000.0 | 1 M | -319000.0 | 2 M | -3 M | |||||
| InterestIncomeFromSecurities | 7 M | 7 M | 6 M | 7 M | 8 M | 8 M | 11 M | 19 M | 26 M | 28 M |
| MarketingExpense | -2 M | -2 M | -2 M | -2 M | -2 M | 2 M | 2 M | 2 M | 2 M | 2 M |
| Net income from total operations | 24 M | 26 M | 29 M | 32 M | 46 M | 49 M | 35 M | 104 M | 92 M | 105 M |
| NetIncomeCommonStockholders | 24 M | 26 M | 29 M | 32 M | 46 M | 50 M | 35 M | 104 M | 92 M | 104 M |
| NetIncomeContinuousOperations | 24 M | 26 M | 29 M | 32 M | 46 M | 49 M | 63 M | 126 M | 92 M | 105 M |
| NetInterestIncome | 69 M | 74 M | 79 M | 94 M | 107 M | 116 M | 208 M | 227 M | 243 M | 217 M |
| NetOccupancyExpense | 7 M | 7 M | 7 M | 8 M | 9 M | 9 M | 16 M | 16 M | 14 M | 13 M |
| NonInterestExpense | -67 M | -68 M | -71 M | -85 M | -89 M | 97 M | 165 M | 157 M | 165 M | 163 M |
| NonInterestIncome | 32 M | 32 M | 34 M | 40 M | 39 M | 45 M | 81 M | 79 M | 62 M | 91 M |
| OccupancyAndEquipment | 7 M | 7 M | 7 M | 8 M | 9 M | 9 M | 16 M | 16 M | 14 M | 13 M |
| Other special charges | -653000.0 | -601000.0 | -571000.0 | -691000.0 | -139000.0 | -31 M | 2 M | 2 M | 2 M | 2 M |
| OtherCustomerServices | 79 M | 83 M | 91 M | 112 M | 128 M | 145 M | 242 M | 240 M | 266 M | 341 M |
| OtherGandA | 17 M | 16 M | 16 M | 19 M | 19 M | |||||
| OtherInterestExpense | -7 M | -7 M | -8 M | -11 M | -16 M | -116 M | -208 M | -227 M | -243 M | -217 M |
| OtherNonInterestExpense | 6 M | 6 M | 6 M | 8 M | 10 M | 25 M | 35 M | 35 M | 36 M | 30 M |
| OtherNonInterestIncome | 5 M | 4 M | 5 M | 27 M | 25 M | 31 M | 62 M | 59 M | 46 M | 82 M |
| ProfessionalExpenseAndContractServicesExpense | 4 M | 5 M | 7 M | 8 M | 7 M | |||||
| Revenue per share | -3 M | -2 M | -2 M | -3 M | -3 M | 1 M | 6 M | 6 M | 5 M | 5 M |
| SalariesAndWages | 36 M | 38 M | 40 M | 50 M | 53 M | 57 M | 77 M | 91 M | 97 M | 93 M |
| SecuritiesActivities | 6 M | 7 M | 7 M | 7 M | 24000.0 | 2 M | 4 M | -550000.0 | -416000.0 | |
| Selling Gen & administrative expense | 53 M | 53 M | 56 M | 69 M | 71 M | 57 M | 77 M | 91 M | 97 M | 93 M |
| SellingAndMarketingExpense | -2 M | -2 M | -2 M | -3 M | -3 M | 3 M | 3 M | 3 M | 3 M | 3 M |
| ServiceChargeOnDepositorAccounts | 10 M | 11 M | 11 M | 4 M | 4 M | |||||
| Special income/charges | -6 M | -6 M | -6 M | -8 M | -10 M | -27 M | -54 M | -35 M | -36 M | -30 M |
| Total common shares outstanding | 9 M | 9 M | 9 M | 10 M | 20 M | 38 M | 37 M | 36 M | 36 M | 36 M |
| Total net income | 24 M | 26 M | 29 M | 32 M | 46 M | 49 M | 35 M | 104 M | 92 M | 105 M |
| Total ordinary shares | 36 M | 36 M | 36 M | 36 M | 36 M | 36 M | 36 M | 36 M | 36 M | 36 M |
| Total revenues | 100 M | 106 M | 113 M | 134 M | 146 M | 161 M | 289 M | 307 M | 295 M | 301 M |
| TotalRevenue | 100 M | 106 M | 113 M | 134 M | 146 M | 161 M | 289 M | 307 M | 295 M | 301 M |
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