PFIS Stock Forecast, Price Targets, Chart, Dividends & Analysis
Peoples Financial Services Corp.
PFIS 
NGS
Sector: Financial Services
Industry: Banks - Regional - US
52.17
USD
1.51
(2.98%)
Previous close: 50.66 Open: 49.75 Bid: 40.13 Ask: 57.9
52 week range
36.26 59.70
Mkt Cap: 552 M Avg Vol (90 Days): 56,948
Last updated: Sunday 22nd December 2024
Metrics
Valuation
Price per Sales TTM ($) | 5.55 |
Price per Book TTM ($) | 1.18 |
PE Ratio (TTM) | 54.48 |
Book Value per Share ($) | 47.53 |
5 Year PE Range | NA , NA |
Returns
7 Day Return | -7.02% | |
1 Month Return | -4.89% | |
3 Month Return | 11.19% | |
1 Year Return | 10.70% | |
3 Year Return | 11.02% | |
5 Year Return | 18.40% | |
YTD Return | 7.13% |
Risk
Dividends
Financial Health
Technicals
RSI (14 Day) | 44.91 |
14 Day SMA ($) | 54.42 |
14 Day EMA ($) | 53.90 |
Money Flow Index | 49.83 |
Average True Range | 2.10 |
50 Day SMA ($) | 51.69 |
200 Day SMA ($) | 44.85 |
ADX | 25.41 |
MACD | 1.23 |
Growth
Free Cash Flow QoQ Growth | 0.00% |
Free Cash Flow YoY Growth | 0.00% |
Revenue YoY Growth | 0.00% |
EPS QoQ Growth | 0.00% |
Revenue QoQ Growth | 0.00% |
EPS YoY Growth | 0.00% |
Financials
PFIS Income Statement
Annual
| Dec-14 | Dec-15 | Dec-16 | Dec-17 | Dec-18 | Dec-19 | Dec-20 | Dec-21 | Dec-22 | Dec-23 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Amortization of intangibles | -1 M | -881000.0 | 730000.0 | 606000.0 | 491000.0 | |||||
| Basic EPS from continuing operations | 2.34 | 2.36 | 2.65 | 2.5 | 3.37 | 3.48 | 4.02 | 6.05 | 5.31 | 3.85 |
| Basic EPS total | 2.34 | 2.36 | 2.65 | 2.5 | 3.37 | 3.48 | 4.02 | 6.05 | 5.31 | 3.85 |
| Basic weighted shares outstanding | 8 M | 8 M | 7 M | 7 M | 7 M | 7 M | 7 M | 7 M | 7 M | 7 M |
| CreditLossesProvision | 4 M | 4 M | 5 M | 5 M | 4 M | 6 M | 7 M | 2 M | 449000.0 | 566000.0 |
| Depreciation | -2 M | -2 M | -2 M | |||||||
| Depreciation unreconciled | 1 M | 1 M | 1 M | 1 M | 881000.0 | 730000.0 | 606000.0 | 491000.0 | 363000.0 | 105000.0 |
| DepreciationAndAmortization | 1 M | 1 M | 1 M | 1 M | 881000.0 | 730000.0 | 606000.0 | 491000.0 | 363000.0 | 105000.0 |
| Diluted EPS total | 2.34 | 2.36 | 2.65 | 2.5 | 3.37 | 3.48 | 4.0 | 6.02 | 5.28 | 3.83 |
| Diluted normalized net income/share | 2.34 | 2.36 | 2.65 | 2.5 | 3.37 | 3.48 | 4.0 | 6.02 | 5.28 | 3.83 |
| Diluted weighted shares outstanding | 8 M | 8 M | 7 M | 7 M | 7 M | 7 M | 7 M | 7 M | 7 M | 7 M |
| DividendIncome | 50000.0 | 35000.0 | 48000.0 | 52000.0 | 72000.0 | 84000.0 | 97000.0 | 74000.0 | 2000.0 | 4000.0 |
| Dividends paid per share | 1.24 | 1.24 | 1.24 | 1.26 | 1.32 | 1.4 | 1.44 | 1.5 | 1.6 | 1.64 |
| FeesAndCommissions | 14 M | 14 M | 14 M | 784000.0 | 627000.0 | 600000.0 | 2 M | 975000.0 | 511000.0 | 390000.0 |
| GainOnSaleOfBusiness | 2 M | |||||||||
| GeneralAndAdministrativeExpense | 12 M | 12 M | 9 M | 8 M | 7 M | 651000.0 | 873000.0 | 1 M | 1 M | 2 M |
| Income before tax | 23 M | 22 M | 25 M | 27 M | 28 M | 29 M | 34 M | 54 M | 45 M | 33 M |
| Income restructuring and M&A | 2 M | 2 M | ||||||||
| Income taxes | 5 M | 5 M | 5 M | 9 M | 4 M | 3 M | 5 M | 10 M | 7 M | 5 M |
| InsuranceAndClaims | 12 M | 12 M | 9 M | 8 M | 7 M | 651000.0 | 873000.0 | 1 M | 1 M | 2 M |
| Interest expense | -7 M | -6 M | -7 M | -9 M | -13 M | 18 M | 14 M | 9 M | 16 M | 63 M |
| InterestExpenseForCapitalizedLeaseObligations | 601000.0 | 727000.0 | 760000.0 | 1000000.0 | 1000000.0 | |||||
| InterestExpenseForDeposit | 5 M | 5 M | 5 M | 6 M | 9 M | 15 M | 12 M | 7 M | 13 M | 59 M |
| InterestExpenseForLongTermDebt | 1 M | 1 M | 1 M | 1 M | 1 M | 1 M | 2 M | 2 M | 2 M | 3 M |
| InterestExpenseForLongTermDebtAndCapitalSecurities | 1 M | 1 M | 1 M | 1 M | 1 M | 1 M | 2 M | 2 M | 2 M | 3 M |
| InterestExpenseForShortTermDebt | 71000.0 | 53000.0 | 402000.0 | 900000.0 | 3 M | 2 M | 848000.0 | 78000.0 | 1 M | 2 M |
| InterestIncome | 64 M | 63 M | 69 M | 74 M | 85 M | 93 M | 94 M | 94 M | 111 M | 150 M |
| InterestIncomeAfterProvisionForLoanLoss | 50 M | 50 M | 52 M | 56 M | 63 M | 69 M | 72 M | 83 M | 95 M | 86 M |
| InterestIncomeFromDeposits | 38000.0 | 49000.0 | 50000.0 | 133000.0 | 151000.0 | 65000.0 | 31000.0 | 8000.0 | 101000.0 | 335000.0 |
| InterestIncomeFromFederalFundsSoldAndSecuritiesPurchaseUnderAgreementsToResell | 70000.0 | 10000.0 | 122000.0 | 66000.0 | 330000.0 | 342000.0 | 5 M | |||
| InterestIncomeFromInvestmentSecurities | 65 M | 10 M | 10 M | 10 M | 11 M | 11 M | 10 M | 11 M | 15 M | 15 M |
| InterestIncomeFromLoans | 54 M | 60 M | 65 M | 74 M | 82 M | 84 M | 82 M | 96 M | 129 M | |
| InterestIncomeFromLoansAndLease | 54 M | 60 M | 65 M | 74 M | 82 M | 84 M | 82 M | 96 M | 129 M | |
| InterestIncomeFromSecurities | 65 M | 10 M | 10 M | 10 M | 11 M | 11 M | 10 M | 11 M | 15 M | 15 M |
| InvestmentBankingProfit | 752000.0 | 845000.0 | 1 M | 1 M | ||||||
| Net income from total operations | 18 M | 18 M | 20 M | 18 M | 25 M | 26 M | 29 M | 44 M | 38 M | 27 M |
| NetIncomeCommonStockholders | 18 M | 18 M | 20 M | 18 M | 25 M | 29 M | 29 M | 44 M | 38 M | 27 M |
| NetIncomeContinuousOperations | 18 M | 18 M | 20 M | 18 M | 25 M | 26 M | 29 M | 44 M | 38 M | 27 M |
| NetInterestIncome | 54 M | 53 M | 57 M | 61 M | 67 M | 76 M | 80 M | 85 M | 96 M | 87 M |
| NetOccupancyExpense | 8 M | 9 M | 9 M | 10 M | 11 M | 12 M | 13 M | 13 M | 17 M | 17 M |
| NonInterestExpense | -46 M | -47 M | -48 M | -51 M | -52 M | 56 M | 55 M | 55 M | 63 M | 68 M |
| NonInterestIncome | 15 M | 16 M | 16 M | 17 M | 14 M | 15 M | 17 M | 26 M | 12 M | 14 M |
| Normalized income | 27 M | |||||||||
| OccupancyAndEquipment | 8 M | 9 M | 9 M | 10 M | 11 M | 12 M | 13 M | 13 M | 17 M | 17 M |
| Other special charges | -454000.0 | -573000.0 | -23 M | -27 M | -28 M | -27 M | ||||
| OtherCustomerServices | 4 M | 4 M | 4 M | 3 M | ||||||
| OtherGandA | 12 M | 12 M | 9 M | 8 M | 7 M | 651000.0 | 873000.0 | 1 M | 1 M | 2 M |
| OtherInterestExpense | -7 M | -6 M | -13 M | -76 M | -80 M | -85 M | ||||
| OtherNonInterestExpense | 2 M | 3 M | 4 M | 3 M | 1 M | 6 M | 6 M | 6 M | 6 M | 5 M |
| OtherNonInterestIncome | 15 M | 16 M | 13 M | 12 M | 13 M | 12 M | 24 M | 13 M | 13 M | |
| ProfessionalExpenseAndContractServicesExpense | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | 3 M | 3 M | ||
| PromotionAndAdvertising | -450000.0 | -942000.0 | -720000.0 | 873000.0 | 462000.0 | 575000.0 | ||||
| RentAndLandingFees | -343000.0 | -407000.0 | -492000.0 | |||||||
| Revenue per share | 1 M | 1 M | 1 M | 1 M | 881000.0 | 730000.0 | 606000.0 | 491000.0 | 363000.0 | 105000.0 |
| SalariesAndWages | 21 M | 22 M | 22 M | 27 M | 28 M | 31 M | 30 M | 30 M | 34 M | 35 M |
| SecuritiesActivities | 861000.0 | 1 M | 623000.0 | 14000.0 | 600000.0 | 2 M | 975000.0 | 511000.0 | 390000.0 | |
| Selling Gen & administrative expense | 33 M | 34 M | 31 M | 34 M | 36 M | 32 M | 31 M | 31 M | 35 M | 37 M |
| SellingAndMarketingExpense | -450000.0 | -942000.0 | -720000.0 | 873000.0 | 462000.0 | 575000.0 | ||||
| ServiceChargeOnDepositorAccounts | 9 M | 9 M | 9 M | 784000.0 | 627000.0 | |||||
| Special income/charges | -4 M | -3 M | -4 M | -3 M | -1 M | -6 M | -6 M | -6 M | -6 M | -7 M |
| Total common shares outstanding | 8 M | 7 M | 7 M | 7 M | 7 M | 7 M | 7 M | 7 M | 7 M | |
| Total net income | 18 M | 18 M | 20 M | 18 M | 25 M | 26 M | 29 M | 44 M | 38 M | 27 M |
| Total ordinary shares | 10 M | 10 M | 10 M | 10 M | 10 M | 10 M | 10 M | 10 M | 10 M | 10 M |
| Total revenues | 69 M | 69 M | 73 M | 78 M | 81 M | 91 M | 96 M | 110 M | 108 M | 101 M |
| TotalRevenue | 69 M | 69 M | 73 M | 78 M | 81 M | 91 M | 96 M | 110 M | 108 M | 101 M |
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