PROV Stock Forecast, Price Targets, Chart, Dividends & Analysis
Provident Financial Holdings Inc.
PROV 
NGS
Sector: Financial Services
Industry: Savings & Cooperative Banks
16.44
USD
0.03
(0.18%)
Previous close: 16.41 Open: 16.4 Bid: 6.58 Ask: 20.0
52 week range
12.01 16.70
Mkt Cap: 112 M Avg Vol (90 Days): 10,375
Last updated: Sunday 22nd December 2024
Metrics
Valuation
Price per Sales TTM ($) | 2.90 |
Price per Book TTM ($) | 0.86 |
PE Ratio (TTM) | 15.12 |
Book Value per Share ($) | 19.16 |
5 Year PE Range | NA , NA |
Returns
7 Day Return | -0.24% | |
1 Month Return | 3.66% | |
3 Month Return | 16.21% | |
1 Year Return | 33.98% | |
3 Year Return | 12.75% | |
5 Year Return | -6.80% | |
YTD Return | 30.37% |
Risk
Dividends
Analyst Estimates
Financial Health
Technicals
RSI (14 Day) | 60.43 |
14 Day SMA ($) | 16.28 |
14 Day EMA ($) | 16.28 |
Money Flow Index | 29.56 |
Average True Range | 0.29 |
50 Day SMA ($) | 15.75 |
200 Day SMA ($) | 13.91 |
ADX | 24.99 |
MACD | -0.40 |
Growth
Free Cash Flow QoQ Growth | 0.00% |
Free Cash Flow YoY Growth | 0.00% |
Revenue YoY Growth | 0.00% |
EPS QoQ Growth | 0.00% |
Revenue QoQ Growth | 0.00% |
EPS YoY Growth | 0.00% |
Financials
PROV Income Statement
Annual
| Jun-15 | Jun-16 | Jun-17 | Jun-18 | Jun-19 | Jun-20 | Jun-21 | Jun-22 | Jun-23 | Jun-24 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Basic EPS from continuing operations | 1.09 | 0.9 | 0.66 | 0.28 | 0.59 | 1.03 | 1.01 | 1.23 | 1.2 | 1.06 |
| Basic EPS total | 1.09 | 0.9 | 0.66 | 0.28 | 0.59 | 1.03 | 1.01 | 1.23 | 1.2 | 1.06 |
| Basic weighted shares outstanding | 8,997 M | 8,348 M | 7,918 M | 8 M | 7 M | 7 M | 7 M | 7 M | 7 M | 7 M |
| CreditCard | 1 M | 1 M | 1 M | 2 M | ||||||
| CreditLossesProvision | 1 M | 2 M | 1 M | 278000.0 | 475000.0 | 1 M | 32000.0 | 439000.0 | 374000.0 | 63000.0 |
| Depreciation | -1 M | -891000.0 | -891000.0 | -845000.0 | -881000.0 | 2 M | 2 M | 2 M | 1 M | 2 M |
| DepreciationAndAmortization | -1 M | -891000.0 | -891000.0 | -845000.0 | -881000.0 | 2 M | 2 M | 2 M | 1 M | 2 M |
| Diluted EPS total | 1.07 | 0.88 | 0.64 | 0.28 | 0.58 | 1.01 | 1.0 | 1.22 | 1.19 | 1.06 |
| Diluted normalized net income/share | 1.07 | 0.88 | 0.64 | 0.28 | 0.58 | 1.01 | 1.0 | 1.22 | 1.19 | 1.06 |
| Diluted weighted shares outstanding | 9,174 M | 8,542 M | 8,099 M | 8 M | 8 M | 8 M | 8 M | 7 M | 7 M | 7 M |
| Dividends paid per share | 0.45 | 0.48 | 0.52 | 0.56 | 0.56 | 0.56 | 0.56 | 0.56 | 0.56 | 0.56 |
| Equipment | 2 M | 2 M | 1 M | 2 M | 2 M | 1 M | 1 M | 1 M | 1 M | 1 M |
| FeesAndCommissions | 5 M | 5 M | 5 M | 5 M | 1 M | 819000.0 | 1 M | 1 M | 414000.0 | |
| GeneralAndAdministrativeExpense | 5 M | 5 M | 6 M | 8 M | 4 M | 2 M | 2 M | |||
| ImpairmentOfCapitalAssets | -103.0 | |||||||||
| Income before tax | 49 M | 43 M | 42 M | 6 M | 6 M | 11 M | 10 M | 13 M | 12 M | 10 M |
| Income restructuring and M&A | -19 M | |||||||||
| Income taxes | 8 M | 6 M | 4 M | 4 M | 2 M | 3 M | 3 M | 4 M | 4 M | 3 M |
| InsuranceAndClaims | 5 M | 5 M | 6 M | 8 M | 4 M | |||||
| Interest expense | -6 M | -7 M | -7 M | -6 M | -6 M | 6 M | 5 M | 3 M | 9 M | 20 M |
| InterestExpenseForCapitalizedLeaseObligations | 2 M | 880000.0 | 882000.0 | |||||||
| InterestExpenseForDeposit | 5 M | 4 M | 4 M | 3 M | 3 M | 3 M | 2 M | 1 M | 3 M | 10 M |
| InterestExpenseForLongTermDebt | -35 M | -34 M | -37 M | -536000.0 | -475000.0 | |||||
| InterestExpenseForLongTermDebtAndCapitalSecurities | -35 M | -34 M | -37 M | -536000.0 | -475000.0 | 2 M | 880000.0 | 882000.0 | ||
| InterestExpenseForShortTermDebt | 2 M | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M | 2 M | 6 M | 10 M |
| InterestIncome | 40 M | 39 M | 42 M | 43 M | 44 M | 42 M | 35 M | 35 M | 46 M | 55 M |
| InterestIncomeAfterProvisionForLoanLoss | 33 M | 32 M | 36 M | 37 M | 38 M | 35 M | 31 M | 31 M | 37 M | 35 M |
| InterestIncomeFromDeposits | 784000.0 | 2 M | 657000.0 | 78000.0 | 174000.0 | 1 M | 2 M | |||
| InterestIncomeFromFederalFundsSoldAndSecuritiesPurchaseUnderAgreementsToResell | 276000.0 | 567000.0 | 626000.0 | 568000.0 | 707000.0 | 534000.0 | 418000.0 | 489000.0 | 556000.0 | 802000.0 |
| InterestIncomeFromInvestmentSecurities | 34 M | 33 M | 37 M | 1 M | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M |
| InterestIncomeFromLoans | 38 M | 38 M | 40 M | 40 M | 40 M | 40 M | 34 M | 30 M | 42 M | 50 M |
| InterestIncomeFromLoansAndLease | 38 M | 38 M | 40 M | 40 M | 40 M | 40 M | 34 M | 30 M | 42 M | 50 M |
| InterestIncomeFromSecurities | 34 M | 33 M | 37 M | 1 M | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M |
| Net income from total operations | 40 M | 36 M | 38 M | 2 M | 4 M | 8 M | 8 M | 9 M | 9 M | 7 M |
| NetIncomeCommonStockholders | 40 M | 36 M | 38 M | 2 M | 4 M | 8 M | 8 M | 9 M | 9 M | 7 M |
| NetIncomeContinuousOperations | 40 M | 36 M | 38 M | 2 M | 4 M | 8 M | 8 M | 9 M | 9 M | 7 M |
| NetInterestIncome | 35 M | 34 M | 37 M | 37 M | 39 M | 36 M | 31 M | 32 M | 37 M | 35 M |
| NetOccupancyExpense | 5 M | 5 M | 5 M | 5 M | 5 M | 3 M | 4 M | 3 M | 3 M | 4 M |
| NonInterestExpense | -58 M | -58 M | -59 M | -53 M | -45 M | 29 M | 26 M | 26 M | 28 M | 29 M |
| NonInterestIncome | 40 M | 37 M | 31 M | 22 M | 13 M | 5 M | 5 M | 5 M | 4 M | 4 M |
| NonRecurringOperationExpense | 1 M | -3 M | ||||||||
| Normalized income | 844730.0 | -14 M | 3 M | |||||||
| OccupancyAndEquipment | 6 M | 6 M | 7 M | 7 M | 8 M | 5 M | 5 M | 4 M | 5 M | 5 M |
| Other special charges | -12 M | -11 M | -12 M | -13 M | -10 M | -8 M | -7 M | -6 M | -6 M | -7 M |
| OtherCustomerServices | 1 M | 1 M | 1 M | 2 M | ||||||
| OtherGandA | 5 M | 5 M | 6 M | 8 M | 4 M | 2 M | 2 M | |||
| OtherInterestExpense | -6 M | -7 M | -7 M | -6 M | ||||||
| OtherNonInterestExpense | -58 M | -58 M | -59 M | -53 M | 590000.0 | 3 M | 3 M | 2 M | 3 M | 3 M |
| OtherNonInterestIncome | 992000.0 | 800000.0 | 802000.0 | 6 M | 4 M | 5 M | 3 M | 4 M | 4 M | 4 M |
| ProfessionalExpenseAndContractServicesExpense | 2 M | 2 M | 2 M | 2 M | 2 M | 1 M | 2 M | 1 M | 2 M | 2 M |
| RentAndLandingFees | -2 M | -2 M | -3 M | -3 M | -4 M | 2 M | 2 M | |||
| Revenue per share | -60000.0 | -243000.0 | -167000.0 | -136000.0 | -125000.0 | 252000.0 | 291000.0 | |||
| SalariesAndWages | 42 M | 43 M | 42 M | 35 M | 30 M | 19 M | 15 M | 16 M | 18 M | 18 M |
| SecuritiesActivities | -145000.0 | -137000.0 | 819000.0 | 1 M | 1 M | 414000.0 | ||||
| Selling Gen & administrative expense | 48 M | 49 M | 49 M | 44 M | 35 M | 20 M | 16 M | 16 M | 18 M | 18 M |
| SellingAndMarketingExpense | 2 M | 1 M | 1 M | 1 M | 980000.0 | 773000.0 | 680000.0 | 642000.0 | 622000.0 | 709000.0 |
| ServiceChargeOnDepositorAccounts | 2 M | 2 M | 2 M | 2 M | 1 M | |||||
| Special income/charges | 70 M | 69 M | -1 M | 70 M | -590000.0 | -3 M | -3 M | -2 M | -3 M | -3 M |
| Total common shares outstanding | 9 M | 8 M | 8 M | 7 M | 7 M | 7 M | 8 M | 7 M | 7 M | 7 M |
| Total net income | 40 M | 36 M | 38 M | 2 M | 4 M | 8 M | 8 M | 9 M | 9 M | 7 M |
| Total ordinary shares | 7 M | 7 M | 7 M | 7 M | 7 M | 7 M | 7 M | 7 M | 7 M | 7 M |
| Total revenues | 75 M | 71 M | 68 M | 59 M | 51 M | 41 M | 35 M | 36 M | 41 M | 39 M |
| TotalRevenue | 75 M | 71 M | 68 M | 59 M | 51 M | 41 M | 35 M | 36 M | 41 M | 39 M |
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