PVBC Stock Forecast, Price Targets, Chart, Dividends & Analysis
Provident Bancorp Inc.
PVBC 
NSC
Sector: Financial Services
Industry: Banks - Regional - US
11.91
USD
0.55
(4.84%)
Previous close: 11.36 Open: 11.31 Bid: 10.32 Ask: 12.0
52 week range
7.36 12.32
Mkt Cap: 208 M Avg Vol (90 Days): 39,523
Last updated: Sunday 22nd December 2024
Metrics
Valuation
Price per Sales TTM ($) | 3.80 |
Price per Book TTM ($) | 0.93 |
PE Ratio (TTM) | 37.13 |
Book Value per Share ($) | 12.76 |
5 Year PE Range | NA , NA |
Returns
7 Day Return | 0.25% | |
1 Month Return | 6.72% | |
3 Month Return | 10.28% | |
1 Year Return | 19.10% | |
3 Year Return | -32.92% | |
5 Year Return | -1.69% | |
YTD Return | 18.27% |
Risk
Financial Health
Technicals
RSI (14 Day) | 60.17 |
14 Day SMA ($) | 11.66 |
14 Day EMA ($) | 11.63 |
Money Flow Index | 60.53 |
Average True Range | 0.34 |
50 Day SMA ($) | 11.14 |
200 Day SMA ($) | 10.20 |
ADX | 46.27 |
MACD | -0.08 |
Growth
Free Cash Flow QoQ Growth | 0.00% |
Free Cash Flow YoY Growth | 0.00% |
Revenue YoY Growth | 0.00% |
EPS QoQ Growth | 0.00% |
Revenue QoQ Growth | 0.00% |
EPS YoY Growth | 0.00% |
Financials
PVBC Income Statement
Annual
| Invalid date | Dec-19 | Dec-20 | Dec-21 | Dec-22 | Dec-23 | |
|---|---|---|---|---|---|---|
| Basic EPS from continuing operations | 0.6 | 0.66 | 0.96 | -1.3 | 0.66 | |
| Basic EPS total | 0.6 | 0.66 | 0.96 | -1.3 | 0.66 | |
| Basic weighted shares outstanding | 18 M | 18 M | 17 M | 16 M | 17 M | |
| CreditLossesProvision | 5 M | 6 M | 4 M | 56 M | 863000.0 | |
| Depreciation | -1 M | 944000.0 | 870000.0 | 940000.0 | 932000.0 | |
| Depreciation unreconciled | 734000.0 | 959000.0 | 1 M | 1 M | 2 M | |
| DepreciationAndAmortization | 734000.0 | 959000.0 | 1 M | 1 M | 2 M | |
| Diluted EPS total | 0.6 | 0.66 | 0.93 | -1.3 | 0.66 | |
| Diluted normalized net income/share | 0.6 | 0.66 | 0.93 | -1.3 | 0.66 | |
| Diluted weighted shares outstanding | 18 M | 18 M | 17 M | 16 M | 17 M | |
| Dividends paid per share | 0.15 | 0.12 | ||||
| Equipment | 444000.0 | 577000.0 | 514000.0 | 582000.0 | 599000.0 | |
| FeesAndCommissions | 113000.0 | |||||
| GeneralAndAdministrativeExpense | 3 M | 152000.0 | 2 M | 2 M | ||
| Income before tax | 15 M | 17 M | 22 M | -27 M | 15 M | |
| Income taxes | 4 M | 5 M | 6 M | -6 M | 4 M | |
| InsuranceAndClaims | 3 M | 152000.0 | 2 M | 2 M | ||
| Interest expense | -8 M | 6 M | 3 M | 4 M | 32 M | |
| InterestExpenseForDeposit | 6 M | 5 M | 3 M | 4 M | 31 M | |
| InterestExpenseForLongTermDebt | 285000.0 | 297000.0 | 223000.0 | |||
| InterestExpenseForLongTermDebtAndCapitalSecurities | 285000.0 | 297000.0 | 223000.0 | |||
| InterestExpenseForShortTermDebt | 2 M | 728000.0 | 285000.0 | 422000.0 | 1 M | |
| InterestIncome | 52 M | 60 M | 65 M | 79 M | 90 M | |
| InterestIncomeAfterProvisionForLoanLoss | 33 M | 49 M | 58 M | 19 M | 57 M | |
| InterestIncomeFromInvestmentSecurities | 2 M | 1 M | 930000.0 | 2 M | 11 M | |
| InterestIncomeFromLoans | 50 M | 59 M | 64 M | 77 M | 79 M | |
| InterestIncomeFromLoansAndLease | 50 M | 59 M | 64 M | 77 M | 79 M | |
| InterestIncomeFromSecurities | 2 M | 1 M | 930000.0 | 2 M | 11 M | |
| MarketingExpense | 385000.0 | 223000.0 | 279000.0 | 412000.0 | 640000.0 | |
| Net income from total operations | 11 M | 12 M | 16 M | -21 M | 11 M | |
| NetIncomeCommonStockholders | 11 M | 12 M | 16 M | -21 M | 11 M | |
| NetIncomeContinuousOperations | 11 M | 12 M | 16 M | -21 M | 11 M | |
| NetInterestIncome | 38 M | 54 M | 61 M | 75 M | 58 M | |
| NetOccupancyExpense | 2 M | 2 M | 2 M | 2 M | 2 M | |
| NonInterestExpense | -28 M | 36 M | 41 M | 52 M | 51 M | |
| NonInterestIncome | 4 M | 4 M | 5 M | 6 M | 7 M | |
| Normalized income | -473530.0 | 12 M | ||||
| OccupancyAndEquipment | 2 M | 2 M | 2 M | 2 M | 2 M | |
| Other special charges | -375000.0 | -16 M | -18 M | -18 M | 315000.0 | |
| OtherGandA | 3 M | 152000.0 | 2 M | 2 M | ||
| OtherInterestExpense | -8 M | -54 M | -61 M | |||
| OtherNonInterestExpense | 1 M | 1 M | 3 M | 5 M | 730000.0 | |
| OtherNonInterestIncome | 4 M | 4 M | 5 M | 6 M | 7 M | |
| ProfessionalExpenseAndContractServicesExpense | 2 M | 3 M | 3 M | 6 M | 6 M | |
| RentAndLandingFees | -375000.0 | |||||
| Revenue per share | 734000.0 | 959000.0 | 1 M | 1 M | 2 M | |
| SalariesAndWages | 18 M | 23 M | 29 M | 32 M | 31 M | |
| SecuritiesActivities | 113000.0 | |||||
| Selling Gen & administrative expense | 21 M | 23 M | 29 M | 34 M | 34 M | |
| SellingAndMarketingExpense | 385000.0 | 223000.0 | 279000.0 | 412000.0 | 640000.0 | |
| Special income/charges | -1 M | -1 M | -3 M | -5 M | -730000.0 | |
| Total common shares outstanding | 19 M | 19 M | 18 M | 18 M | 18 M | |
| Total net income | 11 M | 12 M | 16 M | -21 M | 11 M | |
| Total ordinary shares | 18 M | 18 M | 18 M | 18 M | 18 M | |
| Total revenues | 42 M | 58 M | 67 M | 80 M | 64 M | |
| TotalRevenue | 42 M | 58 M | 67 M | 80 M | 64 M |
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