PWOD Stock Forecast, Price Targets, Chart, Dividends & Analysis
Penns Woods Bancorp Inc.
PWOD 
NGS
Sector: Financial Services
Industry: Banks - Regional - US
31.57
USD
1.39
(4.61%)
Previous close: 30.18 Open: 30.28 Bid: 12.44 Ask: 32.0
52 week range
17.01 34.56
Mkt Cap: 243 M Avg Vol (90 Days): 37,775
Last updated: Sunday 22nd December 2024
Metrics
Valuation
Price per Sales TTM ($) | 3.84 |
Price per Book TTM ($) | 1.25 |
PE Ratio (TTM) | 12.62 |
Book Value per Share ($) | 27.00 |
5 Year PE Range | NA , NA |
Returns
7 Day Return | -6.63% | |
1 Month Return | 4.78% | |
3 Month Return | 32.37% | |
1 Year Return | 40.74% | |
3 Year Return | 56.81% | |
5 Year Return | 15.54% | |
YTD Return | 40.25% |
Risk
Dividends
Financial Health
Technicals
RSI (14 Day) | 51.08 |
14 Day SMA ($) | 32.89 |
14 Day EMA ($) | 32.12 |
Money Flow Index | 50.62 |
Average True Range | 1.09 |
50 Day SMA ($) | 29.29 |
200 Day SMA ($) | 22.83 |
ADX | 44.21 |
MACD | 0.70 |
Growth
Free Cash Flow QoQ Growth | 0.00% |
Free Cash Flow YoY Growth | 0.00% |
Revenue YoY Growth | 0.00% |
EPS QoQ Growth | 0.00% |
Revenue QoQ Growth | 0.00% |
EPS YoY Growth | 0.00% |
Profitability
Financials
PWOD Income Statement
Annual
| Dec-14 | Dec-15 | Dec-16 | Dec-17 | Dec-18 | Dec-19 | Dec-20 | Dec-21 | Dec-22 | Dec-23 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Basic EPS from continuing operations | 2.02 | 1.94 | 1.76 | 1.39 | 2.09 | 2.23 | 2.16 | 2.27 | 2.47 | 2.34 |
| Basic EPS total | 2.02 | 1.94 | 1.76 | 1.39 | 2.09 | 2.23 | 2.16 | 2.27 | 2.47 | 2.34 |
| Basic weighted shares outstanding | 7 M | 7 M | 7 M | 7 M | 7 M | 7 M | 7 M | 7 M | 7 M | 7 M |
| CreditLossesProvision | 3 M | 2 M | 1 M | 730000.0 | 2 M | 3 M | 3 M | 640000.0 | 2 M | 927000.0 |
| Depreciation | -3 M | 3 M | 2 M | 2 M | 2 M | 2 M | ||||
| Depreciation unreconciled | 345000.0 | 311000.0 | 2 M | 1 M | 1 M | 1 M | 1 M | 1 M | 994000.0 | 960000.0 |
| DepreciationAndAmortization | 345000.0 | 311000.0 | 2 M | 1 M | 1 M | 1 M | 1 M | 1 M | 994000.0 | 960000.0 |
| Diluted EPS total | 2.2 | 2.16 | 2.27 | 2.47 | 2.34 | |||||
| Diluted normalized net income/share | 2.2 | 2.16 | 2.27 | 2.47 | 2.34 | |||||
| Diluted weighted shares outstanding | 7 M | 7 M | 7 M | 7 M | 5 M | 7 M | 7 M | 7 M | 7 M | 7 M |
| Dividends paid per share | 1.25 | 1.25 | 1.25 | 1.25 | 1.25 | 1.26 | 1.28 | 1.28 | 1.28 | 1.28 |
| Equipment | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M | 4 M | 3 M | 3 M |
| FeesAndCommissions | 8 M | 7 M | 8 M | 600000.0 | -47000.0 | 640000.0 | 2 M | 699000.0 | -219000.0 | -193000.0 |
| GeneralAndAdministrativeExpense | 9 M | 8 M | 6 M | 6 M | 5 M | 578000.0 | 939000.0 | 963000.0 | 938000.0 | 2 M |
| ImpairmentOfCapitalAssets | 475000.0 | 653000.0 | ||||||||
| Income before tax | 18 M | 18 M | 17 M | 17 M | 18 M | 19 M | 19 M | 20 M | 22 M | 20 M |
| Income restructuring and M&A | -25000.0 | |||||||||
| Income taxes | 5 M | 5 M | 5 M | 8 M | 4 M | 3 M | 3 M | 4 M | 4 M | 4 M |
| InsuranceAndClaims | 9 M | 8 M | 6 M | 6 M | 5 M | 578000.0 | 939000.0 | 963000.0 | 938000.0 | 2 M |
| Interest expense | -5 M | -5 M | -6 M | -6 M | -11 M | 16 M | 14 M | 9 M | 7 M | 37 M |
| InterestExpenseForCapitalizedLeaseObligations | 224000.0 | 212000.0 | 257000.0 | 244000.0 | 241000.0 | |||||
| InterestExpenseForDeposit | 3 M | 3 M | 4 M | 4 M | 6 M | 11 M | 11 M | 6 M | 4 M | 22 M |
| InterestExpenseForLongTermDebt | 2 M | 2 M | 2 M | 2 M | 3 M | 4 M | 4 M | 3 M | 2 M | 6 M |
| InterestExpenseForLongTermDebtAndCapitalSecurities | 2 M | 2 M | 2 M | 2 M | 3 M | 4 M | 4 M | 3 M | 2 M | 6 M |
| InterestExpenseForShortTermDebt | 54000.0 | 116000.0 | 46000.0 | 234000.0 | 2 M | 793000.0 | 43000.0 | 9000.0 | 1 M | 8 M |
| InterestIncome | 46 M | 46 M | 47 M | 50 M | 59 M | 67 M | 63 M | 58 M | 65 M | 92 M |
| InterestIncomeAfterProvisionForLoanLoss | 35 M | 36 M | 39 M | 43 M | 44 M | 48 M | 46 M | 49 M | 56 M | 54 M |
| InterestIncomeFromInvestmentSecurities | 9 M | 6 M | 4 M | 3 M | 4 M | 5 M | 4 M | 4 M | 4 M | 6 M |
| InterestIncomeFromLoans | 36 M | 39 M | 42 M | 46 M | 54 M | 60 M | 57 M | 53 M | 59 M | 83 M |
| InterestIncomeFromLoansAndLease | 36 M | 39 M | 42 M | 46 M | 54 M | 60 M | 57 M | 53 M | 59 M | 83 M |
| InterestIncomeFromSecurities | 9 M | 6 M | 4 M | 3 M | 4 M | 5 M | 4 M | 4 M | 4 M | 6 M |
| MarketingExpense | 532000.0 | 612000.0 | 740000.0 | 958000.0 | 767000.0 | 425000.0 | 261000.0 | 545000.0 | 690000.0 | 684000.0 |
| MinorityInterests | -6000.0 | -14000.0 | -18000.0 | -15000.0 | ||||||
| Net income from total operations | 15 M | 14 M | 12 M | 5 M | 11 M | 16 M | 15 M | 16 M | 17 M | 17 M |
| NetIncomeCommonStockholders | 15 M | 14 M | 12 M | 5 M | 11 M | 14 M | 15 M | 16 M | 17 M | 17 M |
| NetIncomeContinuousOperations | 15 M | 14 M | 12 M | 5 M | 11 M | 16 M | 15 M | 16 M | 17 M | 17 M |
| NetInterestIncome | 38 M | 39 M | 40 M | 43 M | 46 M | 51 M | 48 M | 50 M | 58 M | 55 M |
| NetOccupancyExpense | 2 M | 2 M | 2 M | 2 M | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M |
| NonInterestExpense | -34 M | -34 M | -35 M | -37 M | -38 M | 40 M | 39 M | 41 M | 43 M | 44 M |
| NonInterestIncome | 15 M | 13 M | 12 M | 11 M | 9 M | 10 M | 12 M | 12 M | 9 M | 8 M |
| Normalized income | 16 M | |||||||||
| OccupancyAndEquipment | 5 M | 5 M | 5 M | 5 M | 6 M | 6 M | 6 M | 7 M | 6 M | 7 M |
| Other special charges | -12 M | -14 M | -14 M | -15 M | 287000.0 | |||||
| OtherCustomerServices | 1 M | 781000.0 | 3 M | 2 M | ||||||
| OtherGandA | 9 M | 8 M | 6 M | 6 M | 5 M | 578000.0 | 939000.0 | 963000.0 | 938000.0 | 2 M |
| OtherInterestExpense | -11 M | -51 M | -48 M | -50 M | ||||||
| OtherInterestIncome | 547000.0 | 769000.0 | 835000.0 | 744000.0 | 1 M | 2 M | 993000.0 | 1 M | 2 M | 2 M |
| OtherNonInterestExpense | 2 M | 2 M | 1 M | 925000.0 | 1 M | 4 M | 4 M | 3 M | 4 M | 4 M |
| OtherNonInterestIncome | 5 M | 4 M | 2 M | 4 M | 4 M | 4 M | 6 M | 9 M | 8 M | 8 M |
| ProfessionalExpenseAndContractServicesExpense | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | 3 M | ||
| RentAndLandingFees | -541000.0 | |||||||||
| Revenue per share | 345000.0 | 311000.0 | 2 M | 1 M | 1 M | 1 M | 1 M | 1 M | 994000.0 | 960000.0 |
| SalariesAndWages | 17 M | 17 M | 18 M | 19 M | 21 M | 22 M | 22 M | 23 M | 24 M | 25 M |
| SecuritiesActivities | 4 M | 3 M | 2 M | 600000.0 | -47000.0 | 640000.0 | 2 M | 699000.0 | -219000.0 | -193000.0 |
| Selling Gen & administrative expense | 26 M | 26 M | 24 M | 26 M | 27 M | 23 M | 23 M | 25 M | 26 M | 27 M |
| SellingAndMarketingExpense | 532000.0 | 612000.0 | 740000.0 | 958000.0 | 767000.0 | 425000.0 | 261000.0 | 545000.0 | 690000.0 | 684000.0 |
| ServiceChargeOnDepositorAccounts | 2 M | 2 M | 2 M | 2 M | ||||||
| Special income/charges | -2 M | -2 M | -1 M | -925000.0 | -1 M | -5 M | -4 M | -3 M | -4 M | -4 M |
| Total common shares outstanding | 7 M | 7 M | 7 M | 7 M | 7 M | 7 M | 7 M | 7 M | 7 M | 8 M |
| Total net income | 15 M | 14 M | 12 M | 5 M | 11 M | 16 M | 15 M | 16 M | 17 M | 17 M |
| Total ordinary shares | 8 M | 8 M | 8 M | 8 M | 8 M | 8 M | 8 M | 8 M | 8 M | 8 M |
| Total revenues | 52 M | 51 M | 52 M | 54 M | 56 M | 61 M | 60 M | 61 M | 66 M | 63 M |
| TotalRevenue | 52 M | 51 M | 52 M | 54 M | 56 M | 61 M | 60 M | 61 M | 66 M | 63 M |
| TradingGainLoss | 22000.0 | -58000.0 | 8000.0 | -9000.0 | -14000.0 | 11000.0 | 3000.0 | |||
| TrustFeesbyCommissions | 1 M | 1 M | 1 M | 1 M |
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