SBFG Stock Forecast, Price Targets, Chart, Dividends & Analysis
SB Financial Group Inc.
SBFG 
NSC
Sector: Financial Services
Industry: Banks - Regional - US
19.01
USD
-0.65
(-3.31%)
Previous close: 19.66 Open: 19.62 Bid: 14.03 Ask: 25.5
52 week range
13.01 24.48
Mkt Cap: 126 M Avg Vol (90 Days): 18,061
Last updated: Sunday 27th April 2025
Metrics
Valuation
Returns
7 Day Return | 2.42% | |
1 Month Return | -10.50% | |
3 Month Return | -10.63% | |
1 Year Return | 42.42% | |
3 Year Return | 12.83% | |
5 Year Return | 67.86% | |
YTD Return | -9.09% |
Risk
Dividends
Financial Health
Technicals
RSI (14 Day) | 45.46 |
14 Day SMA ($) | 18.73 |
14 Day EMA ($) | 19.12 |
Money Flow Index | 36.22 |
Average True Range | 0.87 |
50 Day SMA ($) | 20.26 |
200 Day SMA ($) | 19.44 |
ADX | 18.61 |
MACD | -0.14 |
Growth
Peers
| Stock | Dividend | Market Cap (B) | PE | Price ($) |
|---|
Financials
SBFG Income Statement
Annual
| Dec-15 | Dec-16 | Dec-17 | Dec-18 | Dec-19 | Dec-20 | Dec-21 | Dec-22 | Dec-23 | Dec-24 | |
|---|---|---|---|---|---|---|---|---|---|---|
| AccruedPreferredStockDividends | 956000.0 | 975000.0 | 975000.0 | 975000.0 | 950000.0 | |||||
| Amortization of intangibles | -201000.0 | -13000.0 | -11000.0 | -10000.0 | -8000.0 | 46000.0 | 70000.0 | 90000.0 | 70000.0 | |
| Basic EPS from continuing operations | 1.3 | 1.52 | 2.0 | 1.64 | 1.63 | 1.87 | 2.58 | 1.79 | 1.77 | 1.72 |
| Basic EPS total | 1.87 | 2.58 | 1.79 | 1.77 | 1.72 | |||||
| Basic weighted shares outstanding | 5128.0 | 5120.0 | 5057.0 | 7 M | 6778.0 | 8 M | 7 M | 7 M | 7 M | 7 M |
| CreditLossesProvision | 1 M | 750000.0 | 400000.0 | 600000.0 | 800000.0 | 5 M | 1 M | 1 M | 688000.0 | 440000.0 |
| Depreciation unreconciled | 200000.0 | |||||||||
| DepreciationAndAmortization | 200000.0 | |||||||||
| Diluted EPS total | 1.87 | 2.56 | 1.77 | 1.75 | 1.72 | |||||
| Diluted normalized net income/share | 1.13 | 1.31 | 1.66 | 1.44 | 1.44 | 1.87 | 2.56 | 1.77 | 1.75 | 1.72 |
| Diluted weighted shares outstanding | 6744.0 | 6694.0 | 6668.0 | 8 M | 8331.0 | 8 M | 7 M | 7 M | 7 M | |
| Dividends paid per share | 0.52 | 0.56 | ||||||||
| Equipment | 2 M | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M | 4 M | 4 M | 4 M |
| FeesAndCommissions | 8 M | 7 M | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M | |
| GeneralAndAdministrativeExpense | 3 M | 3 M | 1 M | 2 M | 2 M | |||||
| Income before tax | 11 M | 13 M | 14 M | 14 M | 15 M | 18 M | 23 M | 15 M | 15 M | 14 M |
| Income restructuring and M&A | 1 M | |||||||||
| Income taxes | 3 M | 4 M | 3 M | 3 M | 3 M | 3 M | 4 M | 3 M | 3 M | 2 M |
| InsuranceAndClaims | 3 M | 3 M | 1 M | 2 M | 2 M | |||||
| Interest expense | -3 M | -3 M | -4 M | -6 M | -10 M | 7 M | 4 M | 5 M | 19 M | 24 M |
| InterestExpenseForCapitalizedLeaseObligations | 10 M | 10 M | ||||||||
| InterestExpenseForDeposit | 2 M | 3 M | 3 M | 5 M | 9 M | 6 M | 3 M | 3 M | 15 M | 21 M |
| InterestExpenseForFederalFundsSoldAndSecuritiesPurchaseUnderAgreementsToResell | 17000.0 | 16000.0 | 15000.0 | 37000.0 | 82000.0 | 70000.0 | 42000.0 | 39000.0 | 74000.0 | 154000.0 |
| InterestExpenseForLongTermDebt | -34 M | 50000.0 | 462000.0 | 778000.0 | 778000.0 | 778000.0 | ||||
| InterestExpenseForLongTermDebtAndCapitalSecurities | -34 M | 50000.0 | 462000.0 | 778000.0 | 778000.0 | 778000.0 | ||||
| InterestExpenseForShortTermDebt | 375000.0 | 352000.0 | 320000.0 | 460000.0 | 402000.0 | 309000.0 | 188000.0 | 554000.0 | 3 M | 2 M |
| InterestIncome | 26 M | 29 M | 32 M | 39 M | 44 M | 43 M | 42 M | 45 M | 6 M | 7 M |
| InterestIncomeAfterProvisionForLoanLoss | 21 M | 24 M | 28 M | 32 M | 33 M | 27 M | 36 M | 39 M | 39 M | 39 M |
| InterestIncomeFromDeposits | 18 M | |||||||||
| InterestIncomeFromInvestmentSecurities | 26 M | 2 M | 3 M | 39 M | 44 M | 43 M | 42 M | 44 M | 5 M | 5 M |
| InterestIncomeFromLeases | 3 M | |||||||||
| InterestIncomeFromLoans | 3 M | 31 M | 37 M | |||||||
| InterestIncomeFromLoansAndLease | 5 M | 31 M | 37 M | |||||||
| InterestIncomeFromSecurities | 26 M | 2 M | 3 M | 39 M | 59 M | 43 M | 42 M | 44 M | 5 M | 5 M |
| InterestIncomeFromTradingAccountSecurities | 3 M | 15 M | ||||||||
| InvestmentBankingProfit | 75000.0 | |||||||||
| LifeAnnuityPremiums | 154000.0 | |||||||||
| MarketingExpense | 594000.0 | 647000.0 | 734000.0 | 884000.0 | 895000.0 | 658000.0 | 784000.0 | 911000.0 | 782000.0 | 821000.0 |
| Net income from total operations | 8 M | 9 M | 11 M | 12 M | 12 M | 15 M | 18 M | 13 M | 12 M | 11 M |
| NetIncomeCommonStockholders | 7 M | 8 M | 10 M | 11 M | 26 M | 15 M | 18 M | 13 M | 12 M | 11 M |
| NetIncomeContinuousOperations | 8 M | 9 M | 11 M | 12 M | 12 M | 15 M | 18 M | 13 M | 12 M | 11 M |
| NetInterestIncome | 22 M | 25 M | 28 M | 33 M | 34 M | 31 M | 37 M | 39 M | 39 M | 40 M |
| NetOccupancyExpense | 2 M | 2 M | 2 M | 2 M | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M |
| NonInterestExpense | -27 M | -30 M | -32 M | -35 M | -37 M | 43 M | 45 M | 42 M | 42 M | 43 M |
| NonInterestIncome | 16 M | 18 M | 17 M | 17 M | 18 M | 30 M | 31 M | 18 M | 18 M | 17 M |
| Normalized income | -1 M | |||||||||
| OccupancyAndEquipment | 4 M | 5 M | 5 M | 5 M | 5 M | 6 M | 6 M | 7 M | 7 M | 7 M |
| Other special charges | -71000.0 | -486000.0 | -36000.0 | -2000.0 | -47000.0 | -13 M | -14 M | -14 M | -16 M | -15 M |
| OtherCustomerServices | 5 M | 4 M | 5 M | |||||||
| OtherGandA | 3 M | 3 M | 1 M | 2 M | 2 M | |||||
| OtherInterestExpense | 213000.0 | 252000.0 | 303000.0 | 401000.0 | 430000.0 | 256000.0 | 199000.0 | 361000.0 | 716000.0 | 739000.0 |
| OtherInterestIncome | 5 M | 624000.0 | 847000.0 | 2 M | ||||||
| OtherNonInterestExpense | 1 M | 2 M | 2 M | 2 M | 2 M | 6 M | 6 M | 5 M | 6 M | 6 M |
| OtherNonInterestIncome | 2 M | 29 M | 3 M | 10 M | 9 M | 4 M | 13 M | 13 M | 3 M | 3 M |
| OtherunderPreferredStockDividend | 956000.0 | 975000.0 | 975000.0 | 975000.0 | 950000.0 | |||||
| PreferredStockDividends | 956000.0 | 975000.0 | 975000.0 | 975000.0 | 950000.0 | |||||
| ProfessionalExpenseAndContractServicesExpense | 2 M | 1 M | 2 M | 2 M | 2 M | 3 M | 3 M | 3 M | 3 M | 3 M |
| Revenue per share | -1 M | -1 M | -1 M | -1 M | -2 M | -1 M | -3 M | 2 M | 1 M | 1 M |
| SalariesAndWages | 15 M | 18 M | 19 M | 22 M | 23 M | 26 M | 28 M | 25 M | 23 M | 24 M |
| SecuritiesActivities | 140000.0 | 262000.0 | 130000.0 | 200000.0 | 206000.0 | |||||
| Selling Gen & administrative expense | 20 M | 22 M | 22 M | 25 M | 26 M | 27 M | 29 M | 26 M | 25 M | 26 M |
| SellingAndMarketingExpense | 1 M | 1 M | 1 M | 1 M | 1 M | 1 M | 1 M | 1 M | 1 M | 1 M |
| ServiceChargeOnDepositorAccounts | 3 M | 3 M | 2 M | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M | |
| Special income/charges | -1 M | -2 M | -2 M | -2 M | -2 M | -6 M | -6 M | -5 M | -6 M | -6 M |
| Total common shares outstanding | 5 M | 5 M | 7 M | 7 M | 8 M | 8 M | 7 M | 7 M | ||
| Total net income | 8 M | 9 M | 11 M | 12 M | 12 M | 15 M | 18 M | 13 M | 12 M | 11 M |
| Total ordinary shares | 7 M | 7 M | 7 M | 7 M | 7 M | 7 M | 7 M | 7 M | 7 M | 7 M |
| Total revenues | 38 M | 43 M | 45 M | 49 M | 52 M | 62 M | 68 M | 58 M | 57 M | 57 M |
| TotalPremiumsEarned | 154000.0 | |||||||||
| TotalRevenue | 38 M | 43 M | 45 M | 49 M | 52 M | 62 M | 68 M | 58 M | 57 M | 57 M |
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