SFBC Stock Forecast, Price Targets, Chart, Dividends & Analysis
Sound Financial Bancorp Inc.
SFBC 
NSC
Sector: Financial Services
Industry: Banks - Regional - US
50.64
USD
0.08
(0.16%)
Previous close: 50.56 Open: 50.03 Bid: 49.0 Ask: 51.0
52 week range
39.35 55.99
Mkt Cap: 130 M Avg Vol (90 Days): 3,125
Last updated: Thursday 22nd May 2025
Metrics
Valuation
Returns
7 Day Return | -1.29% | |
1 Month Return | 1.79% | |
3 Month Return | 0.54% | |
1 Year Return | 30.70% | |
3 Year Return | 46.18% | |
5 Year Return | 122.26% | |
YTD Return | -3.82% |
Risk
Financial Health
Technicals
RSI (14 Day) | 49.90 |
14 Day SMA ($) | 50.66 |
14 Day EMA ($) | 50.64 |
Money Flow Index | 62.40 |
Average True Range | 0.76 |
50 Day SMA ($) | 50.68 |
200 Day SMA ($) | 51.94 |
ADX | 13.22 |
MACD | -0.81 |
Growth
Peers
| Stock | Dividend | Market Cap (B) | PE | Price ($) |
|---|
Financials
SFBC Income Statement
Annual
| Dec-15 | Dec-16 | Dec-17 | Dec-18 | Dec-19 | Dec-20 | Dec-21 | Dec-22 | Dec-23 | Dec-24 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Basic EPS from continuing operations | 1.92 | 2.16 | 2.05 | 2.82 | 2.63 | 3.46 | 3.52 | 3.39 | 2.88 | 1.81 |
| Basic EPS total | 1.92 | 2.16 | 2.05 | 2.82 | 2.63 | 3.46 | 3.52 | 3.39 | 2.88 | 1.81 |
| Basic weighted shares outstanding | 2 M | 2 M | 3 M | 2 M | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M |
| CreditLossesProvision | 400000.0 | 454000.0 | 500000.0 | 525000.0 | 125000.0 | 925000.0 | 425000.0 | 1 M | 273000.0 | 120000.0 |
| Depreciation | -931000.0 | 905000.0 | 676000.0 | 704000.0 | ||||||
| Depreciation unreconciled | -620000.0 | -793000.0 | -943000.0 | -989000.0 | -931000.0 | |||||
| DepreciationAndAmortization | -620000.0 | -793000.0 | -943000.0 | -989000.0 | -931000.0 | 905000.0 | 676000.0 | 704000.0 | 717000.0 | 619000.0 |
| Diluted EPS total | 1.86 | 2.09 | 2.0 | 2.74 | 2.57 | 3.42 | 3.46 | 3.35 | 2.86 | 1.8 |
| Diluted normalized net income/share | 1.86 | 2.09 | 2.0 | 2.74 | 2.57 | 3.42 | 3.46 | 3.35 | 2.86 | 1.8 |
| Diluted weighted shares outstanding | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M |
| DividendIncome | -14000.0 | -14000.0 | ||||||||
| Dividends paid per share | 0.78 | 0.68 | 0.74 | 0.76 | ||||||
| FeesAndCommissions | 11 M | 3 M | 2 M | 3 M | 3 M | 3 M | 4 M | 4 M | 4 M | 4 M |
| GeneralAndAdministrativeExpense | 4 M | 4 M | 4 M | 5 M | 6 M | 5 M | 6 M | 6 M | 6 M | 6 M |
| ImpairmentOfCapitalAssets | -450000.0 | 513000.0 | 760000.0 | 2 M | 808000.0 | -207000.0 | 219000.0 | 4000.0 | ||
| Income before tax | 7 M | 8 M | 8 M | 9 M | 8 M | 11 M | 11 M | 11 M | 9 M | 6 M |
| Income taxes | 2 M | 3 M | 3 M | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | 1 M |
| Interest expense | -3 M | -3 M | -3 M | -5 M | -8 M | 7 M | 4 M | 5 M | 17 M | 26 M |
| InterestExpenseForDeposit | 3 M | 3 M | 3 M | 4 M | 7 M | 7 M | 3 M | 3 M | 14 M | 24 M |
| InterestExpenseForLongTermDebt | 446000.0 | 672000.0 | 2 M | 3 M | 2 M | |||||
| InterestExpenseForLongTermDebtAndCapitalSecurities | 446000.0 | 672000.0 | 2 M | 3 M | 2 M | |||||
| InterestExpenseForShortTermDebt | 106000.0 | 211000.0 | 347000.0 | 2 M | 752000.0 | 446000.0 | ||||
| InterestIncome | 22 M | 25 M | 27 M | 33 M | 35 M | 35 M | 34 M | 40 M | 51 M | 57 M |
| InterestIncomeAfterProvisionForLoanLoss | 19 M | 21 M | 23 M | 27 M | 27 M | 27 M | 29 M | 34 M | 34 M | 31 M |
| InterestIncomeFromInvestmentSecurities | 220000.0 | 442000.0 | 742000.0 | 1 M | 1 M | 497000.0 | 485000.0 | 2 M | 4 M | 7 M |
| InterestIncomeFromLoans | 22 M | 25 M | 27 M | 32 M | 33 M | 34 M | 33 M | 38 M | 46 M | 50 M |
| InterestIncomeFromLoansAndLease | 22 M | 25 M | 27 M | 32 M | 33 M | 34 M | 33 M | 38 M | 46 M | 50 M |
| InterestIncomeFromSecurities | 220000.0 | 442000.0 | 742000.0 | 1 M | 1 M | 497000.0 | 485000.0 | 2 M | 4 M | 7 M |
| InvestmentBankingProfit | 7 M | |||||||||
| Net income from total operations | 12 M | 5 M | 5 M | 7 M | 6 M | 9 M | 9 M | 9 M | 7 M | 5 M |
| NetIncomeCommonStockholders | 12 M | 5 M | 5 M | 7 M | 6 M | 9 M | 9 M | 9 M | 7 M | 5 M |
| NetIncomeContinuousOperations | 12 M | 5 M | 5 M | 7 M | 6 M | 9 M | 9 M | 9 M | 7 M | 5 M |
| NetInterestIncome | 19 M | 22 M | 24 M | 27 M | 27 M | 27 M | 30 M | 35 M | 34 M | 31 M |
| NetOccupancyExpense | 1 M | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M |
| NonInterestExpense | -17 M | -19 M | -19 M | -23 M | -23 M | 23 M | 25 M | 28 M | 30 M | 30 M |
| NonInterestIncome | 5 M | 5 M | 4 M | 4 M | 4 M | 7 M | 7 M | 5 M | 5 M | 5 M |
| OccupancyAndEquipment | 1 M | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M |
| Other special charges | -877000.0 | -1000000.0 | -1 M | -1 M | -43000.0 | -6 M | -6 M | -7 M | ||
| OtherCustomerServices | 8 M | 907000.0 | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | 3 M | 3 M |
| OtherGandA | 4 M | 4 M | 4 M | 5 M | 6 M | 5 M | 6 M | 6 M | 6 M | 6 M |
| OtherInterestIncome | 220000.0 | |||||||||
| OtherNonInterestExpense | 3 M | 2 M | 2 M | 2 M | 2 M | 2 M | 3 M | 3 M | 4 M | 4 M |
| OtherNonInterestIncome | 548000.0 | 336000.0 | 327000.0 | 810000.0 | 381000.0 | 348000.0 | 416000.0 | 219000.0 | 1 M | 663000.0 |
| PromotionAndAdvertising | -150000.0 | -201000.0 | -204000.0 | -244000.0 | -376000.0 | 249000.0 | 415000.0 | 390000.0 | ||
| Revenue per share | -421000.0 | -395000.0 | -324000.0 | -468000.0 | ||||||
| SalariesAndWages | 9 M | 11 M | 11 M | 13 M | 12 M | 12 M | 14 M | 16 M | 17 M | 18 M |
| SecuritiesActivities | 1 M | 1 M | 1 M | 1 M | 1 M | |||||
| Selling Gen & administrative expense | 13 M | 15 M | 15 M | 18 M | 18 M | 18 M | 20 M | 22 M | 23 M | 23 M |
| SellingAndMarketingExpense | -150000.0 | -201000.0 | -204000.0 | -244000.0 | -376000.0 | 249000.0 | 415000.0 | 390000.0 | 377000.0 | 361000.0 |
| ServiceChargeOnDepositorAccounts | 3 M | 3 M | 566000.0 | 1 M | 1 M | 1000000.0 | 1 M | 1 M | ||
| Special income/charges | -3 M | -2 M | -2 M | -3 M | -3 M | -4 M | -4 M | -3 M | -5 M | -4 M |
| Total common shares outstanding | 2 M | 2 M | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M |
| Total net income | 12 M | 5 M | 5 M | 7 M | 6 M | 9 M | 9 M | 9 M | 7 M | 5 M |
| Total ordinary shares | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M |
| Total revenues | 25 M | 27 M | 27 M | 32 M | 31 M | 35 M | 37 M | 40 M | 39 M | 36 M |
| TotalRevenue | 25 M | 27 M | 27 M | 32 M | 31 M | 35 M | 37 M | 40 M | 39 M | 36 M |
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