SMMF Stock Forecast, Price Targets, Chart, Dividends & Analysis
Summit Financial Group Inc.
SMMF 
NGS
Sector: Financial Services
Industry: Banks - Regional - US
25.70
USD
0.00
(0.00%)
Previous close: 25.7 Open: 26.4 Bid: Ask:
52 week range
22.81 31.49
Mkt Cap: 0 M Avg Vol (90 Days): 0
Last updated: Friday 22nd November 2024
Metrics
Valuation
Price per Sales TTM ($) | 0.00 |
Price per Book TTM ($) | 0.94 |
PE Ratio (TTM) | 7.00 |
Book Value per Share ($) | 27.35 |
5 Year PE Range | NA , NA |
Returns
7 Day Return | 0.00% | |
1 Month Return | 0.00% | |
3 Month Return | 0.00% | |
1 Year Return | 13.55% | |
3 Year Return | 5.01% | |
5 Year Return | 10.07% | |
YTD Return | -16.26% |
Risk
Financial Health
Technicals
RSI (14 Day) | 42.80 |
14 Day SMA ($) | 25.70 |
14 Day EMA ($) | 25.70 |
Money Flow Index | 0.00 |
Average True Range | 1.06 |
50 Day SMA ($) | 25.70 |
200 Day SMA ($) | 26.06 |
ADX | 5.11 |
MACD | 0.06 |
Growth
Free Cash Flow QoQ Growth | 0.00% |
Free Cash Flow YoY Growth | 0.00% |
Revenue YoY Growth | 0.00% |
EPS QoQ Growth | 0.00% |
Revenue QoQ Growth | 0.00% |
EPS YoY Growth | 0.00% |
Financials
SMMF Income Statement
Annual
| Dec-14 | Dec-15 | Dec-16 | Dec-17 | Dec-18 | Dec-19 | Dec-20 | Dec-21 | Dec-22 | Dec-23 | |
|---|---|---|---|---|---|---|---|---|---|---|
| AccruedPreferredStockDividends | 771000.0 | 589000.0 | 900000.0 | 900000.0 | ||||||
| Amortization of intangibles | -250000.0 | -200000.0 | -247000.0 | -1 M | -2 M | 2 M | 2 M | 2 M | 1 M | 3 M |
| Basic EPS from continuing operations | 1.4 | 1.56 | 1.62 | 1.0 | 2.27 | 2.55 | 2.42 | 3.49 | 4.1 | 3.82 |
| Basic EPS total | 1.4 | 1.56 | 1.62 | 1.0 | 2.27 | 2.55 | 2.42 | 3.49 | 4.1 | 3.82 |
| Basic weighted shares outstanding | 8 M | 10 M | 11 M | 12 M | 12 M | 13 M | 13 M | 13 M | 13 M | 14 M |
| CreditLossesProvision | 2 M | 1 M | 500000.0 | 1 M | 2 M | 2 M | 15 M | 4 M | 7 M | 12 M |
| Depreciation | -1 M | -1 M | -1 M | -2 M | -2 M | 3 M | 3 M | 4 M | 4 M | 4 M |
| Depreciation unreconciled | 250000.0 | 200000.0 | 247000.0 | 1 M | 2 M | 2 M | 2 M | 2 M | 1 M | 3 M |
| DepreciationAndAmortization | 250000.0 | 200000.0 | 247000.0 | 1 M | 2 M | 2 M | 2 M | 2 M | 1 M | 3 M |
| Diluted EPS total | 1.17 | 1.5 | 1.61 | 1.0 | 2.26 | 2.53 | 2.41 | 3.47 | 4.08 | 3.81 |
| Diluted normalized net income/share | 1.17 | 1.5 | 1.61 | 1.0 | 2.26 | 2.53 | 2.41 | 3.47 | 4.08 | 3.81 |
| Diluted weighted shares outstanding | 10 M | 11 M | 11 M | 12 M | 12 M | 13 M | 13 M | 13 M | 13 M | 14 M |
| Dividends paid per share | 0.59 | 0.7 | 0.76 | 0.84 | ||||||
| Equipment | 2 M | 2 M | 3 M | 4 M | 4 M | 5 M | 6 M | 7 M | 7 M | 9 M |
| FeesAndCommissions | 9 M | 10 M | 10 M | 4 M | 5 M | 4 M | 3 M | 425000.0 | -708000.0 | -266000.0 |
| GainOnSaleOfBusiness | 2 M | |||||||||
| GeneralAndAdministrativeExpense | 6 M | 5 M | 6 M | 7 M | 7 M | 88000.0 | 856000.0 | 1 M | 1 M | 2 M |
| ImpairmentOfCapitalAssets | 4 M | 2 M | 668000.0 | 885000.0 | 776000.0 | |||||
| Income before tax | 16 M | 23 M | 25 M | 22 M | 35 M | 40 M | 39 M | 57 M | 67 M | 70 M |
| Income restructuring and M&A | 933000.0 | 2 M | 144000.0 | 617000.0 | 2 M | 1 M | 114000.0 | 6 M | ||
| Income taxes | 7 M | 9 M | 9 M | 11 M | 8 M | 8 M | 7 M | 12 M | 14 M | 15 M |
| InsuranceAndClaims | 6 M | 5 M | 6 M | 7 M | 7 M | 88000.0 | 856000.0 | 1 M | 1 M | 2 M |
| InsuranceAndPremiums | 1 M | 2 M | 1 M | 993000.0 | 2 M | |||||
| Interest expense | -15 M | -13 M | -15 M | -18 M | -26 M | 30 M | 20 M | 12 M | 30 M | 86 M |
| InterestExpenseForCapitalizedLeaseObligations | 606000.0 | 904000.0 | 999000.0 | 1 M | ||||||
| InterestExpenseForDeposit | 9 M | 8 M | 9 M | 11 M | 18 M | 24 M | 16 M | 8 M | 21 M | 73 M |
| InterestExpenseForLongTermDebt | 6 M | 4 M | 4 M | 3 M | 2 M | 987000.0 | 1 M | 3 M | 5 M | 6 M |
| InterestExpenseForLongTermDebtAndCapitalSecurities | 6 M | 4 M | 4 M | 3 M | 2 M | 987000.0 | 1 M | 3 M | 5 M | 6 M |
| InterestExpenseForShortTermDebt | 306000.0 | 525000.0 | 2 M | 4 M | 6 M | 5 M | 2 M | 2 M | 4 M | 7 M |
| InterestIncome | 58 M | 59 M | 64 M | 85 M | 95 M | 107 M | 115 M | 122 M | 159 M | 243 M |
| InterestIncomeAfterProvisionForLoanLoss | 38 M | 44 M | 48 M | 64 M | 65 M | 76 M | 81 M | 106 M | 122 M | 144 M |
| InterestIncomeFromDeposits | 8000.0 | 7000.0 | 173000.0 | 609000.0 | 539000.0 | 595000.0 | 266000.0 | 315000.0 | 331000.0 | 732000.0 |
| InterestIncomeFromInvestmentSecurities | 8 M | 7 M | 7 M | 10 M | 10 M | 10 M | 10 M | 10 M | 13 M | 24 M |
| InterestIncomeFromLoans | 50 M | 52 M | 56 M | 74 M | 85 M | 97 M | 105 M | 112 M | 145 M | 218 M |
| InterestIncomeFromLoansAndLease | 50 M | 52 M | 56 M | 74 M | 85 M | 97 M | 105 M | 112 M | 145 M | 218 M |
| InterestIncomeFromSecurities | 8 M | 7 M | 7 M | 10 M | 10 M | 10 M | 10 M | 10 M | 13 M | 24 M |
| MarketingExpense | 497000.0 | 445000.0 | 578000.0 | 654000.0 | 698000.0 | 596000.0 | 697000.0 | 893000.0 | 1 M | |
| Net income from total operations | 11 M | 16 M | 17 M | 11 M | 28 M | 32 M | 31 M | 46 M | 53 M | 55 M |
| NetIncomeCommonStockholders | 11 M | 16 M | 17 M | 11 M | 28 M | 32 M | 31 M | 45 M | 52 M | 54 M |
| NetIncomeContinuousOperations | 11 M | 16 M | 17 M | 11 M | 28 M | 32 M | 31 M | 46 M | 53 M | 55 M |
| NetInterestIncome | 40 M | 45 M | 49 M | 65 M | 68 M | 77 M | 95 M | 110 M | 129 M | 157 M |
| NetOccupancyExpense | 2 M | 2 M | 2 M | 3 M | 3 M | 3 M | 4 M | 5 M | 5 M | 6 M |
| NonInterestExpense | -35 M | -34 M | -35 M | -58 M | -50 M | 55 M | 62 M | 69 M | 73 M | 95 M |
| NonInterestIncome | 11 M | 12 M | 12 M | 14 M | 17 M | 19 M | 20 M | 20 M | 18 M | 21 M |
| Normalized income | 14 M | |||||||||
| OccupancyAndEquipment | 4 M | 4 M | 5 M | 7 M | 8 M | 8 M | 10 M | 12 M | 12 M | 15 M |
| Other special charges | -1 M | -1 M | -1 M | -929000.0 | -835000.0 | -13 M | -32 M | -32 M | -39 M | -48 M |
| OtherCustomerServices | 4 M | 4 M | 4 M | 4 M | 4 M | 2 M | 202000.0 | |||
| OtherGandA | 6 M | 5 M | 6 M | 7 M | 7 M | 88000.0 | 856000.0 | 1 M | 1 M | 2 M |
| OtherInterestExpense | -15 M | -13 M | -15 M | -18 M | -26 M | -30 M | -20 M | -12 M | -27 M | -82 M |
| OtherNonInterestExpense | 827000.0 | -26000.0 | -916000.0 | 13 M | 3 M | 4 M | 6 M | 11 M | 8 M | 11 M |
| OtherNonInterestIncome | 2 M | 2 M | 2 M | 10 M | 12 M | 13 M | 17 M | 20 M | 19 M | 21 M |
| OtherunderPreferredStockDividend | 771000.0 | 589000.0 | 900000.0 | 900000.0 | ||||||
| PreferredStockDividends | 771000.0 | 589000.0 | 900000.0 | 900000.0 | ||||||
| ProfessionalExpenseAndContractServicesExpense | 1 M | 2 M | 2 M | 1 M | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M |
| Revenue per share | 250000.0 | 200000.0 | 247000.0 | 1 M | 2 M | 2 M | 2 M | 2 M | 1 M | 3 M |
| SalariesAndWages | 16 M | 18 M | 20 M | 25 M | 27 M | 29 M | 31 M | 34 M | 40 M | 46 M |
| SecuritiesActivities | 213000.0 | 1 M | 1 M | -14000.0 | 622000.0 | 2 M | 3 M | 425000.0 | -708000.0 | -266000.0 |
| Selling Gen & administrative expense | 22 M | 23 M | 26 M | 33 M | 35 M | 30 M | 33 M | 37 M | 43 M | 50 M |
| SellingAndMarketingExpense | 497000.0 | 445000.0 | 578000.0 | 654000.0 | 698000.0 | 596000.0 | 697000.0 | 893000.0 | 1 M | |
| ServiceChargeOnDepositorAccounts | 4 M | 4 M | 5 M | 9 M | ||||||
| Special income/charges | -5 M | -2 M | -685000.0 | -15 M | -3 M | -5 M | -7 M | -12 M | -9 M | -18 M |
| Total common shares outstanding | 8 M | 11 M | 11 M | 12 M | 13 M | 13 M | 13 M | 13 M | 13 M | 15 M |
| Total net income | 11 M | 16 M | 17 M | 11 M | 28 M | 32 M | 31 M | 46 M | 53 M | 55 M |
| Total ordinary shares | 15 M | 15 M | 15 M | 15 M | 15 M | 15 M | 15 M | 15 M | 15 M | 15 M |
| Total revenues | 51 M | 57 M | 60 M | 79 M | 85 M | 96 M | 116 M | 130 M | 147 M | 177 M |
| TotalPremiumsEarned | 1 M | 2 M | 1 M | 993000.0 | 2 M | |||||
| TotalRevenue | 51 M | 57 M | 60 M | 79 M | 85 M | 96 M | 116 M | 130 M | 147 M | 177 M |
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