TRST Stock Forecast, Price Targets, Chart, Dividends & Analysis
TrustCo Bank Corp NY
TRST 
NGS
Sector: Financial Services
Industry: Banks - Regional - US
31.58
USD
0.44
(1.41%)
Previous close: 31.14 Open: 31.33 Bid: 30.0 Ask: 31.82
52 week range
26.14 38.89
Mkt Cap: 586 M Avg Vol (90 Days): 93,062
Last updated: Friday 9th May 2025
Metrics
Valuation
Returns
7 Day Return | 2.17% | |
1 Month Return | 13.03% | |
3 Month Return | -2.75% | |
1 Year Return | 16.76% | |
3 Year Return | 14.59% | |
5 Year Return | 38.17% | |
YTD Return | -5.19% |
Risk
Technicals
RSI (14 Day) | 62.02 |
14 Day SMA ($) | 30.66 |
14 Day EMA ($) | 30.69 |
Money Flow Index | 30.66 |
Average True Range | 0.94 |
50 Day SMA ($) | 30.26 |
200 Day SMA ($) | 32.90 |
ADX | 38.26 |
MACD | 0.02 |
Growth
Peers
| Stock | Dividend | Market Cap (B) | PE | Price ($) |
|---|
Financials
TRST Income Statement
Annual
| Dec-15 | Dec-16 | Dec-17 | Dec-18 | Dec-19 | Dec-20 | Dec-21 | Dec-22 | Dec-23 | Dec-24 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Basic EPS from continuing operations | 2.2 | 2.25 | 2.25 | 3.2 | 3.0 | 2.7 | 3.19 | 3.93 | 3.08 | 2.57 |
| Basic EPS total | 2.2 | 2.25 | 2.25 | 3.2 | 3.0 | 2.7 | 3.19 | 3.93 | 3.08 | 2.57 |
| Basic weighted shares outstanding | 19 M | 19 M | 19 M | 19 M | 19 M | 19 M | 19 M | 19 M | 19 M | 19 M |
| CreditLossesProvision | 4 M | 3 M | 2 M | 1 M | 159000.0 | 6 M | 5 M | 341000.0 | 1 M | 2 M |
| Depreciation | -4 M | 4 M | 4 M | 4 M | ||||||
| Depreciation unreconciled | -5 M | -4 M | -4 M | -4 M | ||||||
| DepreciationAndAmortization | -5 M | -4 M | -4 M | -4 M | 4 M | 4 M | 4 M | 4 M | 4 M | 5 M |
| Diluted EPS total | 2.2 | 2.25 | 2.25 | 3.2 | 3.0 | 2.7 | 3.19 | 3.93 | 3.08 | 2.57 |
| Diluted normalized net income/share | 2.2 | 2.25 | 2.25 | 3.2 | 3.0 | 2.7 | 3.19 | 3.93 | 3.08 | 2.57 |
| Diluted weighted shares outstanding | 19 M | 19 M | 19 M | 19 M | 19 M | 19 M | 19 M | 19 M | 19 M | 19 M |
| Dividends paid per share | 1.35 | 1.37 | 1.41 | 1.44 | 1.44 | |||||
| Equipment | 7 M | 6 M | 6 M | 7 M | 7 M | 7 M | 7 M | 6 M | 8 M | 8 M |
| FeesAndCommissions | 17 M | 17 M | 17 M | 263 M | -10 M | -9 M | -15 M | -5 M | -71 M | |
| GeneralAndAdministrativeExpense | 11 M | 9 M | 9 M | 10 M | 8 M | 8 M | ||||
| Income before tax | 67 M | 68 M | 77 M | 80 M | 77 M | 69 M | 82 M | 99 M | 78 M | 64 M |
| Income taxes | 27 M | 28 M | 35 M | 18 M | 19 M | 17 M | 21 M | 24 M | 19 M | 15 M |
| InsuranceAndClaims | 11 M | 9 M | 9 M | 10 M | ||||||
| Interest expense | -16 M | -15 M | -15 M | -20 M | 36 M | 25 M | 8 M | 6 M | 54 M | 91 M |
| InterestExpenseForDeposit | 15 M | 14 M | 13 M | 19 M | 35 M | 24 M | 7 M | 6 M | 53 M | 91 M |
| InterestExpenseForShortTermDebt | 1 M | 1 M | 1 M | 1 M | 1 M | 1 M | 909000.0 | 740000.0 | 1 M | 791000.0 |
| InterestIncome | 159 M | 161 M | 169 M | 181 M | 192 M | 178 M | 168 M | 187 M | 226 M | 243 M |
| InterestIncomeAfterProvisionForLoanLoss | 136 M | 140 M | 150 M | 158 M | 156 M | 148 M | 155 M | 180 M | 171 M | 150 M |
| InterestIncomeFromInvestmentSecurities | 15 M | 16 M | 19 M | 22 M | 25 M | 12 M | 8 M | |||
| InterestIncomeFromLoans | 142 M | 144 M | 148 M | 158 M | 167 M | 166 M | 159 M | 162 M | 187 M | 206 M |
| InterestIncomeFromLoansAndLease | 142 M | 144 M | 148 M | 158 M | 167 M | 166 M | 159 M | 162 M | 187 M | 206 M |
| InterestIncomeFromSecurities | 15 M | 16 M | 19 M | 22 M | 25 M | 12 M | 8 M | |||
| Net income from total operations | 42 M | 43 M | 43 M | 61 M | 58 M | 52 M | 62 M | 75 M | 59 M | 49 M |
| NetIncomeCommonStockholders | 42 M | 43 M | 43 M | 61 M | 76 M | 52 M | 62 M | 75 M | 59 M | 49 M |
| NetIncomeContinuousOperations | 42 M | 43 M | 43 M | 61 M | 58 M | 52 M | 62 M | 75 M | 59 M | 49 M |
| NetInterestIncome | 139 M | 143 M | 152 M | 159 M | 156 M | 154 M | 160 M | 180 M | 172 M | 152 M |
| NetOccupancyExpense | 16 M | 16 M | 17 M | 17 M | 17 M | 18 M | 18 M | 18 M | 17 M | 18 M |
| NonInterestExpense | -91 M | -94 M | -94 M | -98 M | 98 M | 96 M | 102 M | 100 M | 111 M | 106 M |
| NonInterestIncome | 18 M | 19 M | 18 M | 18 M | 19 M | 17 M | 18 M | 19 M | 18 M | 20 M |
| OccupancyAndEquipment | 23 M | 22 M | 23 M | 24 M | 24 M | 24 M | 24 M | 24 M | 25 M | 26 M |
| Other special charges | -18 M | -12 M | -19 M | -8 M | -44 M | -50 M | -44 M | |||
| OtherCustomerServices | 11 M | 11 M | 11 M | |||||||
| OtherGandA | 11 M | 9 M | 9 M | 10 M | 8 M | 8 M | ||||
| OtherInterestIncome | 2 M | 2 M | 2 M | 962000.0 | 797000.0 | 604000.0 | 435000.0 | |||
| OtherNonInterestExpense | 12 M | 12 M | 11 M | 11 M | 229000.0 | -2 M | -3 M | 10 M | 12 M | 8 M |
| OtherNonInterestIncome | 961000.0 | 2 M | 18 M | 18 M | 19 M | 16 M | 18 M | 1 M | 1 M | 1 M |
| ProfessionalExpenseAndContractServicesExpense | 8 M | 8 M | 7 M | 7 M | 6 M | 6 M | 6 M | 6 M | 6 M | 7 M |
| PromotionAndAdvertising | 3 M | 3 M | 3 M | 3 M | 3 M | 2 M | 2 M | 2 M | 2 M | 2 M |
| RentAndLandingFees | -7 M | -8 M | -8 M | -8 M | 8 M | 8 M | ||||
| SalariesAndWages | 33 M | 37 M | 41 M | 42 M | 47 M | 46 M | 49 M | 46 M | 51 M | 48 M |
| SecuritiesActivities | 190 M | 45 M | 263 M | -10 M | -9 M | |||||
| Selling Gen & administrative expense | 46 M | 48 M | 53 M | 55 M | 49 M | 48 M | 51 M | 48 M | 53 M | 50 M |
| SellingAndMarketingExpense | 3 M | 3 M | 3 M | 3 M | 3 M | 2 M | 2 M | 2 M | 2 M | 2 M |
| ServiceChargeOnDepositorAccounts | 6 M | 6 M | 7 M | |||||||
| Special income/charges | -12 M | -12 M | -11 M | -11 M | -229000.0 | 2 M | 3 M | -10 M | -12 M | -8 M |
| Total common shares outstanding | 19 M | 19 M | 19 M | 19 M | 19 M | 19 M | 19 M | 19 M | 19 M | 19 M |
| Total net income | 42 M | 43 M | 43 M | 61 M | 58 M | 52 M | 62 M | 75 M | 59 M | 49 M |
| Total ordinary shares | 19 M | 19 M | 19 M | 19 M | 19 M | 19 M | 19 M | 19 M | 19 M | 19 M |
| Total revenues | 157 M | 162 M | 171 M | 177 M | 174 M | 171 M | 178 M | 199 M | 190 M | 172 M |
| TotalRevenue | 157 M | 162 M | 171 M | 177 M | 174 M | 171 M | 178 M | 199 M | 190 M | 172 M |
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