UBFO Stock Forecast, Price Targets, Chart, Dividends & Analysis
United Security Bancshares
UBFO 
NGS
Sector: Financial Services
Industry: Banks - Regional - US
9.67
USD
0.13
(1.36%)
Previous close: 9.54 Open: 9.72 Bid: 7.25 Ask: 11.45
52 week range
7.02 9.77
Mkt Cap: 164 M Avg Vol (90 Days): 23,177
Last updated: Monday 25th November 2024
Metrics
Valuation
Returns
7 Day Return | 3.31% | |
1 Month Return | 9.39% | |
3 Month Return | 21.96% | |
1 Year Return | 28.64% | |
3 Year Return | 47.42% | |
5 Year Return | 25.79% | |
YTD Return | 14.98% |
Risk
Dividends
Financial Health
Technicals
RSI (14 Day) | 72.86 |
14 Day SMA ($) | 9.30 |
14 Day EMA ($) | 9.33 |
Money Flow Index | 11.28 |
Average True Range | 0.24 |
50 Day SMA ($) | 8.81 |
200 Day SMA ($) | 7.84 |
ADX | 41.89 |
MACD | -0.03 |
Growth
Free Cash Flow QoQ Growth | 0.00% |
Free Cash Flow YoY Growth | 0.00% |
Revenue YoY Growth | 0.00% |
EPS QoQ Growth | 0.00% |
Revenue QoQ Growth | 0.00% |
EPS YoY Growth | 0.00% |
Financials
UBFO Income Statement
Annual
| Dec-14 | Dec-15 | Dec-16 | Dec-17 | Dec-18 | Dec-19 | Dec-20 | Dec-21 | Dec-22 | Dec-23 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Amortization of intangibles | -62000.0 | |||||||||
| Basic EPS from continuing operations | 0.4 | 0.42 | 0.44 | 0.51 | 0.83 | 0.9 | 0.53 | 0.59 | 0.92 | 1.16 |
| Basic EPS total | 0.4 | 0.42 | 0.44 | 0.51 | 0.83 | 0.9 | 0.53 | 0.59 | 0.92 | 1.16 |
| Basic weighted shares outstanding | 16 M | 16 M | 17 M | 17 M | 17 M | 17 M | 17 M | 17 M | 17 M | 17 M |
| CreditLossesProvision | 845000.0 | 41000.0 | 21000.0 | 24000.0 | 2 M | 20000.0 | 3 M | 2 M | 2 M | 1 M |
| Depreciation | -1 M | -1 M | -1 M | -1 M | -1 M | -1 M | 1 M | 1 M | 1 M | 2 M |
| Depreciation unreconciled | 62000.0 | |||||||||
| DepreciationAndAmortization | 62000.0 | -1 M | -1 M | -1 M | -1 M | -1 M | 1 M | 1 M | 1 M | 2 M |
| Diluted EPS total | 0.4 | 0.42 | 0.44 | 0.51 | 0.83 | 0.89 | 0.53 | 0.59 | 0.92 | 1.16 |
| Diluted normalized net income/share | 0.4 | 0.42 | 0.44 | 0.51 | 0.83 | 0.89 | 0.53 | 0.59 | 0.92 | 1.16 |
| Diluted weighted shares outstanding | 16 M | 16 M | 17 M | 17 M | 17 M | 17 M | 17 M | 17 M | 17 M | 17 M |
| Dividends paid per share | 0.33 | 0.33 | 0.33 | 0.35 | ||||||
| EarningLossOfEquityInvestments | -39000.0 | -73000.0 | -158000.0 | -109000.0 | -25000.0 | |||||
| FeesAndCommissions | 3 M | 4 M | 4 M | 485000.0 | -78000.0 | 117000.0 | 74000.0 | -106000.0 | -429000.0 | 39000.0 |
| GeneralAndAdministrativeExpense | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | ||||
| ImpairmentOfCapitalAssets | -188000.0 | |||||||||
| Income before tax | 10 M | 11 M | 12 M | 16 M | 19 M | 21 M | 12 M | 13 M | 22 M | 27 M |
| Income taxes | 5 M | 5 M | 6 M | 7 M | 5 M | 6 M | 3 M | 3 M | 6 M | 8 M |
| InsuranceAndClaims | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | ||||
| Interest expense | -1 M | -1 M | -1 M | -2 M | -3 M | -4 M | 2 M | 2 M | 3 M | 11 M |
| InterestExpenseForDeposit | 1 M | 1 M | 1 M | 1 M | 2 M | 3 M | 2 M | 2 M | 3 M | 7 M |
| InterestExpenseForLongTermDebt | 241000.0 | 225000.0 | 242000.0 | 304000.0 | 425000.0 | 456000.0 | 276000.0 | 180000.0 | 380000.0 | 4 M |
| InterestExpenseForLongTermDebtAndCapitalSecurities | 241000.0 | 225000.0 | 242000.0 | 304000.0 | 425000.0 | 456000.0 | 276000.0 | 180000.0 | 380000.0 | 4 M |
| InterestIncome | 25 M | 27 M | 29 M | 33 M | 37 M | 41 M | 35 M | 38 M | 49 M | 60 M |
| InterestIncomeAfterProvisionForLoanLoss | 24 M | 26 M | 28 M | 31 M | 34 M | 37 M | 30 M | 34 M | 44 M | 48 M |
| InterestIncomeFromDeposits | 277000.0 | 213000.0 | 458000.0 | 1 M | 3 M | 5 M | 730000.0 | 239000.0 | 2 M | 324000.0 |
| InterestIncomeFromInvestmentSecurities | 25 M | 27 M | 29 M | 32 M | 35 M | 39 M | 1 M | 2 M | 5 M | 6 M |
| InterestIncomeFromLoans | 24 M | 26 M | 28 M | 31 M | 32 M | 35 M | 32 M | 35 M | 43 M | 54 M |
| InterestIncomeFromLoansAndLease | 24 M | 26 M | 28 M | 31 M | 32 M | 35 M | 32 M | 35 M | 43 M | 54 M |
| InterestIncomeFromSecurities | 25 M | 27 M | 29 M | 32 M | 35 M | 39 M | 1 M | 2 M | 5 M | 6 M |
| Net income from total operations | 28 M | 33 M | 35 M | 40 M | 44 M | 53 M | 9 M | 10 M | 16 M | 20 M |
| NetIncomeCommonStockholders | 28 M | 33 M | 35 M | 40 M | 44 M | 53 M | 9 M | 10 M | 16 M | 20 M |
| NetIncomeContinuousOperations | 28 M | 33 M | 35 M | 40 M | 44 M | 53 M | 9 M | 10 M | 16 M | 20 M |
| NetInterestIncome | 24 M | 26 M | 28 M | 31 M | 36 M | 37 M | 32 M | 36 M | 46 M | 49 M |
| NetOccupancyExpense | 4 M | 4 M | 4 M | 4 M | 3 M | 3 M | 3 M | 4 M | 3 M | 4 M |
| NonInterestExpense | -19 M | -20 M | -20 M | -20 M | -21 M | -22 M | 22 M | 24 M | 24 M | 26 M |
| NonInterestIncome | 5 M | 5 M | 5 M | 4 M | 5 M | 6 M | 5 M | 3 M | 2 M | 6 M |
| Normalized income | 1 M | 6 M | ||||||||
| OccupancyAndEquipment | 4 M | 4 M | 4 M | 4 M | 3 M | 3 M | 3 M | 4 M | 3 M | 4 M |
| Other special charges | -1 M | -869000.0 | -133000.0 | -504000.0 | -1 M | -765000.0 | -9 M | -9 M | -10 M | -16 M |
| OtherCustomerServices | 3 M | 4 M | 4 M | 485000.0 | 477000.0 | |||||
| OtherGandA | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | ||||
| OtherInterestExpense | -1 M | -1 M | -1 M | -2 M | -3 M | -4 M | -32 M | -36 M | -46 M | -49 M |
| OtherInterestIncome | 7000.0 | 6000.0 | 8000.0 | 5000.0 | ||||||
| OtherNonInterestExpense | 822000.0 | 820000.0 | 148000.0 | 190000.0 | 807000.0 | 804000.0 | 2 M | 2 M | 2 M | 2 M |
| OtherNonInterestIncome | 972000.0 | 1 M | 722000.0 | 4 M | 5 M | 6 M | 5 M | 3 M | 2 M | 6 M |
| ProfessionalExpenseAndContractServicesExpense | 2 M | 1 M | 2 M | 2 M | 3 M | 4 M | 4 M | 4 M | 5 M | 5 M |
| PromotionAndAdvertising | -123000.0 | -127000.0 | -126000.0 | -154000.0 | -85000.0 | -74000.0 | ||||
| Revenue per share | 62000.0 | |||||||||
| SalariesAndWages | 10 M | 10 M | 11 M | 11 M | 12 M | 11 M | 11 M | 12 M | 12 M | 13 M |
| SecuritiesActivities | -78000.0 | 117000.0 | 74000.0 | -106000.0 | -429000.0 | 39000.0 | ||||
| Selling Gen & administrative expense | 12 M | 12 M | 13 M | 13 M | 14 M | 13 M | 11 M | 12 M | 12 M | 13 M |
| SellingAndMarketingExpense | -123000.0 | -127000.0 | -126000.0 | -154000.0 | -85000.0 | -74000.0 | ||||
| Special income/charges | -822000.0 | -820000.0 | -148000.0 | -190000.0 | -807000.0 | -804000.0 | -2 M | -2 M | -2 M | -2 M |
| Total common shares outstanding | 17 M | 17 M | 17 M | 17 M | 17 M | 17 M | 17 M | 17 M | 17 M | 17 M |
| Total net income | 28 M | 33 M | 35 M | 40 M | 44 M | 53 M | 9 M | 10 M | 16 M | 20 M |
| Total ordinary shares | 17 M | 17 M | 17 M | 17 M | 17 M | 17 M | 17 M | 17 M | 17 M | 17 M |
| Total revenues | 30 M | 31 M | 33 M | 35 M | 40 M | 43 M | 37 M | 39 M | 48 M | 55 M |
| TotalRevenue | 30 M | 31 M | 33 M | 35 M | 40 M | 43 M | 37 M | 39 M | 48 M | 55 M |
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