UBOH Stock Forecast, Price Targets, Chart, Dividends & Analysis
United Bancshares Inc.
UBOH 
OTCQX
Sector: Financial Services
Industry: Banks - Regional - US
26.80
USD
0.30
(1.13%)
Previous close: 26.5 Open: 27.0 Bid: Ask:
52 week range
18.10 27.00
Mkt Cap: 77 M Avg Vol (90 Days): 2,641
Last updated: Friday 20th December 2024
Metrics
Valuation
Price per Sales TTM ($) | 1.77 |
Price per Book TTM ($) | 0.94 |
PE Ratio (TTM) | 7.34 |
Book Value per Share ($) | 27.23 |
5 Year PE Range | NA , NA |
Returns
7 Day Return | 16.78% | |
1 Month Return | 23.83% | |
3 Month Return | 30.73% | |
1 Year Return | 39.44% | |
3 Year Return | -9.04% | |
5 Year Return | 30.72% | |
YTD Return | 39.95% |
Risk
Dividends
Financial Health
Technicals
RSI (14 Day) | 88.57 |
14 Day SMA ($) | 23.69 |
14 Day EMA ($) | 24.23 |
Money Flow Index | 17.25 |
Average True Range | 2.07 |
50 Day SMA ($) | 21.80 |
200 Day SMA ($) | 19.78 |
ADX | 7.14 |
MACD | -0.24 |
Growth
Free Cash Flow QoQ Growth | 0.00% |
Free Cash Flow YoY Growth | 0.00% |
Revenue YoY Growth | 0.00% |
EPS QoQ Growth | 0.00% |
Revenue QoQ Growth | 0.00% |
EPS YoY Growth | 0.00% |
Financials
UBOH Income Statement
Annual
| Dec-13 | Dec-14 | Dec-15 | Dec-16 | Dec-17 | Dec-18 | Dec-19 | Dec-20 | Dec-21 | Dec-22 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Amortization of intangibles | -40857.0 | -56935.0 | -137000.0 | -137000.0 | -133000.0 | -173000.0 | 159000.0 | 151000.0 | 143000.0 | 140000.0 |
| Basic EPS from continuing operations | 1.35 | 1.27 | 1.77 | 1.68 | 1.18 | 2.51 | 3.26 | 4.21 | 4.14 | 3.47 |
| Basic EPS total | 1.35 | 1.27 | 1.77 | 1.68 | 1.18 | 2.51 | 3.26 | 4.21 | 4.14 | 3.47 |
| Basic weighted shares outstanding | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M |
| CreditLossesProvision | 832925.0 | 430000.0 | 382000.0 | 750000.0 | 350000.0 | 450000.0 | 550000.0 | 6 M | 300000.0 | 1000000.0 |
| Depreciation | -649056.0 | -701025.0 | -659000.0 | -909000.0 | -938000.0 | -1 M | 1 M | 1 M | 2 M | 2 M |
| DepreciationAndAmortization | -649056.0 | -701025.0 | -659000.0 | -909000.0 | -938000.0 | -1 M | 1 M | 1 M | 2 M | 2 M |
| Diluted EPS total | 0.31 | 0.31 | 0.42 | 0.46 | 1.18 | 2.51 | 3.25 | 4.16 | 4.07 | 3.46 |
| Diluted normalized net income/share | 0.31 | 0.31 | 0.42 | 0.46 | 1.18 | 2.51 | 3.25 | 4.16 | 4.07 | 3.46 |
| Diluted weighted shares outstanding | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M |
| DividendIncome | 2 M | -2 M | -2 M | -2 M | -3 M | |||||
| Dividends paid per share | 0.2 | 0.35 | 0.48 | 0.52 | 0.73 | 0.84 | ||||
| FeesAndCommissions | 1 M | 1 M | 2 M | 2 M | 2 M | |||||
| GeneralAndAdministrativeExpense | 6 M | 6 M | 6 M | 6 M | 7 M | 8 M | ||||
| ImpairmentOfCapitalAssets | -315758.0 | 147050.0 | -263000.0 | 12000.0 | 31000.0 | -26000.0 | 258000.0 | 293000.0 | -295000.0 | -437000.0 |
| Income before tax | 6 M | 5 M | 7 M | 7 M | 7 M | 10 M | 12 M | 17 M | 16 M | 13 M |
| Income restructuring and M&A | -65000.0 | -1 M | ||||||||
| Income taxes | 1 M | 1 M | 1 M | 2 M | 3 M | 2 M | 2 M | 3 M | 2 M | 1 M |
| InsuranceAndClaims | 6 M | 6 M | 6 M | 6 M | 7 M | 8 M | ||||
| Interest expense | -3 M | -3 M | -2 M | -2 M | -3 M | 6 M | 9 M | 7 M | 3 M | 3 M |
| InterestExpenseForCapitalizedLeaseObligations | -158000.0 | 314000.0 | 424000.0 | 406000.0 | 396000.0 | |||||
| InterestExpenseForDeposit | 2 M | 2 M | 2 M | 2 M | 2 M | 4 M | 6 M | 4 M | 2 M | 2 M |
| InterestExpenseForLongTermDebtAndCapitalSecurities | -158000.0 | 314000.0 | 424000.0 | 406000.0 | 396000.0 | |||||
| InterestExpenseForShortTermDebt | -353000.0 | -355000.0 | -446000.0 | -496000.0 | 993000.0 | 2 M | 2 M | 3 M | 788000.0 | 936000.0 |
| InterestIncome | 20 M | 20 M | 23 M | 22 M | 26 M | 34 M | 38 M | 40 M | 39 M | 39 M |
| InterestIncomeAfterProvisionForLoanLoss | 17 M | 17 M | 20 M | 19 M | 23 M | 28 M | 28 M | 27 M | 35 M | 35 M |
| InterestIncomeFromInvestmentSecurities | 4 M | 4 M | 4 M | 4 M | 4 M | 4 M | 4 M | 4 M | 5 M | 7 M |
| InterestIncomeFromLoans | 15 M | 15 M | 18 M | 17 M | 21 M | 30 M | 33 M | 36 M | 34 M | 31 M |
| InterestIncomeFromLoansAndLease | 15 M | 15 M | 18 M | 17 M | 21 M | 30 M | 33 M | 36 M | 34 M | 31 M |
| InterestIncomeFromSecurities | 4 M | 4 M | 4 M | 4 M | 4 M | 4 M | 4 M | 4 M | 5 M | 7 M |
| MarketingExpense | -462758.0 | -404558.0 | -484000.0 | -605000.0 | -1 M | -2 M | 2 M | |||
| Net income from total operations | 3 M | 3 M | 6 M | 4 M | 3 M | 8 M | 11 M | 14 M | 14 M | 11 M |
| NetIncomeCommonStockholders | 3 M | 3 M | 6 M | 4 M | 3 M | 8 M | 11 M | 14 M | 14 M | 11 M |
| NetIncomeContinuousOperations | 3 M | 3 M | 6 M | 4 M | 3 M | 8 M | 11 M | 14 M | 14 M | 11 M |
| NetInterestIncome | 17 M | 17 M | 20 M | 20 M | 23 M | 28 M | 29 M | 33 M | 36 M | 36 M |
| NetOccupancyExpense | 2 M | 2 M | 2 M | 2 M | 3 M | 3 M | 3 M | 4 M | 4 M | 4 M |
| NonInterestExpense | -16 M | -16 M | -18 M | -18 M | -22 M | 27 M | 31 M | 37 M | 37 M | 34 M |
| NonInterestIncome | 4 M | 4 M | 5 M | 5 M | 6 M | 9 M | 15 M | 27 M | 17 M | 10 M |
| Normalized income | 2 M | 55960.0 | ||||||||
| OccupancyAndEquipment | 2 M | 2 M | 2 M | 2 M | 3 M | 3 M | 3 M | 4 M | 4 M | 4 M |
| Other special charges | -107000.0 | -111000.0 | 0.0 | -4 M | -10 M | -10 M | -9 M | |||
| OtherGandA | 6 M | 6 M | 6 M | 6 M | 7 M | 8 M | ||||
| OtherInterestExpense | 1 M | 698434.0 | 498000.0 | 544000.0 | 993000.0 | -28 M | -29 M | -33 M | -36 M | -36 M |
| OtherInterestIncome | 322681.0 | 354695.0 | 278000.0 | 332000.0 | 382000.0 | 513000.0 | 647000.0 | 259000.0 | 251000.0 | 894000.0 |
| OtherNonInterestExpense | -2 M | -2 M | -2 M | -2 M | -2 M | -2 M | 9 M | 11 M | 12 M | 11 M |
| OtherNonInterestIncome | 2 M | 2 M | 2 M | 2 M | 4 M | 5 M | 6 M | 3 M | 4 M | 8 M |
| ProfessionalExpenseAndContractServicesExpense | -692375.0 | -1 M | -907000.0 | -785000.0 | -1 M | -817000.0 | 1 M | 1 M | 1 M | 1 M |
| PromotionAndAdvertising | 2 M | 2 M | 2 M | |||||||
| Revenue per share | -40857.0 | -56935.0 | -137000.0 | -137000.0 | -133000.0 | -173000.0 | 159000.0 | 151000.0 | 143000.0 | 140000.0 |
| SalariesAndWages | 8 M | 8 M | 9 M | 10 M | 12 M | 16 M | 19 M | 22 M | 21 M | 18 M |
| SecuritiesActivities | 134848.0 | 412812.0 | 142000.0 | 215000.0 | 243000.0 | |||||
| Selling Gen & administrative expense | 14 M | 15 M | 16 M | 16 M | 19 M | 24 M | 19 M | 22 M | 21 M | 18 M |
| SellingAndMarketingExpense | -640705.0 | -576861.0 | -583000.0 | -710000.0 | -1 M | -2 M | 164000.0 | 2 M | 2 M | 2 M |
| ServiceChargeOnDepositorAccounts | 1 M | 1 M | 2 M | 2 M | 2 M | |||||
| Special income/charges | 315758.0 | -147050.0 | 263000.0 | -12000.0 | -31000.0 | 26000.0 | -10 M | -12 M | -11 M | -11 M |
| Total common shares outstanding | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M |
| Total net income | 3 M | 3 M | 6 M | 4 M | 3 M | 8 M | 11 M | 14 M | 14 M | 11 M |
| Total ordinary shares | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M |
| Total revenues | 22 M | 22 M | 25 M | 25 M | 29 M | 38 M | 44 M | 60 M | 53 M | 44 M |
| TotalRevenue | 22 M | 22 M | 25 M | 25 M | 29 M | 38 M | 44 M | 60 M | 53 M | 44 M |
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