VBFC Stock Forecast, Price Targets, Chart, Dividends & Analysis
Village Bank and Trust Financial Corp.
VBFC 
NSC
Sector: Financial Services
Industry: Banks - Regional - US
77.73
USD
0.00
(0.00%)
Previous close: 77.73 Open: 77.73 Bid: 74.4 Ask:
52 week range
39.53 77.90
Mkt Cap: 116 M Avg Vol (90 Days): 2,824
Last updated: Friday 20th December 2024
Metrics
Valuation
Price per Sales TTM ($) | 3.61 |
Price per Book TTM ($) | 1.57 |
PE Ratio (TTM) | 15.98 |
Book Value per Share ($) | 49.46 |
5 Year PE Range | NA , NA |
Returns
7 Day Return | 0.30% | |
1 Month Return | -0.22% | |
3 Month Return | 43.94% | |
1 Year Return | 100.58% | |
3 Year Return | 40.44% | |
5 Year Return | 115.92% | |
YTD Return | 95.01% |
Risk
Dividends
Financial Health
Technicals
RSI (14 Day) | 76.54 |
14 Day SMA ($) | 77.53 |
14 Day EMA ($) | 77.58 |
Money Flow Index | 99.82 |
Average True Range | 54.32 |
50 Day SMA ($) | 77.08 |
200 Day SMA ($) | 55.19 |
ADX | 0.00 |
MACD | -0.59 |
Growth
Free Cash Flow QoQ Growth | 0.00% |
Free Cash Flow YoY Growth | 0.00% |
Revenue YoY Growth | 0.00% |
EPS QoQ Growth | 0.00% |
Revenue QoQ Growth | 0.00% |
EPS YoY Growth | 0.00% |
Profitability
Financials
VBFC Income Statement
Annual
| Dec-14 | Dec-15 | Dec-16 | Dec-17 | Dec-18 | Dec-19 | Dec-20 | Dec-21 | Dec-22 | Dec-23 | |
|---|---|---|---|---|---|---|---|---|---|---|
| AccruedPreferredStockDividends | 1 M | 674000.0 | 737000.0 | 498000.0 | 113000.0 | |||||
| AcquiredInProcessRnD | -2 M | |||||||||
| Basic EPS from continuing operations | -7.39 | 5.65 | 8.99 | -2.55 | 2.04 | 3.1 | 5.86 | 8.48 | 5.62 | 1.29 |
| Basic EPS total | -7.39 | 5.65 | 8.99 | -2.55 | 2.04 | 3.1 | 5.86 | 8.48 | 5.62 | 1.29 |
| Basic weighted shares outstanding | 334.0 | 1166.0 | 1 M | 1 M | 1 M | 1 M | 1 M | 1 M | 1 M | 1 M |
| CommissionExpenses | 1 M | 2 M | 2 M | -2 M | -2 M | -2 M | 3 M | 3 M | 2 M | 5 M |
| CreditLossesProvision | 100000.0 | 2 M | 355000.0 | 152000.0 | 476000.0 | 135000.0 | 950000.0 | 500000.0 | 300000.0 | 50000.0 |
| Depreciation | -681000.0 | -843000.0 | -765000.0 | -742000.0 | -724000.0 | -644000.0 | 586000.0 | 582000.0 | 546000.0 | 604000.0 |
| Depreciation unreconciled | -681000.0 | -843000.0 | -765000.0 | -742000.0 | ||||||
| DepreciationAndAmortization | -681000.0 | -843000.0 | -765000.0 | -742000.0 | -724000.0 | -644000.0 | 586000.0 | 582000.0 | 546000.0 | 604000.0 |
| Diluted EPS total | -7.39 | 5.49 | 8.99 | -2.55 | 2.04 | 3.1 | 5.86 | 8.48 | 5.62 | 1.29 |
| Diluted normalized net income/share | -7.39 | 5.49 | 8.99 | -2.55 | 2.04 | 3.1 | 5.86 | 8.48 | 5.62 | 1.29 |
| Diluted weighted shares outstanding | 334.0 | 1201.0 | 1 M | 1 M | 1 M | 1 M | 1 M | 1 M | 1 M | 1 M |
| Dividends paid per share | 0.14 | 0.58 | 0.66 | |||||||
| Equipment | 708000.0 | 765000.0 | 762000.0 | 757000.0 | 875000.0 | 852000.0 | 881000.0 | 1 M | 1 M | 1 M |
| FeesAndCommissions | 2 M | 3 M | 3 M | -81000.0 | -89000.0 | 101000.0 | 12000.0 | -5 M | ||
| GainsLossOnDisposalOfDiscontinuedOperations | 1000.0 | |||||||||
| GeneralAndAdministrativeExpense | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | 217000.0 | 192000.0 | 237000.0 | 298000.0 |
| ImpairmentOfCapitalAssets | 3 M | 220000.0 | 231000.0 | 56000.0 | 22000.0 | |||||
| Income before tax | -1 M | 646000.0 | 2 M | 1 M | 4 M | 6 M | 11 M | 16 M | 10 M | 2 M |
| Income taxes | 2 M | 916000.0 | -11 M | 5 M | 1 M | 1 M | 2 M | 3 M | 2 M | 247000.0 |
| InsuranceAndClaims | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | 217000.0 | 192000.0 | 237000.0 | 298000.0 |
| Interest expense | -4 M | -3 M | -3 M | -3 M | -4 M | -5 M | 4 M | 2 M | 2 M | 8 M |
| InterestExpenseForCapitalizedLeaseObligations | -396000.0 | -427000.0 | 427000.0 | 358000.0 | 301000.0 | 309000.0 | ||||
| InterestExpenseForDeposit | 3 M | 2 M | 2 M | 2 M | 3 M | 4 M | 3 M | 2 M | 1 M | 5 M |
| InterestExpenseForFederalFundsSoldAndSecuritiesPurchaseUnderAgreementsToResell | -15 M | |||||||||
| InterestExpenseForLongTermDebtAndCapitalSecurities | -396000.0 | -427000.0 | 427000.0 | 358000.0 | 301000.0 | 309000.0 | ||||
| InterestExpenseForShortTermDebt | 554000.0 | 386000.0 | 242000.0 | 320000.0 | 1 M | 1 M | 1 M | 596000.0 | 702000.0 | 3 M |
| InterestIncome | 17 M | 16 M | 16 M | 17 M | 21 M | 23 M | 26 M | 28 M | 27 M | 33 M |
| InterestIncomeAfterProvisionForLoanLoss | 13 M | 13 M | 13 M | 14 M | 17 M | 18 M | 20 M | 25 M | 25 M | 25 M |
| InterestIncomeFromFederalFundsSoldAndSecuritiesPurchaseUnderAgreementsToResell | 87000.0 | 55000.0 | 71000.0 | 140000.0 | 135000.0 | 325000.0 | 59000.0 | 55000.0 | 467000.0 | 583000.0 |
| InterestIncomeFromInvestmentSecurities | 14 M | 13 M | 14 M | 15 M | 1 M | 1 M | 983000.0 | 1 M | 2 M | 3 M |
| InterestIncomeFromLeases | 2 M | |||||||||
| InterestIncomeFromLoans | 15 M | 15 M | 16 M | 21 M | 20 M | 22 M | 25 M | 27 M | 24 M | 30 M |
| InterestIncomeFromLoansAndLease | 15 M | 17 M | 16 M | 21 M | 20 M | 22 M | 25 M | 27 M | 24 M | 30 M |
| InterestIncomeFromOtherMoneyMarketInvestments | 4 M | |||||||||
| InterestIncomeFromSecurities | 14 M | 13 M | 14 M | 15 M | 1 M | 1 M | 983000.0 | 1 M | 2 M | 3 M |
| MarketingExpense | 321000.0 | 325000.0 | 355000.0 | 340000.0 | 297000.0 | 293000.0 | 365000.0 | 453000.0 | 386000.0 | 404000.0 |
| Net income from total operations | 12 M | 16 M | 27 M | 11 M | 3 M | 4 M | 9 M | 12 M | 8 M | 2 M |
| NetIncomeCommonStockholders | 11 M | 15 M | 26 M | 11 M | 3 M | 4 M | 9 M | 12 M | 8 M | 2 M |
| NetIncomeContinuousOperations | 12 M | 16 M | 27 M | 11 M | 3 M | 4 M | 9 M | 12 M | 8 M | 2 M |
| NetIncomeDiscontinuousOperations | 1000.0 | |||||||||
| NetInterestIncome | 13 M | 15 M | 13 M | 15 M | 17 M | 18 M | 21 M | 25 M | 26 M | 25 M |
| NetOccupancyExpense | 2 M | 2 M | 1 M | 1 M | 1 M | 1 M | 1 M | 1 M | 1 M | 1 M |
| NonInterestExpense | -22 M | -24 M | -22 M | -20 M | -20 M | -20 M | 22 M | 22 M | 22 M | 23 M |
| NonInterestIncome | 8 M | 10 M | 11 M | 7 M | 6 M | 8 M | 12 M | 12 M | 7 M | -36000.0 |
| Normalized income | 38 M | |||||||||
| OccupancyAndEquipment | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M |
| Other special charges | -16.0 | -25 M | -24 M | -24 M | -25 M | -28 M | -4 M | -3 M | -3 M | 36 M |
| OtherCustomerServices | 2 M | 3 M | 2 M | 2 M | 6 M | 13 M | ||||
| OtherGandA | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | 217000.0 | 192000.0 | 237000.0 | 298000.0 |
| OtherInterestExpense | -4 M | -3 M | -3 M | -3 M | -4 M | -5 M | -21 M | -25 M | -26 M | -25 M |
| OtherInterestIncome | 26 M | 27 M | 25 M | 29 M | 33 M | 41 M | 43 M | 34 M | 38 M | |
| OtherNonInterestExpense | -22 M | -24 M | 252000.0 | -125000.0 | -20 M | -20 M | 2 M | 2 M | 4 M | 5 M |
| OtherNonInterestIncome | 1 M | 1 M | 902000.0 | 587000.0 | 4 M | 6 M | 10 M | 10 M | 4 M | 2 M |
| OtherunderPreferredStockDividend | 1 M | 674000.0 | 737000.0 | 498000.0 | 113000.0 | |||||
| PreferredStockDividends | 1 M | 674000.0 | 737000.0 | 498000.0 | 113000.0 | |||||
| ProfessionalExpenseAndContractServicesExpense | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M | 1 M | 2 M |
| Revenue per share | -24000.0 | -32000.0 | 32000.0 | 32000.0 | 32000.0 | 8000.0 | ||||
| SalariesAndWages | 11 M | 11 M | 11 M | 12 M | 12 M | 12 M | 13 M | 14 M | 14 M | 13 M |
| SecuritiesActivities | -210000.0 | 6000.0 | 162000.0 | -81000.0 | -89000.0 | 101000.0 | 12000.0 | -5 M | ||
| Selling Gen & administrative expense | 15 M | 15 M | 16 M | 15 M | 14 M | 15 M | 14 M | 15 M | 15 M | 14 M |
| SellingAndMarketingExpense | 2 M | 2 M | 2 M | 584000.0 | 483000.0 | 486000.0 | 553000.0 | 627000.0 | 544000.0 | 566000.0 |
| Special income/charges | 22 M | -3 M | -472000.0 | -106000.0 | -56000.0 | -22000.0 | -2 M | -2 M | -4 M | -5 M |
| Total common shares outstanding | 350622.0 | 1 M | 1 M | 1 M | 1 M | 1 M | 1 M | 1 M | 1 M | 1 M |
| Total net income | 12 M | 16 M | 27 M | 11 M | 3 M | 4 M | 9 M | 12 M | 8 M | 2 M |
| Total ordinary shares | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M |
| Total revenues | 21 M | 25 M | 24 M | 21 M | 23 M | 26 M | 34 M | 38 M | 32 M | 25 M |
| TotalRevenue | 21 M | 25 M | 24 M | 21 M | 23 M | 26 M | 34 M | 38 M | 32 M | 25 M |
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