AAAP vs SCHD

AAAP vs SCHD
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Quick Verdict

SCHD has a lower expense ratio. SCHD offers more diversification with 104 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: SCHD

Side-by-Side Comparison

MetricAAAPSCHDWinner
Expense Ratio0.39%0.06%
AUM$100M$108.7B
Dividend Yield0.23%3.13%
Holdings2104
YTD Return+1.39%+28.63%
1Y Return-+32.53%
3Y Return (annualized)-+16.97%
5Y Return (annualized)-+10.47%
Volatility (annualized)-13.7%
Max Drawdown-0.1%-33.4%
Fund FamilyPacer ETFsCharles Schwab Asset Management
CategoryFixed IncomeEquity
InceptionJun 22, 2026Oct 20, 2011

AAAP vs SCHD Performance

Pacer Barings CLO Market Flex ETF (AAAP) is a ETF from Pacer ETFs and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, AAAP is up 1.39% versus a gain of 28.63% for SCHD.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -0.1% for AAAP and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

AAAP charges 0.39% per year while SCHD charges 0.06%. On a $10,000 position that is $39 vs $6 annually, a gap of $33 per year that compounds over a long holding period. On income, AAAP currently yields 0.23% against 3.13% for SCHD.

Holdings Overlap

0.0%overlap

AAAP and SCHD share 0 holdings out of 102 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, AAAP or SCHD?

AAAP has an expense ratio of 0.39% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $33 per year of difference.

What is the holdings overlap between AAAP and SCHD?

AAAP and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 102 unique securities.

Which pays a higher dividend, AAAP or SCHD?

AAAP yields 0.23% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.

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