AAAP vs SPY

AAAP vs SPY
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Quick Verdict

SPY has a lower expense ratio. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: TiedMore Diversified: SPY

Side-by-Side Comparison

MetricAAAPSPYWinner
Expense Ratio0.39%0.09%
AUM$100M$821.1B
Dividend Yield0.23%1.01%
Holdings2505
YTD Return+1.39%+12.93%
1Y Return-+20.62%
3Y Return (annualized)-+22.00%
5Y Return (annualized)-+13.33%
Volatility (annualized)-15.3%
Max Drawdown-0.1%-56.5%
Fund FamilyPacer ETFsState Street Investment Management
CategoryFixed IncomeEquity
InceptionJun 22, 2026Jan 22, 1993

AAAP vs SPY Performance

Pacer Barings CLO Market Flex ETF (AAAP) is a ETF from Pacer ETFs and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Year to date, AAAP is up 1.39% versus a gain of 12.93% for SPY.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -0.1% for AAAP and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

AAAP charges 0.39% per year while SPY charges 0.09%. On a $10,000 position that is $39 vs $9 annually, a gap of $30 per year that compounds over a long holding period. On income, AAAP currently yields 0.23% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

AAAP and SPY share 0 holdings out of 506 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, AAAP or SPY?

AAAP has an expense ratio of 0.39% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $30 per year of difference.

What is the holdings overlap between AAAP and SPY?

AAAP and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 506 unique securities.

Which pays a higher dividend, AAAP or SPY?

AAAP yields 0.23% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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