ACLO vs VTI
TCW AAA CLO ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, ACLO or VTI?
Long Term High Quality against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ACLO | VTI |
|---|---|---|
| Expense Ratio | 0.20% | 0.03%Best |
| AUM | $335M | $666.9B |
| Dividend Yield | 4.87% | 1.03% |
| Holdings | 325 | 3,543 |
| YTD Return | +3.50% | +12.57%Best |
| 1Y Return | +5.19% | +17.22%Best |
| 3Y Return (annualized) | - | +20.87% |
| 5Y Return (annualized) | - | +11.86% |
| Volatility (annualized) | 0.8%Best | 12.8% |
| Max Drawdown | -1.0%Best | -19.3% |
| $10,000 over 1.8 years | $10,993 | $13,164Best |
| Fund Family | TCW ETFs | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Long Term High Quality | Large Cap Blend |
| Inception | Nov 15, 2024 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.8 years row, are measured over the window both funds cover: Nov 18, 2024 to Sep 11, 2026 (1.8 years).
ACLO vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.8 years both funds cover.
ACLO vs VTI Performance
TCW AAA CLO ETF (ACLO) is an ETF from TCW ETFs and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year ACLO returned +5.19% while VTI returned +17.22%. Year to date, ACLO is up 3.50% versus a gain of 12.57% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 12.8% compared with 0.8% for ACLO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -1.0% for ACLO and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.50. They move together some of the time, and apart the rest.
Fees and Cost Over Time
ACLO charges 0.20% per year while VTI charges 0.03%. On a $10,000 position that is $20 vs $3 annually, a gap of $17 per year that compounds over a long holding period. On income, ACLO currently yields 4.87% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 61 holdings in ACLO and 2,787 in VTI, totalling 20.0% and 90.6% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 48 days apart, ACLO as of Aug 17, 2026 and VTI as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 61 positions we hold weights for in ACLO and 2,787 in VTI, against full books of 325 and 3,543.
You are not choosing between two funds in isolation.
Whichever of ACLO and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ACLO or VTI?
ACLO has an expense ratio of 0.20% while VTI charges 0.03%. VTI is the cheaper option, by $17 a year on a $10,000 investment.
Which performed better, ACLO or VTI?
Over the past year ACLO returned +5.19% vs +17.22% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), ACLO annualized +5.40% vs +16.50% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, ACLO or VTI?
VTI has been the more volatile fund at 12.8% annualized versus 0.8% for ACLO. Worst drawdown: ACLO -1.0% vs VTI -19.3%.
Should I hold both ACLO and VTI?
ACLO and VTI have a monthly-return correlation of 0.50, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, ACLO or VTI?
ACLO yields 4.87% while VTI yields 1.03%, so ACLO currently pays the higher dividend yield.
Is VTI better than ACLO?
VTI has a lower expense ratio. VTI led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.