ACLO vs VYM

ACLO vs VYM

Which is better, ACLO or VYM?

Long Term High Quality against Large Cap Value.

VYM has a lower expense ratio. VYM led over 1Y and the full window.

Lower Fees: VYMHigher Returns: VYM

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricACLOVYM
Expense Ratio0.20%0.04%Best
AUM$335M$81.6B
Dividend Yield4.87%2.22%
Holdings325613
YTD Return+3.50%+13.91%Best
1Y Return+5.19%+17.57%Best
3Y Return (annualized)-+18.12%
5Y Return (annualized)-+12.17%
Volatility (annualized)0.8%Best10.3%
Max Drawdown-1.0%Best-14.5%
$10,000 over 1.8 years$10,993$12,955Best
Fund FamilyTCW ETFsVanguard (US)
CategoryFixed IncomeEquity
StyleLong Term High QualityLarge Cap Value
InceptionNov 15, 2024Nov 10, 2006

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 1.8 years row, are measured over the window both funds cover: Nov 18, 2024 to Sep 11, 2026 (1.8 years).

ACLO vs VYM growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.8 years both funds cover.

ACLO vs VYM Performance

TCW AAA CLO ETF (ACLO) is an ETF from TCW ETFs and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year ACLO returned +5.19% while VYM returned +17.57%. Year to date, ACLO is up 3.50% versus a gain of 13.91% for VYM.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 10.3% compared with 0.8% for ACLO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -1.0% for ACLO and -14.5% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.39. They move together some of the time, and apart the rest.

Fees and Cost Over Time

ACLO charges 0.20% per year while VYM charges 0.04%. On a $10,000 position that is $20 vs $4 annually, a gap of $16 per year that compounds over a long holding period. On income, ACLO currently yields 4.87% against 2.22% for VYM.

Holdings Overlap

We hold position weights for 61 holdings in ACLO and 603 in VYM, totalling 20.0% and 99.5% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

The two holdings books were reported 48 days apart, ACLO as of Aug 17, 2026 and VYM as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.

0 positions in common, counted across the 61 positions we hold weights for in ACLO and 603 in VYM, against full books of 325 and 613.

You are not choosing between two funds in isolation.

Whichever of ACLO and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

ACLOVYM

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, ACLO or VYM?

ACLO has an expense ratio of 0.20% while VYM charges 0.04%. VYM is the cheaper option, by $16 a year on a $10,000 investment.

Which performed better, ACLO or VYM?

Over the past year ACLO returned +5.19% vs +17.57% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (2 years), ACLO annualized +5.40% vs +15.47% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, ACLO or VYM?

VYM has been the more volatile fund at 10.3% annualized versus 0.8% for ACLO. Worst drawdown: ACLO -1.0% vs VYM -14.5%.

Should I hold both ACLO and VYM?

ACLO and VYM have a monthly-return correlation of 0.39, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, ACLO or VYM?

ACLO yields 4.87% while VYM yields 2.22%, so ACLO currently pays the higher dividend yield.

Is VYM better than ACLO?

VYM has a lower expense ratio. VYM led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.