ADFI vs VOO
Anfield Dynamic Fixed Income ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | ADFI | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 1.68% | 0.03% | |
| AUM | $50M | $979.0B | |
| Dividend Yield | 3.22% | 1.09% | |
| Holdings | 40 | 509 | |
| YTD Return | -1.39% | +13.72% | |
| 1Y Return | +1.21% | +21.63% | |
| 3Y Return (annualized) | +2.66% | +21.55% | |
| 5Y Return (annualized) | -0.61% | +13.26% | |
| Volatility (annualized) | 5.4% | 14.1% | |
| Max Drawdown | -18.0% | -34.3% | |
| Fund Family | Regents Park Funds, LLC | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Aug 18, 2020 | Sep 7, 2010 |
ADFI vs VOO Performance
Anfield Dynamic Fixed Income ETF (ADFI) is a ETF from Regents Park Funds, LLC and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year ADFI returned +1.21% while VOO returned +21.63%. Year to date, ADFI is down 1.39% versus a gain of 13.72% for VOO.
Over three years, ADFI compounded at +2.66% per year against +21.55% for VOO; over five years the annualized figures are -0.61% and +13.26% respectively. Across the full 6-year window we track, VOO has the edge at +13.56% annualized vs -0.89%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 5.4% for ADFI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.0% for ADFI and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
ADFI charges 1.68% per year while VOO charges 0.03%. On a $10,000 position that is $168 vs $3 annually, a gap of $165 per year that compounds over a long holding period. On income, ADFI currently yields 3.22% against 1.09% for VOO.
Holdings Overlap
ADFI and VOO share 0 holdings out of 510 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, ADFI or VOO?
ADFI has an expense ratio of 1.68% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $165 per year of difference.
Which performed better, ADFI or VOO?
Over the past year ADFI returned +1.21% vs +21.63% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (6 years), ADFI annualized -0.89% vs +13.56% for VOO. Past performance does not guarantee future results.
Which is riskier, ADFI or VOO?
VOO has been the more volatile fund at 14.1% annualized versus 5.4% for ADFI. Worst drawdown: ADFI -18.0% vs VOO -34.3%.
Should I hold both ADFI and VOO?
ADFI and VOO have a monthly-return correlation of 0.70, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between ADFI and VOO?
ADFI and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 510 unique securities.
Which pays a higher dividend, ADFI or VOO?
ADFI yields 3.22% while VOO yields 1.09%, so ADFI currently pays the higher dividend yield.
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