ADFI vs VOO

ADFI vs VOO

Which is better, ADFI or VOO?

VOO has been ahead.

VOO has a lower expense ratio. VOO led over 1Y and the full window.

Lower Fees: VOOHigher Returns: VOO

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricADFIVOO
Expense Ratio1.68%0.03%Best
AUM$50M$997.4B
Dividend Yield3.26%1.04%
Holdings40509
Volatility (annualized)5.4%Best15.6%
Max Drawdown-18.0%Best-24.5%
$10,000 over 5.9 years$9,486$23,485Best
Fund FamilyRegents Park Funds, LLCVanguard (US)
CategoryFixed IncomeEquity
Style-Large Cap Blend
InceptionAug 18, 2020Sep 7, 2010

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 57 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. ADFI has data through Jul 23, 2026 and VOO through Sep 18, 2026.

Volatility and max drawdown, and the $10,000 over 5.9 years row, are measured over the window both funds cover: Aug 18, 2020 to Jul 23, 2026 (5.9 years).

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 15.6% compared with 5.4% for ADFI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -18.0% for ADFI and -24.5% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

ADFI charges 1.68% per year while VOO charges 0.03%. On a $10,000 position that is $168 vs $3 annually, a gap of $165 per year that compounds over a long holding period. On income, ADFI currently yields 3.26% against 1.04% for VOO.

You are not choosing between two funds in isolation.

Whichever of ADFI and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

ADFIVOO

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, ADFI or VOO?

ADFI has an expense ratio of 1.68% while VOO charges 0.03%. VOO is the cheaper option, by $165 a year on a $10,000 investment.

Which is riskier, ADFI or VOO?

VOO has been the more volatile fund at 15.6% annualized versus 5.4% for ADFI. Worst drawdown: ADFI -18.0% vs VOO -24.5%.

Should I hold both ADFI and VOO?

ADFI and VOO have a monthly-return correlation of 0.70, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, ADFI or VOO?

ADFI yields 3.26% while VOO yields 1.04%, so ADFI currently pays the higher dividend yield.

Is VOO better than ADFI?

VOO has a lower expense ratio. VOO led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.