AFIX vs QQQ

AFIX vs QQQ

Which is better, AFIX or QQQ?

Investment Grade Bond against Large Cap Growth.

QQQ has a lower expense ratio. QQQ led over 1Y and the full window.

Lower Fees: QQQHigher Returns: QQQ

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricAFIXQQQ
Expense Ratio0.20%0.18%Best
AUM$199M$483.5B
Dividend Yield5.13%0.44%
Holdings575107
YTD Return-1.37%+15.18%Best
1Y Return-0.83%+19.65%Best
3Y Return (annualized)-+24.60%
5Y Return (annualized)-+13.94%
Volatility (annualized)3.6%Best19.7%
Max Drawdown-3.6%Best-22.8%
$10,000 over 1.8 years$10,423$13,679Best
Fund FamilyAllspring Global InvestmentsInvesco (US)
CategoryFixed IncomeEquity
StyleInvestment Grade BondLarge Cap Growth
InceptionDec 4, 2024Mar 10, 1999

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 1.8 years row, are measured over the window both funds cover: Dec 5, 2024 to Sep 15, 2026 (1.8 years).

AFIX vs QQQ growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.8 years both funds cover.

AFIX vs QQQ Performance

Allspring Broad Market Core Bond ETF (AFIX) is an ETF from Allspring Global Investments and Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US). Over the past year AFIX returned -0.83% while QQQ returned +19.65%. Year to date, AFIX is down 1.37% versus a gain of 15.18% for QQQ.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 19.7% compared with 3.6% for AFIX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -3.6% for AFIX and -22.8% for QQQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.17. They move largely independently of each other.

Fees and Cost Over Time

AFIX charges 0.20% per year while QQQ charges 0.18%. On a $10,000 position that is $20 vs $18 annually, a gap of $2 per year that compounds over a long holding period. On income, AFIX currently yields 5.13% against 0.44% for QQQ.

Holdings Overlap

QQQ already in AFIX0.8%

At least 0.8% of QQQ's money is in holdings AFIX also owns.

Stated as a floor: for AFIX, our book for it covers 48.7% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

We cannot see either book well enough to say how much of this pair is duplicated.

1 positions in common, counted across the 394 positions we hold weights for in AFIX and 102 in QQQ, against full books of 575 and 107.

Top Shared Holdings

StockWeight in AFIXWeight in QQQDifference
TMUST-Mobile Us Inc Com Usd0.000010.08%0.82%0.74%

You are not choosing between two funds in isolation.

Whichever of AFIX and QQQ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

AFIXQQQ

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, AFIX or QQQ?

AFIX has an expense ratio of 0.20% while QQQ charges 0.18%. QQQ is the cheaper option, by $2 a year on a $10,000 investment.

Which performed better, AFIX or QQQ?

Over the past year AFIX returned -0.83% vs +19.65% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (2 years), AFIX annualized +2.33% vs +19.01% for QQQ. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, AFIX or QQQ?

QQQ has been the more volatile fund at 19.7% annualized versus 3.6% for AFIX. Worst drawdown: AFIX -3.6% vs QQQ -22.8%.

Should I hold both AFIX and QQQ?

AFIX and QQQ have a monthly-return correlation of 0.17, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, AFIX or QQQ?

AFIX yields 5.13% while QQQ yields 0.44%, so AFIX currently pays the higher dividend yield.

Is QQQ better than AFIX?

QQQ has a lower expense ratio. QQQ led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.