AGG vs SSFI
iShares Core US Aggregate Bond ETF vs Day Hagan Smart Sector Fixed Income ETF
Which is better, AGG or SSFI?
Nearly the same fund. AGG costs less.
AGG has a lower expense ratio. AGG led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.98.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | AGG | SSFI |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.75% |
| AUM | $137.6B | $29M |
| Dividend Yield | 4.19% | 3.96% |
| Holdings | 13,338 | 17 |
| YTD Return | -2.12%Best | -2.59% |
| 1Y Return | -2.06%Best | -2.62% |
| 3Y Return (annualized) | +4.55%Best | +3.70% |
| 5Y Return (annualized) | -0.53%Best | -0.86% |
| Volatility (annualized) | 6.5% | 6.1%Best |
| Max Drawdown | -17.3% | -16.1%Best |
| $10,000 over 5 years | $9,738Best | $9,577 |
| Fund Family | iShares by BlackRock (US) | Day Hagan Funds |
| Category | Fixed Income | Fixed Income |
| Inception | Sep 22, 2003 | Sep 28, 2021 |
Not shown on this pair: Top 10 Weight, Style.
Volatility and max drawdown are measured over the window both funds cover: Sep 29, 2021 to Oct 14, 2026 (5 years).
AGG vs SSFI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5 years both funds cover.
AGG vs SSFI Performance
iShares Core US Aggregate Bond ETF (AGG) is an ETF from iShares by BlackRock (US) and Day Hagan Smart Sector Fixed Income ETF (SSFI) is an ETF from Day Hagan Funds. Over the past year AGG returned -2.06% while SSFI returned -2.62%. Year to date, AGG is down 2.12% versus a loss of 2.59% for SSFI.
Over three years, AGG compounded at +4.55% per year against +3.70% for SSFI; over five years the annualized figures are -0.53% and -0.86% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
AGG has been the more volatile fund, with annualized monthly volatility of 6.5% compared with 6.1% for SSFI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -17.3% for AGG and -16.1% for SSFI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.98. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
AGG charges 0.03% per year while SSFI charges 0.75%. On a $10,000 position that is $3 vs $75 annually, a gap of $72 per year that compounds over a long holding period. On income, AGG currently yields 4.19% against 3.96% for SSFI.
Holdings Overlap
We hold position weights for 11,115 holdings in AGG and 9 in SSFI, totalling 67.1% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 11,115 positions we hold weights for in AGG and 9 in SSFI, against full books of 13,338 and 17.
You are not choosing between two funds in isolation.
Whichever of AGG and SSFI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, AGG or SSFI?
AGG has an expense ratio of 0.03% while SSFI charges 0.75%. AGG is the cheaper option, by $72 a year on a $10,000 investment.
Which performed better, AGG or SSFI?
Over the past year AGG returned -2.06% vs -2.62% for SSFI, so AGG leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, AGG or SSFI?
AGG has been the more volatile fund at 6.5% annualized versus 6.1% for SSFI. Worst drawdown: AGG -17.3% vs SSFI -16.1%.
Should I hold both AGG and SSFI?
AGG and SSFI have a monthly-return correlation of 0.98, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
Which pays a higher dividend, AGG or SSFI?
AGG yields 4.19% while SSFI yields 3.96%, so AGG currently pays the higher dividend yield.
Is SSFI better than AGG?
AGG has a lower expense ratio. AGG led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.98. Which one suits a particular account depends on what it is for. This is information, not a recommendation.