AGOX vs SCHD
Adaptive Alpha Opportunities ETF vs Schwab US Dividend Equity ETF
Which is better, AGOX or SCHD?
All Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | AGOX | SCHD |
|---|---|---|
| Expense Ratio | 1.33% | 0.06%Best |
| AUM | $376M | $112.1B |
| Dividend Yield | 2.75% | 3.00% |
| Holdings | 113 | 103 |
| YTD Return | +13.19% | +24.04%Best |
| 1Y Return | +10.71% | +27.95%Best |
| 3Y Return (annualized) | +13.24% | +15.51%Best |
| 5Y Return (annualized) | +6.38% | +9.80%Best |
| Volatility (annualized) | 18.6% | 14.6%Best |
| Max Drawdown | -26.9% | -16.9%Best |
| $10,000 over 5 years | $13,624 | $15,959Best |
| Fund Family | Adaptive ETFs | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | All Cap Blend | Large Cap Value |
| Inception | Sep 20, 2012 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: May 10, 2021 to Sep 16, 2026 (5.4 years).
AGOX vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.4 years both funds cover.
AGOX vs SCHD Performance
Adaptive Alpha Opportunities ETF (AGOX) is an ETF from Adaptive ETFs and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year AGOX returned +10.71% while SCHD returned +27.95%. Year to date, AGOX is up 13.19% versus a gain of 24.04% for SCHD.
Over three years, AGOX compounded at +13.24% per year against +15.51% for SCHD; over five years the annualized figures are +6.38% and +9.80% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
AGOX has been the more volatile fund, with annualized monthly volatility of 18.6% compared with 14.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -26.9% for AGOX and -16.9% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.57. They move together some of the time, and apart the rest.
Fees and Cost Over Time
AGOX charges 1.33% per year while SCHD charges 0.06%. On a $10,000 position that is $133 vs $6 annually, a gap of $127 per year that compounds over a long holding period. On income, AGOX currently yields 2.75% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 26 holdings in AGOX and 100 in SCHD, totalling 77.6% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 26 positions we hold weights for in AGOX and 100 in SCHD, against full books of 113 and 103.
You are not choosing between two funds in isolation.
Whichever of AGOX and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, AGOX or SCHD?
AGOX has an expense ratio of 1.33% while SCHD charges 0.06%. SCHD is the cheaper option, by $127 a year on a $10,000 investment.
Which performed better, AGOX or SCHD?
Over the past year AGOX returned +10.71% vs +27.95% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, AGOX or SCHD?
AGOX has been the more volatile fund at 18.6% annualized versus 14.6% for SCHD. Worst drawdown: AGOX -26.9% vs SCHD -16.9%.
Should I hold both AGOX and SCHD?
AGOX and SCHD have a monthly-return correlation of 0.57, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, AGOX or SCHD?
AGOX yields 2.75% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than AGOX?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.