AINT vs SPY
FINQ DOLLAR NEUTRAL US Large Cap AI-Managed Equity ETF vs State Street SPDR S&P 500 ETF Trust
Which is better, AINT or SPY?
Multi Alternative against Large Cap Blend.
SPY has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | AINT | SPY |
|---|---|---|
| Expense Ratio | 1.25% | 0.09%Best |
| AUM | $9M | $804.7B |
| Dividend Yield | 0.00% | 0.98% |
| Holdings | 22 | 505 |
| YTD Return | +36.44%Best | +13.51% |
| 1Y Return | - | +18.19% |
| 3Y Return (annualized) | - | +23.29% |
| 5Y Return (annualized) | - | +13.21% |
| Fund Family | FINQ AI, LLC | State Street Investment Management |
| Category | Alternative | Equity |
| Style | Multi Alternative | Large Cap Blend |
| Inception | Feb 5, 2026 | Jan 22, 1993 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
AINT vs SPY growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
AINT vs SPY Performance
FINQ DOLLAR NEUTRAL US Large Cap AI-Managed Equity ETF (AINT) is an ETF from FINQ AI, LLC and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Year to date, AINT is up 36.44% versus a gain of 13.51% for SPY.
Past performance does not guarantee future results.
Fees and Cost Over Time
AINT charges 1.25% per year while SPY charges 0.09%. On a $10,000 position that is $125 vs $9 annually, a gap of $116 per year that compounds over a long holding period. On income, AINT currently yields 0.00% against 0.98% for SPY.
Holdings Overlap
At least 14.1% of SPY's money is in holdings AINT also owns.
Only one direction is shown: for AINT, our book for it lists positions totalling 114.0% of the fund, which is what a leveraged book looks like and is not a denominator we can divide by.
SPY and AINT share little of their money.
21 positions in common, counted across the 23 positions we hold weights for in AINT and 504 in SPY, against full books of 22 and 505.
Top Shared Holdings
| Stock | Weight in AINT | Weight in SPY | Difference |
|---|---|---|---|
| NVDANvidia Corp | 7.34% | 8.01% | 0.67% |
| MUMicron Technology, Inc. | 8.69% | 1.60% | 7.09% |
| SNDKSandisk Corp/De | 9.85% | 0.35% | 9.50% |
| DELLDell Technologies Inc | 9.83% | 0.19% | 9.64% |
| AMDAdvanced Micro Devices Inc | 7.93% | 1.14% | 6.79% |
| WDCWestern Digital Corp Company Guar 11/28 3 | 8.78% | 0.24% | 8.54% |
| PANWPalo Alto Networks, Inc | 8.42% | 0.45% | 7.97% |
| CRMSalesforce Inc Crm Us Equity | 8.37% | 0.32% | 8.05% |
| ANETArista Networks Inc. | 8.34% | 0.30% | 8.04% |
| CRWDCrowdstrike Holdings Inc | 8.29% | 0.33% | 7.96% |
You are not choosing between two funds in isolation.
Whichever of AINT and SPY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, AINT or SPY?
AINT has an expense ratio of 1.25% while SPY charges 0.09%. SPY is the cheaper option, by $116 a year on a $10,000 investment.
What is the holdings overlap between AINT and SPY?
At least 14.1% of SPY's money is in holdings AINT also owns. Our book for AINT is partial, so the real figure is this or higher. They hold 21 positions in common, counted across the 23 positions we hold weights for in AINT and 504 in SPY.
Which pays a higher dividend, AINT or SPY?
AINT yields 0.00% while SPY yields 0.98%, so SPY currently pays the higher dividend yield.
Is SPY better than AINT?
SPY has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.