AINT vs SCHD
FINQ DOLLAR NEUTRAL US Large Cap AI-Managed Equity ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | AINT | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 1.25% | 0.06% | |
| AUM | $7M | $108.7B | |
| Dividend Yield | 0.00% | 3.13% | |
| Holdings | 22 | 104 | |
| YTD Return | +27.14% | +26.54% | |
| 1Y Return | - | +30.90% | |
| 3Y Return (annualized) | - | +16.29% | |
| 5Y Return (annualized) | - | +9.65% | |
| Volatility (annualized) | - | 13.6% | |
| Max Drawdown | -19.6% | -33.4% | |
| Fund Family | FINQ AI, LLC | Charles Schwab Asset Management | |
| Category | Alternative | Equity | |
| Inception | Feb 5, 2026 | Oct 20, 2011 |
AINT vs SCHD Performance
FINQ DOLLAR NEUTRAL US Large Cap AI-Managed Equity ETF (AINT) is a ETF from FINQ AI, LLC and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, AINT is up 27.14% versus a gain of 26.54% for SCHD.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -19.6% for AINT and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
AINT charges 1.25% per year while SCHD charges 0.06%. On a $10,000 position that is $125 vs $6 annually, a gap of $119 per year that compounds over a long holding period. On income, AINT currently yields 0.00% against 3.13% for SCHD.
Holdings Overlap
AINT and SCHD share 1 holdings out of 121 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in AINT | Weight in SCHD | Difference |
|---|---|---|---|
| MO | -12.05% | 2.86% | 14.91% |
Frequently Asked Questions
Which is cheaper, AINT or SCHD?
AINT has an expense ratio of 1.25% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $119 per year of difference.
What is the holdings overlap between AINT and SCHD?
AINT and SCHD share 1 common holdings with a 0.0% weight overlap. Combined, they hold 121 unique securities.
Which pays a higher dividend, AINT or SCHD?
AINT yields 0.00% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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