AIPI vs SCHD
REX AI Equity Premium Income ETF vs Schwab US Dividend Equity ETF
Which is better, AIPI or SCHD?
Multi Alternative against Large Cap Value.
SCHD has a lower expense ratio. AIPI led over the full window, SCHD over 1Y. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 59.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | AIPI | SCHD |
|---|---|---|
| Expense Ratio | 0.65% | 0.06%Best |
| AUM | $434M | $112.2B |
| Dividend Yield | 33.87% | 3.13% |
| Holdings | 90 | 103 |
| YTD Return | +15.69% | +27.56%Best |
| 1Y Return | +24.76% | +30.29%Best |
| 3Y Return (annualized) | - | +16.37% |
| 5Y Return (annualized) | - | +10.23% |
| Volatility (annualized) | 18.1% | 13.2%Best |
| Max Drawdown | -25.3% | -16.1%Best |
| $10,000 over 2.3 years | $16,526Best | $14,636 |
| Top 10 Weight | 59.0% | 41.5%Best |
| Fund Family | REX Shares | Charles Schwab Asset Management |
| Category | Alternative | Equity |
| Style | Multi Alternative | Large Cap Value |
| Inception | Jun 3, 2024 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 2.3 years row, are measured over the window both funds cover: Jun 4, 2024 to Sep 4, 2026 (2.3 years).
AIPI vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.3 years both funds cover.
AIPI vs SCHD Performance
REX AI Equity Premium Income ETF (AIPI) is an ETF from REX Shares and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year AIPI returned +24.76% while SCHD returned +30.29%. Year to date, AIPI is up 15.69% versus a gain of 27.56% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
AIPI has been the more volatile fund, with annualized monthly volatility of 18.1% compared with 13.2% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -25.3% for AIPI and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at -0.07. They move largely independently of each other.
Fees and Cost Over Time
AIPI charges 0.65% per year while SCHD charges 0.06%. On a $10,000 position that is $65 vs $6 annually, a gap of $59 per year that compounds over a long holding period. On income, AIPI currently yields 33.87% against 3.13% for SCHD.
Holdings Overlap
2.6% of AIPI's money is in holdings SCHD also owns. 2.5% of SCHD's money is in holdings AIPI also owns.
AIPI and SCHD share little of their money.
1 positions in common, counted across the 25 positions we hold weights for in AIPI and 100 in SCHD, against full books of 90 and 103.
What only one of them owns
Our book lists 97 positions for SCHD that do not appear in our book for AIPI (97.1% of the fund), and 23 for AIPI that do not appear in SCHD (93.1%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in AIPI | Weight in SCHD | Difference |
|---|---|---|---|
| QCOMQualcomm | 2.64% | 2.55% | 0.09% |
You are not choosing between two funds in isolation.
Whichever of AIPI and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, AIPI or SCHD?
AIPI has an expense ratio of 0.65% while SCHD charges 0.06%. SCHD is the cheaper option, by $59 a year on a $10,000 investment.
Which performed better, AIPI or SCHD?
Over the past year AIPI returned +24.76% vs +30.29% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), AIPI annualized +24.41% vs +18.01% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, AIPI or SCHD?
AIPI has been the more volatile fund at 18.1% annualized versus 13.2% for SCHD. Worst drawdown: AIPI -25.3% vs SCHD -16.1%.
Should I hold both AIPI and SCHD?
AIPI and SCHD have a monthly-return correlation of -0.07, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between AIPI and SCHD?
2.6% of AIPI's money is in holdings SCHD also owns. 2.5% of SCHD's is in holdings AIPI also owns. They hold 1 positions in common, counted across the 25 positions we hold weights for in AIPI and 100 in SCHD.
Which pays a higher dividend, AIPI or SCHD?
AIPI yields 33.87% while SCHD yields 3.13%, so AIPI currently pays the higher dividend yield.
Is SCHD better than AIPI?
SCHD has a lower expense ratio. AIPI led over the full window, SCHD over 1Y. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 59.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.