AIPI vs SCHD
REX AI Equity Premium Income ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | AIPI | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.65% | 0.06% | |
| AUM | $431M | $108.7B | |
| Dividend Yield | 37.94% | 3.13% | |
| Holdings | 90 | 104 | |
| YTD Return | +13.66% | +26.50% | |
| 1Y Return | +21.58% | +31.25% | |
| 3Y Return (annualized) | - | +16.34% | |
| 5Y Return (annualized) | - | +10.10% | |
| Volatility (annualized) | 17.7% | 13.6% | |
| Max Drawdown | -25.3% | -33.4% | |
| Fund Family | REX Shares | Charles Schwab Asset Management | |
| Category | Alternative | Equity | |
| Inception | Jun 3, 2024 | Oct 20, 2011 |
AIPI vs SCHD Performance
REX AI Equity Premium Income ETF (AIPI) is a ETF from REX Shares and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year AIPI returned +21.58% while SCHD returned +31.25%. Year to date, AIPI is up 13.66% versus a gain of 26.50% for SCHD.
Risk: Volatility and Drawdowns
AIPI has been the more volatile fund, with annualized monthly volatility of 17.7% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -25.3% for AIPI and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.11. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
AIPI charges 0.65% per year while SCHD charges 0.06%. On a $10,000 position that is $65 vs $6 annually, a gap of $59 per year that compounds over a long holding period. On income, AIPI currently yields 37.94% against 3.13% for SCHD.
Holdings Overlap
AIPI and SCHD share 1 holdings out of 125 unique holdings combined, representing a 2.5% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in AIPI | Weight in SCHD | Difference |
|---|---|---|---|
| QCOM | 2.94% | 2.55% | 0.39% |
Frequently Asked Questions
Which is cheaper, AIPI or SCHD?
AIPI has an expense ratio of 0.65% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $59 per year of difference.
Which performed better, AIPI or SCHD?
Over the past year AIPI returned +21.58% vs +31.25% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), AIPI annualized +23.99% vs +11.50% for SCHD. Past performance does not guarantee future results.
Which is riskier, AIPI or SCHD?
AIPI has been the more volatile fund at 17.7% annualized versus 13.6% for SCHD. Worst drawdown: AIPI -25.3% vs SCHD -33.4%.
Should I hold both AIPI and SCHD?
AIPI and SCHD have a monthly-return correlation of -0.11, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between AIPI and SCHD?
AIPI and SCHD share 1 common holdings with a 2.5% weight overlap. Combined, they hold 125 unique securities.
Which pays a higher dividend, AIPI or SCHD?
AIPI yields 37.94% while SCHD yields 3.13%, so AIPI currently pays the higher dividend yield.
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