AIPI vs VTI
REX AI Equity Premium Income ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. AIPI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | AIPI | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.65% | 0.03% | |
| AUM | $431M | $666.9B | |
| Dividend Yield | 37.94% | 1.07% | |
| Holdings | 90 | 3,543 | |
| YTD Return | +11.69% | +12.65% | |
| 1Y Return | +22.73% | +21.39% | |
| 3Y Return (annualized) | - | +21.54% | |
| 5Y Return (annualized) | - | +12.11% | |
| Volatility (annualized) | 17.4% | 15.3% | |
| Max Drawdown | -25.3% | -56.6% | |
| Fund Family | REX Shares | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Jun 3, 2024 | May 24, 2001 |
AIPI vs VTI Performance
REX AI Equity Premium Income ETF (AIPI) is a ETF from REX Shares and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year AIPI returned +22.73% while VTI returned +21.39%. Year to date, AIPI is up 11.69% versus a gain of 12.65% for VTI.
Risk: Volatility and Drawdowns
AIPI has been the more volatile fund, with annualized monthly volatility of 17.4% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -25.3% for AIPI and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
AIPI charges 0.65% per year while VTI charges 0.03%. On a $10,000 position that is $65 vs $3 annually, a gap of $62 per year that compounds over a long holding period. On income, AIPI currently yields 37.94% against 1.07% for VTI.
Holdings Overlap
AIPI and VTI share 23 holdings out of 2790 unique holdings combined, representing a 29.5% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, AIPI or VTI?
AIPI has an expense ratio of 0.65% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $62 per year of difference.
Which performed better, AIPI or VTI?
Over the past year AIPI returned +22.73% vs +21.39% for VTI, so AIPI leads on 1-year performance. Over the longest common window we track (2 years), AIPI annualized +22.95% vs +8.07% for VTI. Past performance does not guarantee future results.
Which is riskier, AIPI or VTI?
AIPI has been the more volatile fund at 17.4% annualized versus 15.3% for VTI. Worst drawdown: AIPI -25.3% vs VTI -56.6%.
Should I hold both AIPI and VTI?
AIPI and VTI have a monthly-return correlation of 0.75, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between AIPI and VTI?
AIPI and VTI share 23 common holdings with a 29.5% weight overlap. Combined, they hold 2790 unique securities.
Which pays a higher dividend, AIPI or VTI?
AIPI yields 37.94% while VTI yields 1.07%, so AIPI currently pays the higher dividend yield.
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