AIVL vs VYM

AIVL vs VYM

Which is better, AIVL or VYM?

Nearly the same fund. VYM costs less.

VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.96. VYM is less concentrated, with 25.9% of the fund in its ten largest positions against 31.7%.

Lower Fees: VYMHigher Returns: VYMLess Concentrated: VYM

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricAIVLVYM
Expense Ratio0.38%0.04%Best
AUM$424M$81.6B
Dividend Yield1.45%2.22%
Holdings106613
YTD Return+14.26%Best+13.15%
1Y Return+16.91%+17.82%Best
3Y Return (annualized)+14.12%+17.99%Best
5Y Return (annualized)+8.29%+12.16%Best
Volatility (annualized)16.0%14.5%Best
Max Drawdown-65.1%-58.8%Best
$10,000 over 5 years$14,892$17,750Best
Top 10 Weight31.7%25.9%Best
Fund FamilyWisdomTree InvestmentsVanguard (US)
CategoryEquityEquity
StyleLarge Cap ValueLarge Cap Value
InceptionJun 16, 2006Nov 10, 2006

Volatility and max drawdown are measured over the window both funds cover: Nov 16, 2006 to Sep 10, 2026 (19.8 years).

AIVL vs VYM growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 19.8 years both funds cover.

AIVL vs VYM Performance

WisdomTree US AI Enhanced Value Fund (AIVL) is an ETF from WisdomTree Investments and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year AIVL returned +16.91% while VYM returned +17.82%. Year to date, AIVL is up 14.26% versus a gain of 13.15% for VYM.

Over three years, AIVL compounded at +14.12% per year against +17.99% for VYM; over five years the annualized figures are +8.29% and +12.16% respectively. Across the full 20-year window we track, VYM has the edge at +6.91% annualized vs +4.87%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

AIVL has been the more volatile fund, with annualized monthly volatility of 16.0% compared with 14.5% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -65.1% for AIVL and -58.8% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.96. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

AIVL charges 0.38% per year while VYM charges 0.04%. On a $10,000 position that is $38 vs $4 annually, a gap of $34 per year that compounds over a long holding period. On income, AIVL currently yields 1.45% against 2.22% for VYM.

Holdings Overlap

AIVL already in VYM51.8%
VYM already in AIVL12.4%

51.8% of AIVL's money is in holdings VYM also owns. 12.4% of VYM's money is in holdings AIVL also owns.

The two portfolios partly overlap.

47 positions in common, counted across the 100 positions we hold weights for in AIVL and 603 in VYM, against full books of 106 and 613.

What only one of them owns

Our book lists 521 positions for VYM that do not appear in our book for AIVL (85.0% of the fund), and 51 for AIVL that do not appear in VYM (45.9%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in AIVLWeight in VYMDifference
BACBank Of America Corp.4.13%1.56%2.57%
PGProcter & Gamble Company2.94%1.42%1.52%
MDTMedtronic Plc Ordinary Shares3.29%0.42%2.87%
USBUS Bancorp3.26%0.39%2.87%
MOAltria Group Inc.2.85%0.50%2.35%
NDAQNasdaq Inc.2.85%0.15%2.70%
CMCSAComcast Corp. Class A2.32%0.36%1.96%
NINisource Inc.2.58%0.09%2.49%
WFCWells Fargo & Co.1.57%1.05%0.52%
CNPCenterpoint Energy Inc.2.13%0.12%2.01%

51.8% of AIVL is already inside VYM.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

AIVLVYM

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Frequently Asked Questions

Which is cheaper, AIVL or VYM?

AIVL has an expense ratio of 0.38% while VYM charges 0.04%. VYM is the cheaper option, by $34 a year on a $10,000 investment.

Which performed better, AIVL or VYM?

Over the past year AIVL returned +16.91% vs +17.82% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (20 years), AIVL annualized +4.87% vs +6.91% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, AIVL or VYM?

AIVL has been the more volatile fund at 16.0% annualized versus 14.5% for VYM. Worst drawdown: AIVL -65.1% vs VYM -58.8%.

Should I hold both AIVL and VYM?

AIVL and VYM have a monthly-return correlation of 0.96, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between AIVL and VYM?

51.8% of AIVL's money is in holdings VYM also owns. 12.4% of VYM's is in holdings AIVL also owns. They hold 47 positions in common, counted across the 100 positions we hold weights for in AIVL and 603 in VYM.

Which pays a higher dividend, AIVL or VYM?

AIVL yields 1.45% while VYM yields 2.22%, so VYM currently pays the higher dividend yield.

Is VYM better than AIVL?

VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.96. VYM is less concentrated, with 25.9% of the fund in its ten largest positions against 31.7%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.