AJAN vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricAJANVOOWinner
Expense Ratio0.79%0.03%
AUM$43M$979.0B
Dividend Yield0.00%1.09%
Holdings5509
YTD Return+2.51%+13.80%
1Y Return+5.00%+23.71%
3Y Return (annualized)-+21.50%
5Y Return (annualized)-+13.44%
Volatility (annualized)2.8%14.1%
Max Drawdown-4.1%-34.3%
Fund FamilyInnovator ETFs TrustVanguard (US)
CategoryAlternativeEquity
InceptionJan 2, 2024Sep 7, 2010

AJAN vs VOO Performance

Innovator Equity Defined Protection ETF - 2 Yr to January 2028 (AJAN) is a ETF from Innovator ETFs Trust and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year AJAN returned +5.00% while VOO returned +23.71%. Year to date, AJAN is up 2.51% versus a gain of 13.80% for VOO.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 2.8% for AJAN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -4.1% for AJAN and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.89. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

AJAN charges 0.79% per year while VOO charges 0.03%. On a $10,000 position that is $79 vs $3 annually, a gap of $76 per year that compounds over a long holding period. On income, AJAN currently yields 0.00% against 1.09% for VOO.

Frequently Asked Questions

Which is cheaper, AJAN or VOO?

AJAN has an expense ratio of 0.79% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $76 per year of difference.

Which performed better, AJAN or VOO?

Over the past year AJAN returned +5.00% vs +23.71% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (3 years), AJAN annualized +6.37% vs +13.58% for VOO. Past performance does not guarantee future results.

Which is riskier, AJAN or VOO?

VOO has been the more volatile fund at 14.1% annualized versus 2.8% for AJAN. Worst drawdown: AJAN -4.1% vs VOO -34.3%.

Should I hold both AJAN and VOO?

AJAN and VOO have a monthly-return correlation of 0.89, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, AJAN or VOO?

AJAN yields 0.00% while VOO yields 1.09%, so VOO currently pays the higher dividend yield.

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