AMEM vs SPY

AMEM vs SPY
See what your portfolio actually owns
Your funds unpacked, overlap, fees and score, free on screen. The full report is $25, once. Download sample.
X-ray my portfolio free

Quick Verdict

SPY has a lower expense ratio. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: TiedMore Diversified: SPY

Side-by-Side Comparison

MetricAMEMSPYWinner
Expense Ratio0.91%0.09%
AUM$4M$821.1B
Dividend Yield0.00%1.01%
Holdings31505
YTD Return-0.40%+12.93%
1Y Return-+20.62%
3Y Return (annualized)-+22.00%
5Y Return (annualized)-+13.33%
Volatility (annualized)-15.3%
Max Drawdown-53.5%-56.5%
Fund FamilyAmana Mutual Funds TrustState Street Investment Management
CategoryEquityEquity
InceptionJun 24, 2026Jan 22, 1993

AMEM vs SPY Performance

Amana Developing World ETF (AMEM) is a ETF from Amana Mutual Funds Trust and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Year to date, AMEM is down 0.40% versus a gain of 12.93% for SPY.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -53.5% for AMEM and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

AMEM charges 0.91% per year while SPY charges 0.09%. On a $10,000 position that is $91 vs $9 annually, a gap of $82 per year that compounds over a long holding period. On income, AMEM currently yields 0.00% against 1.01% for SPY.

Holdings Overlap

0.4%overlap

AMEM and SPY share 3 holdings out of 532 unique holdings combined, representing a 0.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in AMEMWeight in SPYDifference
JBL4.20%0.05%4.15%
MPWR3.20%0.10%3.10%
QCOM3.00%0.26%2.74%

Frequently Asked Questions

Which is cheaper, AMEM or SPY?

AMEM has an expense ratio of 0.91% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $82 per year of difference.

What is the holdings overlap between AMEM and SPY?

AMEM and SPY share 3 common holdings with a 0.4% weight overlap. Combined, they hold 532 unique securities.

Which pays a higher dividend, AMEM or SPY?

AMEM yields 0.00% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.

See what your portfolio actually owns
Your funds unpacked, overlap, fees and score, free on screen. The full report is $25, once. Download sample.
X-ray my portfolio free