AOCT vs VOO
Innovator Equity Defined Protection ETF - 2 Yr to October 2026 vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 509 holdings.
Side-by-Side Comparison
| Metric | AOCT | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.79% | 0.03% | |
| AUM | $49M | $997.4B | |
| Dividend Yield | 0.00% | 1.08% | |
| Holdings | 5 | 509 | |
| YTD Return | +3.77% | +12.25% | |
| 1Y Return | +6.15% | +20.92% | |
| 3Y Return (annualized) | - | +21.79% | |
| 5Y Return (annualized) | - | +13.05% | |
| Volatility (annualized) | 2.6% | 14.1% | |
| Max Drawdown | -3.7% | -34.3% | |
| Fund Family | Innovator ETFs Trust | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Oct 2, 2024 | Sep 7, 2010 |
AOCT vs VOO Performance
Innovator Equity Defined Protection ETF - 2 Yr to October 2026 (AOCT) is a ETF from Innovator ETFs Trust and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year AOCT returned +6.15% while VOO returned +20.92%. Year to date, AOCT is up 3.77% versus a gain of 12.25% for VOO.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 2.6% for AOCT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -3.7% for AOCT and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.92. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
AOCT charges 0.79% per year while VOO charges 0.03%. On a $10,000 position that is $79 vs $3 annually, a gap of $76 per year that compounds over a long holding period. On income, AOCT currently yields 0.00% against 1.08% for VOO.
Frequently Asked Questions
Which is cheaper, AOCT or VOO?
AOCT has an expense ratio of 0.79% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $76 per year of difference.
Which performed better, AOCT or VOO?
Over the past year AOCT returned +6.15% vs +20.92% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (2 years), AOCT annualized +5.60% vs +13.45% for VOO. Past performance does not guarantee future results.
Which is riskier, AOCT or VOO?
VOO has been the more volatile fund at 14.1% annualized versus 2.6% for AOCT. Worst drawdown: AOCT -3.7% vs VOO -34.3%.
Should I hold both AOCT and VOO?
AOCT and VOO have a monthly-return correlation of 0.92, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
Which pays a higher dividend, AOCT or VOO?
AOCT yields 0.00% while VOO yields 1.08%, so VOO currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.