ARKF vs SCHD
ARK Blockchain & Fintech Innovation ETF vs Schwab US Dividend Equity ETF
Which is better, ARKF or SCHD?
Large Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. ARKF led over 3Y, SCHD over 1Y, 5Y and the full window. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 55.1%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ARKF | SCHD |
|---|---|---|
| Expense Ratio | 0.75% | 0.06%Best |
| AUM | $701M | $112.2B |
| Dividend Yield | 0.11% | 3.13% |
| Holdings | 41 | 103 |
| YTD Return | -2.20% | +27.56%Best |
| 1Y Return | -11.19% | +30.29%Best |
| 3Y Return (annualized) | +30.51%Best | +16.37% |
| 5Y Return (annualized) | -2.97% | +10.23%Best |
| Volatility (annualized) | 38.0% | 16.3%Best |
| Max Drawdown | -78.6% | -33.4%Best |
| $10,000 over 5 years | $8,601 | $16,274Best |
| Top 10 Weight | 55.1% | 41.5%Best |
| Fund Family | Ark Invest | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Value |
| Inception | Feb 1, 2019 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Feb 4, 2019 to Sep 4, 2026 (7.6 years).
ARKF vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 7.6 years both funds cover.
ARKF vs SCHD Performance
ARK Blockchain & Fintech Innovation ETF (ARKF) is an ETF from Ark Invest and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year ARKF returned -11.19% while SCHD returned +30.29%. Year to date, ARKF is down 2.20% versus a gain of 27.56% for SCHD.
Over three years, ARKF compounded at +30.51% per year against +16.37% for SCHD; over five years the annualized figures are -2.97% and +10.23% respectively. Across the full 8-year window we track, SCHD has the edge at +12.97% annualized vs +11.77%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
ARKF has been the more volatile fund, with annualized monthly volatility of 38.0% compared with 16.3% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -78.6% for ARKF and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.45. They move together some of the time, and apart the rest.
Fees and Cost Over Time
ARKF charges 0.75% per year while SCHD charges 0.06%. On a $10,000 position that is $75 vs $6 annually, a gap of $69 per year that compounds over a long holding period. On income, ARKF currently yields 0.11% against 3.13% for SCHD.
Holdings Overlap
We hold position weights for 38 holdings in ARKF and 100 in SCHD, totalling 97.1% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 38 positions we hold weights for in ARKF and 100 in SCHD, against full books of 41 and 103.
What only one of them owns
Our book lists 99 positions for SCHD that do not appear in our book for ARKF (99.9% of the fund), and 26 for ARKF that do not appear in SCHD (76.7%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of ARKF and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ARKF or SCHD?
ARKF has an expense ratio of 0.75% while SCHD charges 0.06%. SCHD is the cheaper option, by $69 a year on a $10,000 investment.
Which performed better, ARKF or SCHD?
Over the past year ARKF returned -11.19% vs +30.29% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (8 years), ARKF annualized +11.77% vs +12.97% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, ARKF or SCHD?
ARKF has been the more volatile fund at 38.0% annualized versus 16.3% for SCHD. Worst drawdown: ARKF -78.6% vs SCHD -33.4%.
Should I hold both ARKF and SCHD?
ARKF and SCHD have a monthly-return correlation of 0.45, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, ARKF or SCHD?
ARKF yields 0.11% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Is SCHD better than ARKF?
SCHD has a lower expense ratio. ARKF led over 3Y, SCHD over 1Y, 5Y and the full window. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 55.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.