ARMH vs SCHD
Arm Holdings PLC ADRhedged vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. ARMH delivered stronger 1-year returns. SCHD offers more diversification with 103 holdings.
Side-by-Side Comparison
| Metric | ARMH | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.19% | 0.06% | |
| AUM | $4M | $112.2B | |
| Dividend Yield | 15.28% | 3.13% | |
| Holdings | 2 | 103 | |
| YTD Return | +103.40% | +28.33% | |
| 1Y Return | +77.09% | +30.37% | |
| 3Y Return (annualized) | - | +16.64% | |
| 5Y Return (annualized) | - | +10.04% | |
| Volatility (annualized) | 82.0% | 13.6% | |
| Max Drawdown | -48.8% | -33.4% | |
| Fund Family | ADRH | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Mar 13, 2025 | Oct 20, 2011 |
ARMH vs SCHD Performance
Arm Holdings PLC ADRhedged (ARMH) is a ETF from ADRH and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year ARMH returned +77.09% while SCHD returned +30.37%. Year to date, ARMH is up 103.40% versus a gain of 28.33% for SCHD.
Risk: Volatility and Drawdowns
ARMH has been the more volatile fund, with annualized monthly volatility of 82.0% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -48.8% for ARMH and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.11. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
ARMH charges 0.19% per year while SCHD charges 0.06%. On a $10,000 position that is $19 vs $6 annually, a gap of $13 per year that compounds over a long holding period. On income, ARMH currently yields 15.28% against 3.13% for SCHD.
Holdings Overlap
ARMH and SCHD share 0 holdings out of 101 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, ARMH or SCHD?
ARMH has an expense ratio of 0.19% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $13 per year of difference.
Which performed better, ARMH or SCHD?
Over the past year ARMH returned +77.09% vs +30.37% for SCHD, so ARMH leads on 1-year performance. Over the longest common window we track (2 years), ARMH annualized +56.61% vs +11.58% for SCHD. Past performance does not guarantee future results.
Which is riskier, ARMH or SCHD?
ARMH has been the more volatile fund at 82.0% annualized versus 13.6% for SCHD. Worst drawdown: ARMH -48.8% vs SCHD -33.4%.
Should I hold both ARMH and SCHD?
ARMH and SCHD have a monthly-return correlation of -0.11, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between ARMH and SCHD?
ARMH and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 101 unique securities.
Which pays a higher dividend, ARMH or SCHD?
ARMH yields 15.28% while SCHD yields 3.13%, so ARMH currently pays the higher dividend yield.
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