ATFV vs SCHD
Alger 35 ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | ATFV | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.56% | 0.06% | |
| AUM | $213M | $103.7B | |
| Dividend Yield | 0.17% | 3.31% | |
| Holdings | 33 | 104 | |
| YTD Return | +12.81% | +25.33% | |
| 1Y Return | +23.80% | +32.31% | |
| 3Y Return (annualized) | +38.26% | +15.40% | |
| 5Y Return (annualized) | +13.13% | +9.70% | |
| Volatility (annualized) | 24.1% | 13.6% | |
| Max Drawdown | -45.3% | -33.4% | |
| Fund Family | Alger | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | May 4, 2021 | Oct 20, 2011 |
ATFV vs SCHD Performance
Alger 35 ETF (ATFV) is a ETF from Alger and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year ATFV returned +23.80% while SCHD returned +32.31%. Year to date, ATFV is up 12.81% versus a gain of 25.33% for SCHD.
Over three years, ATFV compounded at +38.26% per year against +15.40% for SCHD; over five years the annualized figures are +13.13% and +9.70% respectively. Across the full 5-year window we track, ATFV has the edge at +14.39% annualized vs +11.45%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
ATFV has been the more volatile fund, with annualized monthly volatility of 24.1% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -45.3% for ATFV and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.38. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
ATFV charges 0.56% per year while SCHD charges 0.06%. On a $10,000 position that is $56 vs $6 annually, a gap of $50 per year that compounds over a long holding period. On income, ATFV currently yields 0.17% against 3.31% for SCHD.
Holdings Overlap
ATFV and SCHD share 0 holdings out of 132 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, ATFV or SCHD?
ATFV has an expense ratio of 0.56% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $50 per year of difference.
Which performed better, ATFV or SCHD?
Over the past year ATFV returned +23.80% vs +32.31% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (5 years), ATFV annualized +14.39% vs +11.45% for SCHD. Past performance does not guarantee future results.
Which is riskier, ATFV or SCHD?
ATFV has been the more volatile fund at 24.1% annualized versus 13.6% for SCHD. Worst drawdown: ATFV -45.3% vs SCHD -33.4%.
Should I hold both ATFV and SCHD?
ATFV and SCHD have a monthly-return correlation of 0.38, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between ATFV and SCHD?
ATFV and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 132 unique securities.
Which pays a higher dividend, ATFV or SCHD?
ATFV yields 0.17% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.